Venue "additional insured" on vendors insurance?

posted 3 years ago in Venue
Post # 3
Member
1500 posts
Bumble bee
  • Wedding: August 2013

@kellybeans14:  Hey there, a professional photog here so I can comment on the other side. This happens when the venue is usually more high-end or they’re just really freaked out about protecting their properties (often happens for places like historic mansions, public libraries, the like). So I’m not completely surprised this is the case. This is why most professional vendors carry liability insurance in case this happens!

Post # 4
Member
1500 posts
Bumble bee
  • Wedding: August 2013

@kellybeans14:  Although, requiring you to purchase your own insurance is unusual – unless the insurance is for the liquor license? This venue sounds super strict!

Post # 6
Member
1500 posts
Bumble bee
  • Wedding: August 2013

@kellybeans14:  is the musician you signed for unique? What if you paid for his insurance?

Post # 8
Member
1500 posts
Bumble bee
  • Wedding: August 2013

@kellybeans14:  It’s probably just a cost he doesn’t want to bear! Insurance is expensive and he’d have to raise his rates and small business owners already fear not making ends meet and stuff. I’ve been there =)

Post # 9
Member
2419 posts
Buzzing bee
  • Wedding: May 2013

Not all musicians have insurance especially if they are one-man bands. I was discussing this with a fairly well known musician only the other week. After a long time not being insured, he’s now got to the stage where so many venues require insurance that he’s got it through the Musicians’ Union. If you really want this guy at your wedding I’d suggest he gets one-day’s insurance which really shouldn’t be prohibitive. If I were him I’d add the cost of insurance to his gig fees which is what most musicians do. 

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