Post # 1
That is my biggest fear. My fiance and I are saving money up until the wedding which I know we’ll be okay, but Im still worried that we will end up being short. I keep thinking, what if some unforseen expense comes up that will take away from our wedding fund.
Was anyone actually short or close to it by the time the wedding came? What did you do?
I have always been this way, freaking out about expenses and stuff just thinking about “what ifs”
Post # 3
No. I paid as much as I could ahead of time, so that I could manage the balances due when the wedding came around. In addition, I have a rainy day fund that I could have dipped into if I came up short.
Post # 4
Yep. We were going to have our wedding in the summer of 2014 but we decided to bump it forward to 2013 so that I can focus on my last year of college which will be the following fall. It sucks because it means we have to save a lot more quickly.
Post # 5
We’ve been managing our wedding account pretty well — I’ve been periodically going to the bank and getting “bank checks” for our vendors so that it isn’t just a huge chunk of money coming out all at once. This way to us their services are paid for and we just have to hand them the check the week/day of the wedding. This also lets us know better where we are budget wise.
I also paid ahead several of the utilities so we don’t have to worry about bills and payments for the next three months.
Back-up plan is to pull from our new house savings account (which we really don’t want to do), and we also have a low-interest credit card that we paid off a few months ago for just in case emergencies and the honeymoon.
Post # 6
We will be short, we were planning on saving a certain amount but some things happened and we won’t quite make the entire amount. We will have 85% of it paid and I will put the rest on a no interest credit card. It may take us up to six months to pay it off but I can live with that.
Post # 7
I hope we won’t be! Right now I have over our budget saved, but you never know what comes up. We have been diligently saving since before we got engaged so we would have enough, so it looks like we’ll be in the clear.
Just throw every spare cent you’ve got into a wedding account. Once the wedding is over, you may be surprised with how much extra there is!
Post # 8
We will also be a little short, because Fiance was very ill, and could’t work for 2.5 months – our wedding fund quickly became our Emergency Fund. But we have a line of credit that we will be using and we will have it paid off quickly.
Post # 9
We didn’t get engaged until we had more than enough savings to cover a wedding, honeymoon, and remodel of our house (I wouldn’t move into his house in its former condition – though that will cost less than the honeymoon).
On our wedding day we ended up short on cash, though! I had no idea he had booked a limo (I was planning to do without), and he had no idea that they wouldn’t take a credit card for the rest of what he owned them + tip. We scrounged up enough cash to cover it (since I put my hair/makeup on my CC and had taken out a bunch of cash just in case), but shorted him on the tip and ended up sending a check the next week.
Post # 10
My parents are paying for a lot of our wedding, but before I knew that, my Fiance and I set our budget low because we didn’t want to get anywhere near our maximum budget, that way, if things went over we wouldn’t panic about going over budget. We could comfortably afford at least double our budget, but the fear of going over didn’t seem worth it. Nor did it seem worth it to spend that amount on a wedding, even if we could afford it. However, since my parents are giving us pretty much equal to what we’d set our original budget at, we’re sticking to our original budget… but I do foresee us going over that budget by several thousand dollars. Luckily we’ll have all of our original “budget” set aside to cover any overages, so I’m not thinking we’ll be short on money when the wedding comes along. I just can’t wrap my head around people who go into debt for a wedding…
Post # 11
We are going to be short. We were told by FI’s parents that they will be giving us 25% of our budget. Well they haven’t said a thing about it with 70some days left, we realized that the future in laws aren’t going to say anything. I will unhappily drain my savings account and anything else I need I will borrow from my parents.
Post # 12
this is my biggest fear!!! i periodically freak out about it and Fiance had to calm me down. we have enough time to save all we need before the weding, but to get a better cushion we are attempting to live on just 1 pay check for a month. it will be a really really boring month, but at the end of it we’ll be $3k ahead of what we would have been so it will be worth it.
Post # 13
I have nightmares about this. We have paid for the majority of the wedding already. We have about 9 months to go to pay the remaining $7400.00. We have about $3600.00 of that saved already so I while I THINK we may be OK, I am not totally sure.
We also have an Emergency fund that we can dip into if need be but I would honestly prefer NOT to.
Post # 14
The reception almost came up short. Luckily, my dad came through and paid pretty much all of it, besides $300 that the ILs paid.
Our problem has been being short on money for BILLS ever since we’ve come home from the honeymoon =[ We only saved up as much as we needed to pay the bills we had due before we left, to pay off the wedding ceremony, and to have a little spending cash on the honeymoon. We assumed Darling Husband would go right back to work as soon as we got home from the wedding. So far, he’s only worked two days since we’ve been back. We’re about $100 short on our house payment (due tomorrow) and next week we’ve got our gigantic phone bill and the payment on my rings due. I am praying that we get through this, and I know we will, but it is rough!
Post # 15
I do worry about it sometimes but I try to stress about it. I am working pt and all (well most) of my check goes into our wedding fund. I am paying down as much now on vendors as I can and leaving just a minimum amount to pay off.
If push comes to shove and we’re short, my fil’s will lend us or give us the money.
Post # 16
yuppers. I took a loan out on my 401 K. totally worth it though! Life is short…