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Townhome vs. House

posted 1 year ago in Home
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    1.
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    Honey bee
    Treasure43    September 18, 2010  

    DH and I are starting the process of educating ourselves so that we can start looking for a place to live. What are some of the pros and cons about townhouses vs. houses?

     
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    Honey bee
    Treasure43    September 18, 2010  

    Anyone?

     
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    Helper bee
    mkendrick    August 1, 2009   Las Vegas

    Just to get the conversation started:

    Detached homes tend to hold their value or appreciate in value better than townhomes/attached living.

    Townhomes will usually have a HOA fee to take care of the common areas of the development. 

    Townhomes have shared walls - may have noise issues.

    Detached homes often require more maintenance - especially yard maintenance which can often be taken care of by your HOA in a townhouse development.

    If you buy in a planned community, you may have to pay HOA fees even with a detached home situation.

     

     
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    Sugar bee
    Ms Mini    July 17, 2010   Medicine Hat, AB

    For ourselves, we needed the privacy of having our own detached house.

    Many of our friends own townhomes, and you could almost always hear the people connected to you at times. You also can't control who lives by you, so you might be impacted if they have small kids, like to play movies/music/video games loud, have kids, etc ... 

    We both work weird hours (long hours for him, shift work for me) so we didn't want to feel like we were tip-toeing around, and I also didn't want to be disturbed when I was sleeping during the day for night shifts.

    We also have a big dog, and a lot of townhomes here have limitations of the type/number/size of pets you can have (via the condo board).

    There are condo fees when you live in many townhouses, which is an added expense when you figure cost of living, and the condo fees may be more or less stable depending on the management company, repairs/additions needed, what is included, and how the money is managed, so that is another unknown.

     
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    Honey bee
    yrret107    November 28, 2009   Seattle, WA; Married in West Chester, PA

    Ok, I don't know exactly what you are looking for but I'll try.

    In townhomes... you have to share at least one wall with another owner.  In a house, you may not...

    In townhomes, you usually share a small yard.  In a house, you might have a bigger yard.

     

     
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    Jsquared    April 13, 2012  

    @Treasure43: I've alwasy wanted to just get a house, but now that we find ourselves beginning the process, I find that I am leaning toward a townhouse for ouw first home. I like that they mow the lawn, shovel the snow etc. and maintain the outside. Just one less thing to worry about for right now.  We are still tossing a lot of things around, but for right now, those things are kinda swaying us b/c we work long hours and the snow will def. pose an issue for us :/

     
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    simplifiedbride    June 2011   California

    We bought a single family ranch style house a couple of years ago because it was the right thing for us at the time.  We were able to get a foreclosure for a steal, and spend some money on remodeling.  I think it house vs. townhome really depends on what you're looking for.  We wanted a large backyard, but with it comes time/money spent on gardening.  We also didn't want to have common walls with neighbors.  It's nice to not hear anyone's surround sound, or obsessive vacuuming.  Single family homes are more expensive where we are, but taxes on your townhome are cheaper because the home value is less.  Like I said before, it really depends on what you're looking for, and what you can afford to spend.

     
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    Sugar bee
    LittlestBirds    July 24, 2010   Seattle, WA

    @Treasure43:

    First, the downsides:

    • The first townhouse I lived in lacked a garage, had HOA-restricted parking (which was obnoxious for guests and a death sentence for parties), and on trash day we had to haul our cans all the way around the entire row of houses to get them to the curb. I'd only buy a townhouse if it had a dedicated garage and some availability on-street or nearby for guest parking, and with reasonable access trash-to-curb.
    • Neighbor noise, obviously. This will vary a lot from one neighborhood to another. We've never heard a peep from our neighbors, but this isn't the case everywhere.
    • You don't own the entire building, and you don't own the roof. If something needs repair, or the entire roof needs replacing, you have to work with your neighbors to get it taken care of. Not necessarily a problem, but of course it could be.
    • You likely won't have a very big yard, if you have one at all.
    • Townhouse builders have to be creative to get enough light in the interior, since you don't have the ability to put windows on all four walls. One of the reasons we picked our townhome is that the builders did a brilliant job placing huge picture windows, small light-giving windows, and skylights all around. We never have to turn our lights on before sunset, even in the winter, it's so bright inside. Something to look for when you go house-hunting.

    Now, what we love about a townhome:

    • Living in an urban townhome upholds my ideals and the passion behind my career - targeting density into cities in order to prevent suburban sprawl and therefore preserve beautiful open spaces from being converted into new subdivisions. Our block of twelve townhomes was built on a former one-house property in the middle of a desirable neighborhood of our city. That's called infill, which is when you put a lot of people in an area where only a few people lived before, in an urban area with infrastructure that can accept a high density population.  In other words, it's good for the environment.
    • Another way that living in a townhome helps me stay true to my convictions is that it's more resource-efficient than a freestanding home. You'll use less energy and pay less money to heat your home in the winter because you'll share walls with your neighbors. 
    • Living so close to our neighbors has fostered a great sense of community. Our neighborhood opened up the whole garage area for a Halloween party this past year, for example, and people frequently hang out on each other's front steps and let their dogs play together etc.
    • Our townhome is tall and skinny, meaning we have great views from the upper floors of the house.
    • More bang for your buck - townhomes are usually cheaper than freestanding homes, so for the same price, a townhome will get you more bedrooms (we have a home office and a guest bedroom in addition to our master bedroom), more bathrooms, nicer carpets and countertops and appliances, etc.

    Good luck house-hunting!

     
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    Helper bee
    krsmall    July 16, 2011   Ashburn, VA

    I have a townhouse and we have no noise issues.  I have also owned a condominium and had no noise issues as well.  Maybe I've just been lucky.  This is something you can mention to the realtor and they can research and see if there is a noise issue.  I live in DC and it's more affordable to live closer to town if you buy a condominium or townhouse.  I personally LOVED condo living and enjoy townhome living.  A house is too big for us right now, but it's a personal decision.  Good luck with the house hunting!!! 

     
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    Busy bee
    seattlemeg    October 2, 2010   Seattle

    @LittlestBirds: What she said!

    I also would like to add that I live in a townhome that does not have HOA fees, we just don't have a lot of common area. This is great and annoying at the same time. My husband and I are good about cleaning up our walkways when leaves and snow drop down. Our neighbors... not so much. One neighbor is also terribly rude and allow their dog to run into our "yard" and use it as a toilet. Having neighbors this close can be a problem.

    Where we wanted to live there were more townhomes available that had more than one bathroom than the single bath homes that were in the same price range. I'm pretty sure I'm going to start my family in this home and I couldn't imagine having only one bathroom, but that's just me. 

    We knew we'd pick this townhome as a starter house and we look forward to being able to afford a larger townhome or a house in the next 5 years or so. Good luck deciding, house hunting is fun!

     

     
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    Helper bee
    rolling berry      

    With a townhome  - you must not mind walking up and down flights of stairs! However, you can get a lot more for your money, and there is less yard maintenance.

    In my area, for a similar amount of money you can buy either a new-ish townhome (built in 2000's) or a much older freestanding house (built 70's or 80's or earlier). If this is the case  for you, consider how much tolerance you have for doing repairs on an older home as things start to break, or whether the older home needs renovations.

     
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    Busy bee
    crh1729    April 7, 2012   Wilson NC

    We live in a townhome now and we're happy. We just live in a baddish neighborhood. (Our neighbor got arrested last week for being a heroin dealer.)

    But other than that, we very rarely ever hear our neighbors, we have an awesome surround sound so they probably hear us more than we hear them haha

     
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    Marathongirl04    June 18, 2011  

    Dealing with the association can be a pain in the butt. Yes, you have to mow and shovel with a house, but you can always pay someone for that, and that is probably going to be cheaper in the long run than what you pay in association dues.

     
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    Treasure43    September 18, 2010  

    Thanks for all the imput ladies!

    We would love a big yard for our dog (and eventually kids), yet I like the idea of having some of the outside maintaince taken care of.

    For those of you who live in townhomes, does an HOA or something take care of outside expenses? What are you responsible for?

    For house owners: Do you find outside maintainance to be a big financial drain? That's one of my worries with a house, that we'll end up spending a ton of money in repairs and such.

     
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    Busy bee
    crh1729    April 7, 2012   Wilson NC

    We have a maintenance crew take care of ours. We've never had to lift a finger. It's great!

     
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    simplifiedbride    June 2011   California

    Maintenance hasn't been too big of a drain.  The only thing we had to fix in the last 2 years was the water heater.  We chose to go with a tankless, which was more expensive, but if we'd gone with a traditional water heater, it'd have been 1/3 the cost.  We had a home inspection before buying, though, so we knew that there wasn't anything major that would come up.  That's why it's so important to get a home inspection... you have to know what you're getting yourself into.

     
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    Helper bee
    symphony    August 14, 2010  

    Townhomes are (usually) cheaper but they do usually have the HOAS. They have a sort of apartment feel to them, since you live in such close proximity with other families and depending on how well it's built, may or may not be able to hear them. Also, your yard is like a 10 by 10 box. Which is great, if you don't want a lot of upkeep. I lived in one for several years and can't remember hearing the neighbors too much, but the small yard wasn't too fun. Also, the way they do parking can be bothersome too. Not all townhouse communities offer covered parking for more than one vehicle.

     
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    Bee Keeper
    artbee    February 28, 2010  

    I'm in a townhome, currently looking for a house.

    We have a dog so we're really like a fenced in yard. We don't have a garage, and we have to walk a pretty long way to our place from the car, which sucks if you have heavy things to carry or it's pouring outside. Neighbors being right there can be a good or a bad thing. Sometimes you don't want to talk to your neighbor every time you step outside, but then again it's nice having them there if you need something, and they all watch out for each other. And we have lawn guys, that's always a good thing!

     
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    Sugar bee
    Bostongrl25    December 2017  

    @Treasure43: I have never lived in a townhouse but my boyfriend did when we first met. He didn't have noise issues but there was a bit of privacy issue. And in answer to your question regarding maintenance, yes...a detached home is a very big expense. But like anything, you really don't know until you get in. We looked for homes that had newer roofs since that is a huge expense that we knew we couldnt afford for a while. But even basic maintenance is not only expensive, but hard work. In the summer we spend a few hours a weekend cutting the grass, weed wacking, weeding, etc. Sometimes even longer. But we love it so that isn't a drawback for us. Its really a personal decision.

     
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    Bumble bee
    LetsGoPens    October 13, 2012   Pittsburgh

    I'm not sure if anyone mentioned this or not.

    My FI delivers furniture for a living. (untill he can find a job in the electronics field) He HATES delivering to townhouses because he says that it is so much harderr. He told me that most of the time everything is smaller, smaller steps, smaller hallways, smaller door frames. Not all townhouses are like this though. I know moving in is only a one (or maybe two) day process but it is something to think about.

     
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    Worker bee
    Brianne2010    July 24, 2010   Charleston, SC

    It really depends on your priorities. DH and I had been living in apartments with some really obnoxious neighbors. We actually lived in a really really nice apartment complex and could still hear the neighbors watching TV, having sex (really really loud), and vacuuming at 2 am. We were just tired of sharing walls so a townhouse was out for us.

    The yard could be a pro or a con. My hubby helps run the family nursery. They sell landscaping plants and he LOVES working out in the yard. Having a yard was a big deal for him. However, I have friends who HATE the upkeep of a lawn and in their case, a townhouse was better. 

    Most townhouses have HOA fees but our whole neighborhood has HOA fees. We live in a detached home but we still pay HOA fees for the general upkeep of the neighborhood and the pools. However, the townhouse HOA fees are higher because they are paying for the upkeep of their yard and building, etc. 

    Lots of stairs! A friend of mine lived in an absolutely GORGEOUS townhouse but there were no bathrooms or bedrooms on the ground level. There was a garage and an entryway at the ground level and then three floors above that with living space. Unfortunately, this friend injured herself (a pretty brutal ankle fracture) and had the hardest time with all of the stairs. Shortly after that, her elderly mother came to live with her because she got really sick. She constantly needed help just getting her mother to the second level to get her into her room. Overall, this friend LOVED her townhouse and tried to talk my hubby into getting a townhouse, but that was just a time in her life when the layout became a burden.

    Like I said, it all depends on your priorities. I would have been perfectly happy with a townhouse (especially a few that I looked at that were at the end of the row so we only shared one wall), but DH was adamant that we have a detached home.

     

     
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    twentyeleven    January 1, 2016   NC

    We live in a 3 storey TH. Our whole neighborhood though (one large development) is a mix of 2 and 3 storey THs and detached SFHs. This is our starter home and for the two of us it made the most sense. We got more living space for the money (~2000sq ft) than what we could afford in the area for a SFH.

    We have both overall neighborhood and TH HOA fees but I guess it's worth it; they take care of all the landscaping, lawns, common areas, etc. Depending on what needs repair though, most exterior maintenance can definitely still be your responsibility. I think that may depend on how they are built though. We don't share a roof, gutters, etc with any neighbors. Our homes are also built on different "levels" so one home may be slightly higher or lower than the next and therefore we don't share as much direct wall space and have little issues with noise. Our layouts are also nice in that our bedroom backs up to our neighbors bath, their bedroom backs up to their other neighbors bath, etc. (I know this because we looked at our neighbor's home as well, they were for sale at the same time). Again this is specific to our neighborhood so you may not find the same thing.

    Since it is just the two of us...it was just a nice starting point. Got our foot in the door for home ownership with plenty of space. The downside would definitely be no big fenced in yard, especially since we have three dogs.

    Okay this is getting really long but a TH can definitely be a great option for your first place!

    ETA: We also have a single car garage and driveway, along with nice bottom level entry.  

     

     
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    Honey bee
    KLP2010    October 30, 2010  

    Not ALL HOA's cover exterior or yard maintenance. I've lived in a few and none were ever covered.... (we rented)

    HOA's CAN be a royal PITA though. We would get fined if they deemed our grass too long, if there were weeds in the cracks of the driveway, the fence had to be made with a specific wood that was only available through one retailer and had to be special ordered, More people/small space/crime, lack of parking, sketchy neighbors VERY close by, lots of traffic (in case a dog escaped), we couldn't take our trash can out until after 7pm the day before and it had to be taken away by 7 pm the following day or there were fines, Had to drag the can through the ally or the house (eww)....

    Considering it was pay the same for an apartment I liked the space and deal I got for a renter. I would never buy one though... 

    Oh, a lot of times the different ones I lived it were very poorly constructed as well as they were going for speed to get them up... 

     
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    twentyeleven    January 1, 2016   NC

    @KLP2010: I agree HOAs can be a PITA but that has not been our experience with ours at all. They do conduct regular inspections but more for things that truly are eyesores (garbage cans sitting out 3 days after pick-up? You'll probably get a letter if you're a repeat offender.) and also for things like drainage problems, deck maintenance, etc.

    Traffic, crime, etc all have to do with your general area imo. I think you really have to look around, check local reports...and talk to prospective neighbors if need be, when you are out looking at homes.

     
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    Honey bee
    KLP2010    October 30, 2010  

    @twentyeleven: I agree. Not all HOA's are created equal :) Our city has a lot of townhouses and it does depend. As for crime... our problem neighbor moved in right before I left... (for good reason :), we also had issues with the kids in our neighborhood hitting the ducks with sticks etc... We also had issues with people running from the cops on the main road at the front and ditching into the neighborhood to try and loose them... stuff you can't really predict. We searched police reports, asked mailmen, and sex offender databases... but some things it all depends. 

    Our city is very mixed.. low/middle/high middle class are all mixed together... there's not really a "low crime" area and a "high crime" it's just crime happens when stupid people do stupid things. I had one awesome neighbor... but I felt bad he was "stuck" in his owned home when the neighborhood wasn't what it used to be. We also have a lot of military so it's high transition.

    That's why when we were ready to buy, we found a foreclosure in need of TLC is a much better neighborhood that's upper middle/lower upper class. houses are far apart, more space. There is more to take care of but I wouldn't trade it for anything! I'm loving all the home repair and work! (think younghouselove.com)

     
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    twentyeleven    January 1, 2016   NC

    @KLP2010: Not to threadjack but I did see your posts about your reno. It looks amazing! And I totally love younghouselove! 

     

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