Was Your Ring Financed?

posted 3 years ago in Rings
  • poll: Was Your Ring Financed?
    Yes : (104 votes)
    23 %
    No : (354 votes)
    77 %
  • Post # 3
    Member
    2441 posts
    Buzzing bee
    • Wedding: July 2018

    No, he paid in cash.

    Post # 4
    Member
    1670 posts
    Bumble bee
    • Wedding: August 2014

    No, he paid cash. But I don’t think my ring was exceptionally expensive either.

    Post # 5
    Member
    11668 posts
    Sugar Beekeeper
    • Wedding: November 1999

    We financed a small portion of it at a low interest rate for credit building purposes.

    Post # 6
    Member
    2661 posts
    Sugar bee
    • Wedding: August 2015

    FI opened a new credit card that has 15 months no interest. I’m not really sure why he did, because he has several times the amount he spent saved up in cash. But whatever he wants to do is fine. He could pay it off tomorrow, but since there’s no interest I guess it doesn’t matter.

    I think he just wanted a good excuse to open up a new CC, because he only had one through our bank and then one through his work (plus one or two store specific cards).

    Post # 7
    Member
    3237 posts
    Sugar bee
    • Wedding: October 2012

    No, but it would have been had my husband not gotten a settlement from a drunk driver rear ending him.

    Post # 8
    Member
    9224 posts
    Buzzing Beekeeper
    • Wedding: September 2012

    Not financed, he paid cash.

    Post # 9
    Member
    2581 posts
    Sugar bee
    • Wedding: October 2014 - UK

    @Stephville:  No, and I’m very glad he didn’t! He saved up and bought what he could afford, and I’m delighted with it.

    Post # 10
    Member
    917 posts
    Busy bee
    • Wedding: February 2014

    Nope. We put it on a card and paid it off in full at the end of that month. Don’t want to miss out on those reward points!

    Post # 11
    Member
    279 posts
    Helper bee
    • Wedding: April 2013

    DH finaced mine for credit building purposes. The store had a “special” where you had so many months no interest and no penalty for early payoff so he just paid it off before the interest kicked in.

    Post # 12
    Member
    1893 posts
    Buzzing bee
    • Wedding: September 2014 - Dallas, TX

    Paid in full. 

    Post # 13
    Member
    7084 posts
    Busy Beekeeper
    • Wedding: August 2012

    He did, but paid it off within 2 or 3 months. He had just taken a job with a higher pay rate so he knew it was doable.

    Post # 14
    Member
    3112 posts
    Sugar bee

    @Stephville:  For both my original and my new anniversary ring, he/we paid on a credit card (that we pay off in full every month), so we could have paid in cash, but we like getting the credit card points for cash back!

    Post # 15
    Member
    919 posts
    Busy bee
    • Wedding: September 2011

    My DH put down 5,000 and then paid the rest off monthly for like 4 months?  It was 0%.  This jeweler also keeps this credit line open for like 2 years or something so now my husband always just puts my jewelry on his account and pays it off so I won’t see the charges.

    Post # 16
    Member
    6505 posts
    Bee Keeper
    • Wedding: June 2013

    DH paid cash. We have a no loan policy on things except for cars to help build credit and eventually a house.

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