(Closed) torn about the idea of kids

posted 6 years ago in Babies
Post # 3
2201 posts
Buzzing bee
  • Wedding: August 2010

I’m not in your exact situation, but am definitely blown away by the cost of children. However, if it’s important for you and your Fiance to have a family (no matter what size) maybe look and see what changes you could make to your lifestyle now to save even more money. Cut back on dinners out, buy store-brand items instead of name-brand, clip coupons for groceries and other services, etc. Then you could either put that savings toward your debt, or set up a separate savings account specifically to cover child costs so having a kid doesn’t increase your debt.

Post # 4
1327 posts
Bumble bee

I am with you, I don’t know how we are ever going to squeeze a child into our monthly budget, we are barely keeping ourselves out of debt as it is. We still have a 10 year window before it is too late for kids so I hope it gets better.

Post # 5
408 posts
Helper bee
  • Wedding: September 2010

I’m not in your exact situation either but I am currently 4 months pregnant and I know we can’t afford all of the baby costs. However, the one thing I’ve always wanted in life was a family. Like you, I wanted to have a big family as well but not because I did, but because I had a small family. We both want two kids and I think that will eventually be  possible. We have no money saved for any of our upcoming baby bills but we will find a way. Everything always works out for the best. I just couldn’t give up something that is so important for me. I don’t think you should either. 

Post # 6
5892 posts
Bee Keeper
  • Wedding: October 2010

Keep in mind you don’t have to be debt free to have kids. You just have to be able to manage your debt while paying your bills on time and paying for kids. Most people have debt (school loans, car loans and mortgages) and still manage to have kids. 

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