Uk Bees – Few questions about your moissaniteco rings please.

posted 3 years ago in Rings
Post # 3
Member
1434 posts
Bumble bee
  • Wedding: July 2012

Oh dear, well, I am not sure about a lot of this as I’m not in the UK, but even there I am sure  you can have your ring insured through your home or renter’s insurance, any jeweler can check prongs for you so that should not be a problem, just walk in and ask for someone to see if they are still tight. I will sometimes allow a jeweler to clean my ring for me if I am out and about, but most of the time I clean my jewelry at home. Hope someone from your neck of the woods chimes in too!

Post # 4
Member
645 posts
Busy bee
  • Wedding: January 2006

@MarthaMason:  Hello fellow Brit Bee!!! I am in the UK . I only ordered a stone from MCo but have a few Moissy pieces, one is on the way from the States as we speak. There is a fantastic jewelrer in my area in SW London, who did an amazing job for me bezeling my Moissy ruby ring. Also the FB Moissy I got from MCo was set in platinum with no problems by another jewelrer out of the area. I don’t think you’ll have problems with jewelrey work. As for insurance, that is a different matter altogether. I tried to insure through TH March but they wouldn’t do it because they perceived Moissanite as something “hard to replace and not readily available”. But it was very easy to add my Moissy pieces to house contents insurance.

Post # 7
Member
5421 posts
Bee Keeper
  • Wedding: August 2014

@MarthaMason:  My ring is insured on our home and contents insurance; it cost an extra £20 a year to insure it (valued at £2800). I looked into insuring it independently and it was going to cost around £100 a year, with no additional cover/benefits.

Maintenance-wise, personally I don’t plan on having an annual check or anything. It’s platinum so doesn’t need replating, and it isn’t a solitaire so there’s no prongs to check. If you wanted to get yours looked at, I’d find a local, independent jeweller and get them to look at it; you shouldn’t need to pay anymore than £50 depending on what needs doing (eg replating if it’s white gold).

Post # 9
Member
5421 posts
Bee Keeper
  • Wedding: August 2014

@MarthaMason:  If you’re in London Hatton Garden is worth a visit: loads of jewellers there, all competitively priced, and most will do maintenance/checks.

Insurance-wise, the cost really depends on the value of the ring; I also think with insurance that it can be a case of weighing up the pros and cons eg if your ring never leaves your sight, it is unlikely to get lost or stolen; so you may feel that paying £100 a year is unnecessary. If however you travel a lot, or take it off and on a lot, you may feel happier having insurance.

I have never previously insured my jewellery; I only have my engagement ring insured because a) I go abroad a few times a year and b) I can’t afford to pay out £2800 if it got lost/stolen (most of my jewellery cost around the £200 mark so is much easier to replace in that sense).

Post # 10
Member
3614 posts
Sugar bee
  • Wedding: February 2009

My insurance is now through Perfect Circle.  They insure all over the world as far as I know.  It used be $700 a year and now I have 3 times the amount insured for the same price, so Perfect Circle is waaayyyy cheaper than home owners insurance.

 

 

 

Post # 11
Member
645 posts
Busy bee
  • Wedding: January 2006

@MarthaMason:  The jewelrer I use is called David Simmons and he is in Earlsfield SW18, right next to the Earlsfield Station. I very highly recommend – he does very reasonably priced custom work. 

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