Post # 1
I got a call this morning about DH’s CC (it’s a joint account). His card has been compromised. I don’t trust the calls, even though they had his name on file, so I just got him to call back and deal with it.
It was a real call, someone in a difference province tried to use his number, but the transaction was cancelled and the card was immediately cancelled. My card is still ok.
When we made this account joint, we also switched the type of account and it took over a month to get our cards. Hopefully DH will get one sooner, as he’s usually not even in the same city as I am most of the time on weekdays. The place where he works most of the time doesn’t even have an ATM for our bank.
It’s also been less than a year since my debit card from a different bank was compromised. It was not a confirmed theft, they just recalled all cards that had used a certain ATM just in case.
Just a vent – we both have other credit cards, but like this one for the cash back rewards. Luckily, the bank caught it immediately. Why do there have to be losers who steal from others?!
Post # 3
And now I am checking out our credit card transactions! DH already did so, we’ll have to take a look over the next week at least though, as it usually takes a few days for a transaction to show up.
Post # 4
Ugh, so frustrating and scary at the same time! Please don’t stress yourself too much, it already seems like you guys are being diligent with your transactions/cards/etc. Thank goodness your bank caught it so early.
Post # 5
I had my debit card compromised twice this year in a span of 2 months. I had only been using the new card for a week when it happened the 2nd time. Now I very rarely use it.
I’m almost 95% certain that I know which store it was that it happened at because I had used my card there both times.
Post # 6
That’s annoying, but at least no MAJOR harm was done!!
Post # 7
@inky_1: Yes, I would be much more stressed out if the bank hadn’t caught it and we had to inform them!
lol I am a little paranoid for not trusting a phone call when they have the last 4 digits of the card and DH’s name?
I feel much better after venting, and it doesn’t really inconvience me, just DH.
Post # 8
@AB Bride: haha you are NOT paranoid at all, I get freaked out with that stuff too. If it was Fi’s information I’d make him deal with it too lol
Post # 9
Can totally relate – my debit card was compromised and the number sold to UK (I am in the states and never been overseas) – they cleared out all my christmas money in one transaction the day after Thanksgiving. Figured it out when I went shopping. It was horrible. I was the one who caught it so I had to report it to the police for a report, my bank, wait on a new card, battle with creditors whose payments bounced… it was a freakin nightmare.
My bank was good to me though. They reversed all the over drafts and bounced check fees and I had my money back in 3 days. But the worst thing was being told “since it was a transaction done overseas, its unlikely anyone will be prosecuted”. They explained that the latest trend is taking a pic of the card with a camera phone and selling the numbers. That card never leaves my sight now.
I will never visit that Wendys again. ;/
Post # 10
Just got a call from DH, he’s actually working in the city for once. He’s going to take me out for lunch. Maybe because he wants us to pay with my CC, or maybe his boss said to go ahead and use the company one? lol
Either way, lunch with DH! Yay!