Tight budget, delayed engagement! Need advice..

posted 3 years ago in Money
Post # 3
Member
7179 posts
Busy Beekeeper

I think you should let him figure it out 🙂 Talk about a timeline and let him get you the best ring he can afford!  if you want to upgrade later, you certainly can!

Post # 4
Member
8 posts
Newbee
  • Wedding: August 2014

Let him figure it out.

Post # 5
Member
3223 posts
Sugar bee

Why don’t you help with the wedding?  That may free up some of cash to get you the ring.  You also don’t have to have the full wedding saved for to become engaged.

Post # 6
Member
8425 posts
Bumble Beekeeper
  • Wedding: April 2013

@love2010:  Unfortunately, the diamond industry has a very firm hold in the minds of men (and women), so many think that it is necessary in order to make a proposal official.  If you’re open to it, I would definitely recommend a lab created alternative (CZ, Moissanite, lab sapphire/emerald/ruby, etc), otherwise, an inexpensive silver ring could act as a place holder until you have enough money to upgrade if you so wish.  I highly recommend going ring shopping with your SO if you choose to get a diamond alternative, since your SO will probably encounter a lot of negative feedback, especially from large chain jewelry stores.  You could always get married at the courthouse and have a nice backyard reception if  you are in a rush/are on a tight budget. 

Post # 7
Member
13 posts
Newbee

@love2010 : It’s a tough situation.  🙁 But you always have the option of upgrading your ring in the future. Go with a cz or a gemstone for your first ring.. Then get your dream ring! I also found this website offering engagement ring upgrade plan if it helps : http://www.25karats.com/engagement-ring-upgrade-plan

Good luck with your engagement and wedding! 🙂

Post # 9
Member
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

I definitely second a diamond alternative… White topaz and Moissanite are popular!

Actually… Groupon has a deal going on for a diamond e-ring! I think it was originally $1,000, and is on deal for $199?

Post # 10
Member
1969 posts
Buzzing bee
  • Wedding: June 2015

Good question! I’ve been telling my SO for almost a year now that I want a moissanite, and yet he’s still insisting on a diamond! i think he feels like a diamond is what makes things official, and I know that he feels like he’ll be looked at as a cheapskate if he gets anything else. Silly boys! 

Post # 11
Hostess
1468 posts
Bumble bee
  • Wedding: November 2012

@love2010:  Very interesting situation. I think you should discuss it together. Just say something along the lines as you want to marry him as you want to spend the rest of your lives together, but you don’t want to create a fiancial burden. Then tell him your thoughts such as a promise ring, a “fake” diamond etc.

To tell you the truth my husband actually put my ring on a no interest pay off type deal. So he had to make regular fortnightly payments until it was paid off. He didn’t pay anything extra for the ring doing this nor did he get charged interest. It was like a lay-by system! It was awesome!

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