TTC, new jobs and insurance (US bees)

posted 2 years ago in TTC
Post # 2
1892 posts
Buzzing bee
  • Wedding: May 2013

Most doctors won’t see you until your 8ish weeks. And I’m almost positive that insurance can’t say no bc of being pregnant.

Post # 4
6632 posts
Bee Keeper
  • Wedding: June 2011


auggiefrog:  They only way you would be denied if if your husbands new insurance carrier has a plan that doesn’t include maternity.  For example Company A has 10 employees all male they could chose a plan that doesnt include maternity.  I work in the insurance industry. That case senerio is very rare though. 

Post # 5
2792 posts
Sugar bee
  • Wedding: May 2014

auggiefrog:  You should actually be pretty well off in this situation.  I know that people cry foul with Obamacare alot, but there are two previsions that actually help you a lot!  The first is, that coverage of maternity/womens health/reproductive issues is mandatory for all insurance companies.  The second is that they can’t deny you for insurance based on a preexisting condition.  It really should be no problem for you.

Post # 6
9526 posts
Buzzing Beekeeper
  • Wedding: August 2013

I don’t think that insurance companies are allowed to not cover maternity care after the ACA. And I’m certain that they can’t not cover the pregnancy as a “pre-existing condition” because you conceived before the insurance started. Also, many times the insurance doesn’t technically start until a specific date, but medical costs before that day may be covered after the fact. So, I think you’ll be fine insurance wise.

Also, it’s important to keep in mind that FMLA (that says your job has to give you time off for maternity leave and not fire you) only kicks in after a year, so be sure to take that into consideration if you’re looking for a new job in the near future. 

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