- 3 years ago
- Wedding: September 2013
So I was talking to DH this morning and I asked him what areas he would consider buying a co-op in. He said he didn’t want to talk about it because we are no where near we want to be financially to even consider buying something right now.
I get it, but I just want to know what his thoughts are. And then came up the topic that we would buy a co-op (a 2 BR of course because we will have at least one child by that point), and he then said we would sell that and move to a house once we have more money.
My whole thing is why invest in something that you are just going to end up selling later? Moving is annoying, and can be expensive, the whole process of packing and unpacking, and then painting again and do whatever rennovations need to be done, its not something I want to deal with multiple times!
So now I am wondering do we keep renting until we have enough money for a house? Or should we invest in a co-op in the future, stay there and then sell it?
I think we should just keep renting until we have enough money because the amount of money we pay for the co-op would equal the same amount in rent. And on top of that, co-ops are harder to sell and honestly, I don’t want to deal with the possibility of not being able to sell the place.
I had come to terms that we would never have a house because the the areas we can live in, are too far away from where we work and the commuting cost to get to work is astronomical. So I settled on the idea of a co-op and after recently visting another couple we are friends with who just bought a co-op I really fell in love with the idea.
And now those ideas have gone in the dump because now the idea of buying a house is in the works.
We live in Brooklyn, NY, and we can easily save for a few years and get a nice house in Staten Island, but DH hates it and does not have a good reason to hate it. Long Island and Jersey are out of the question for me. We can easily save for house in LI and NJ but the commuting expense is going to make us broke.
SOrry this is so long, I am just bummed because I want to invest in something but I feel like DH and I are not on the same page, and when I try to talk about it he gets upset because he feels like I am getting anxious. All I am trying to do is to get a sense of where he sees us living in 5 or 10 years. Whats so difficult about that?