Post # 1
Is this normal? FI proposed with a wonderful setting we picked out. We were quoted a price which we paid and were told that there were 0.50 ct in the setting (excluding our diamond which we bought separately). This is also what the setting is cosnstently marketed as, on the designer’s site and on other jeweler websites. This is a “name brand” designer that the jeweler had to order…
When FI got the appraisal he noticed that it said it was only 0.40 in the setting… he thought this might be a typo but after he inquired, was told that the setting tcw would vary since stones vary. I totally get that, but FI paid the same price as he would have if the setting had 0.50. I know .10 is not that huge but it makes a difference and it feels like we didn’t get what we paid for…
What should we do at this point?
Post # 3
@classyashley: If its off by .1 then I would think thats a big deal, but did you have the ring sized? If you have a small finger size they might have had to take stones out which would have reduced the TCW.
Post # 4
@asscherlover: My size (6.5) is the standard size for the ring… so unfortunately that doesn’t explain it :-/
Post # 6
Where did you buy the ring? I’ve seen department stores say a certain caret weight, but in small print say something like ‘caret weight is accurate to 0.05 ct’ or something like that, so if each stone happen to be on the minus side, its possible that it totalled .1 diff. If you like the ring, personally I’d just kee it, 0.1 is not much distributed over such small stones in the band, and isnt worth much anyways. If it was 0.1 less in the center stone, then it’d be a whole different story.
Post # 7
I agree with what pinkshoes said. Even reputable jewelers have that same thing, where .55ctwt could be anywhere from say, 0.45ctwt to .57 ctwt.
Also remember also that .5ctwt refers to the *weight* of the diamonds. When you had your appraisal done, the appraiser does not take each diamond out of the setting and weigh it. They use little calipers to measure how big each diamond is then come up with an approximate weight. Does that make sense? So if your appraisal says that it’s .4ctwt of diamonds, that means that they convert each little measurement and add them up to a total weight, but if the designer says that the total weight is actually .5ctwt, then the diamonds are a little deeper than they measure, meaning more weight in is the bottom of each diamond.
I don’t feel like I am explaining it correctly, so if someone wants to rephrase what I said please feel free to do so. 🙂
All in all, I would not be concerned about it.
Post # 8
I know at Kay, for example, anything from .42 to .52 or something like that is called a 1/2 ct. So my center stone is .45 but technically I could have had up to a .52 for that same price. It is what it is…. I would let it go for the setting you love