(Closed) the ONE bad thing about a joint accoutn…

posted 8 years ago in Married Life
Post # 3
Member
11327 posts
Sugar Beekeeper
  • Wedding: February 2011

Ugh that sucks!!! This is one of the reasons I keep going back and forth about having a joint account. I think we’ll have separate accounts at least for gifts and little stuff.

Post # 4
Member
605 posts
Busy bee
  • Wedding: March 2010 - Ritz-Carlton, Half Moon Bay

oh, i can understand how that is a little disappointing–on the bright side, it gives you more time to build up excitement! that’s a really nice gift.  perhaps as corgi mentioned, you guys could each have small separate accounts for gifts?

Post # 5
Member
1566 posts
Bumble bee

Yeah, I found this out as well when I was getting FI his gift. I managed to keep it a surprise by using my dad’s credit card and paying him back so the charge didn’t show up on our joint records.

Post # 6
Member
3526 posts
Sugar bee
  • Wedding: August 2010

haha. That is the only one bad thing. We usually tell each other so that we won’t check the account until the event. Usually he’ll tell me as he’s about to purchase something so that I can check the account beforehand and make sure everything’s good. πŸ™‚

Post # 7
Member
6572 posts
Bee Keeper
  • Wedding: February 2010

i know, i had that problem too, but he’s the one who deals with the bills. luckily my grandma is consistantly supplying me with cash whenever i visit so i save that up for his presents.

Post # 8
Member
96 posts
Worker bee
  • Wedding: February 2009

I buy prepaid VIsa or Mastercard, so I can purchase his gift online without his knowledge.

Post # 9
Member
2725 posts
Sugar bee
  • Wedding: September 2009

Yeah….that’s why we have a joint account and we each have an individual account. But when he bought my birthday present a few weeks ago, he used the joint account! Doh! He got me tickets to see the Nutcracker Ballet but luckily it didn’t say exactly what it was for. But I knew it was for a concert or something.

Post # 10
Member
4385 posts
Honey bee
  • Wedding: May 2011

Lol. That’s exactly why we also have our own seperate accounts along with our joint accounts! Plus our own credit cards πŸ™‚

Post # 11
Member
4001 posts
Honey bee
  • Wedding: June 2010

Bummer!  My FI isn’t too great with keeping secrets either.  At least its a gift you’ll love, imagine trying to feign surprise and excitement if you weren’t into the gift at all?  Yikes.  You guys will have a wonderful time anyway, enjoy!

Post # 13
Member
362 posts
Helper bee
  • Wedding: August 2010

This is one of the reasons we are setting up a joint account for bills but will keep our own seperate accounts for our spending money. πŸ™‚

Post # 15
Member
4567 posts
Honey bee
  • Wedding: August 2010

We’ll probably always have seperate accounts. We spend and save money so differently that we’ll probably just have one account for the house and keep everything else seperate. It’s easier that way, and I don’t like ruining surprises!

Post # 16
Member
548 posts
Busy bee
  • Wedding: August 2009

Yeah, that’s a bad thing about a joint account… sorry your surprise got ruined!

Another bad thing is when your husband checks the account and finds out how often you eat Chipotle for lunch! Embarassed

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