I am an Encore Bride… and a woman over 50.
While there are certainly men who are quite healthy and active in their early 50s, the reality is they are past the mid way point in their lives.
After 50, I jokingly say that the warranty on our body expires (much like it does on a car) and stuff starts to go wrong.
Health is certainly more precarious after 50… and then so significantly every 5 years.
(As I’ve aged, I’ve become accutely aware of this… having seen a dramatic increase in friends & family members in recent years who have either had severe illnesses or passed away… ages 50 thru to 75, with the greatest concentration in the 50 to 65 range)
So altho men today can live well into their 80s… in actuality the percentage that do so, isn’t all that high (it is however much higher for women)
I don’t want to turn you off TTC entirely…
Just want to let you know that your Hubby will most likely be less and less involved with things that need doing as he ages
By 60 he might not have the stamina to do stuff with a 10 year old, and by 65 not the patience or interest to deal with a teenager
So a lot more is going to fall on you
(Worse yet if you are having to deal with kids, teens, your aging parents & hubby… more so if anyone is sickly)
Then there is the element of expenses.
Mr TTR is in his 60s and semi retired. We are trying to transition towards his retiring completely now, but the whole scenario of giving up a significant income is down right FRIGHTENING… and in our case there is just the 2 of us.
Wouldn’t want to be sitting where we are now, with say 4 kids (kids are expensive in general) and potentially 4 college tuitions in the plans.
In my first marriage… we went thru that cycle in our 40s… and at least at that point in time we were both working full time, and making good money. We were able to save for some of it in advance, budget our way thru the rest… and get back on track with our savings long before retirement would have hit (another 10 or so years down the road, when we wouldn’t have had any significant bills… no kids at home, no college tuition, no mortgage etc)
All stuff to think about IMO
As I said, I don’t want to scare you off TTC entirely…
BUT if I was in your shoes, I’d certainly want to think long and hard about adding another child into the mix at this point in time.
Hope this helps (some)