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There is nothing wrong with starting your family in a "starter" home. That's what most people do anyway. We brought our daughter home to a tiny one bedroom apartment and it was fine. We moved when it became financially realistic.
Well, there are any number of reasons why a couple would want to wait to have kids, and living situation is certainly one of them. Granted, a newborn doesn't take up a lot of space, and I'm sure you would adjust/make due. IMO, where you live becomes important when it comes time to send them to school (since we are public school people).
We plan to start our family in our starter home. Depending on the market and all that, we plan to sell in 7-10 years but we will hopefully start our family in 3-4 years from now.
I am in the same situation as you. I work from home and I own my 2 bedroom starter home. I am going to stay here for 5 years and hopefully have two babies in those 5 years. In those 5 years, the house will be paid off.
I believe in the long run it's best for the children to have a significant financial cushion instead of stretching myself to thin too early.
I'd rather live cozily than house poor.
We also live in a 2 bedroom townhome. We don't use the extra room for anything (storage and guestroom), so it could easily be a nursery. But I understand where you're coming from, we also wanted our "family home" before the baby came. Sadly, it took us me actually getting pregnant to get motivated to move, I don't suggest that! I'm 7 months preggo and moving. We're hoping to rent our town house b/c we can't sell it now, we'd lose too much money. Would you be able to do that?
We are renting a condo and although we prob could financially afford to buy when our lease ends, we have decided to wait until after we have a baby. (Still TTC) I would like to continue to work after having the baby, but I'm not sure if I'm going to be up to the task of juggling home and work (I've had some health issues that might make it difficult). We won't be able to afford a house in an area that we want, close to the city on one income. So we've decided that we are going to wait until after we have the baby and I try to work for 6 mos. At that point, we can make the decision of where to buy a house.
I agree w/pp - there is nothing wrong with making it work to start a family in a small home. People all over the world do it in less space than you have in your townhouse! All a baby really needs for the 1st few years is a crib and space to eat & poop. Set up a crib in your bedroom - or hallway. Just make do - I'm sure it'll save you $$ on decorating a whole room for a 10lb human.
I'd also stay where you are, forgo the nursery and put the babe's crib in your bedroom. While its fun to decorate a nursery it isn't really necessary and having baby in your bedroom means a shorter distance to travel in the middle of the night for late night changing and feeding. Leave your office as your work space since it sounds like you really need that space to be separate to work effectively. Then you can wait at least another 2-4 years before the baby is out of a crib and will probably need more space by which time the market should hopefully be better.
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Does anyone else want to wait to start a family until you are in your "family" home or something at least close to it?
Right now I own our home (or the mortgage at least haha), a 2 bedroom townhome. One bedroom is ours, and the other bedroom is my office. Since I am a full time telecommuter who works from home and connects to an office, I need a place seperate from the rest of the home for conference calls, etc. I've debated that if we stayed here longer than we originally thought, the office could become a double duty nursery/office...but I hate this idea. I really do. Has anyone done this? Anyone have pictures? Any advice?
Mind you, we are still planning our wedding now, but we are talking about the future and planning, and it just seems that it's going to be better to stay here as long as possible. And it has me kind of...sad? That's not really the right word. But like after we get married, I want us to start our new life by saving for a new home and then starting a family. But first FH needs to get a new car, and we've been talking about me going back to school, and we JUST finished renovating this house...you know? And being that the FL housing market is still totally in the toilet, I feel like financially it's going to make more sense for us to stay here and try to have our kids here and live in this smaller space as long as we could. But that's not what I want.
Any feedback/advice, pics, what helped you decide, etc would be appreciated. :)