(Closed) Wanted Law Advice: Prenups for student loans

posted 5 years ago in Legal
Post # 3
Member
4099 posts
Honey bee
  • Wedding: May 2013

@vvbird:  If they are federal loans, and if something happens to you, all he has to do is send in a death certificate and they are forgiven.. In the envent they are *99.9% of* private loans, they get passed to the endorser, or the estate, they will not be forgiven and they WILL get their money somehow (I don’t like private loans for that reason, and a few others)

EDT: Even if they were ‘spousal consolidation’ loans (which haven’t been originated since 2006) your portion would be forgiven in the event of your death…

Post # 4
Member
6124 posts
Bee Keeper
  • Wedding: August 2012

It’s as long as you don’t CONSOLIDATE your student loans together under one name/account, then you are not liable for his student loan debts.  No prenup needed.

You can still combine your other assests. 

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