Post # 1
We’ve been doing months of saving for the wedding.
Make that years.
Today I finally sat down and added all the final balances for the florist, food, dj, etc and we are cutting it so close I don’t know what we are going to do. We live with our in laws so we don’t pay rent, but things like medical bills have come up as well as other things.
I don’t know if we’ll be able to afford a bachelorette/bachelor party or a honeymoon. At this point neither are possible. We won’t be going out with friends unless it’s free until the wedding.
Luckily FI just got extra hours with work so that will help a little, but I will be sweating until the wedding is paid off. I knew we were running close before but I didn’t know HOW close until today. We won’t be able to move out of the in laws house until a while after the wedding (added stress) and I don’t even know about going back to school second semester next year.
Why do such responsible people have to have such a hard time with things all the time?
Post # 3
That’s so stressful! I know what you mean about medical bills, I was just put into physical therapy by my doctor and I’m not sure how long they want me to stay with it. We have enough to cover it for a month but then it will start cutting into our cash flow. Being an adult sometimes sucks!
Post # 4
I know how that goes. Things just kept coming up in the last so many years that it made saving impossible! My FH had to borrow $ from his 401K to get my ring because thes tore was going to close or we wouldn’t even be engaged yet and in wanting to start planning NOW, it’s just so expensive out there. WHat is supposed to be such a happy time is just so stressful so I feel for you. Hang in there and hopefully it will all work itself out! I’m sure you will have a wonderful wedding!!!
Post # 5
@SweetRose2011: I don’t know if you want to answer this but i’m going to ask anyway. How much is your wedding going to cost?
Post # 6
IMO, a bachelor and bachelorette party are TOTALLY expendable and would be one of the first things to go from the budget. They’re nice, but you can hang out and party with your friends anytime, and they’re not at all necessary to the wedding, especially if money is just too tight. I’d be a little sad to see the honeymoon go too, but maybe you could just put it off til the spring and save in the meantime? Plenty of bees do that, and I know you’ve said you’re worried it might be too cold to do much anyway… maybe you could just plan a honeymoon for spring/summer when there’d be more to do and you’d have less money stress.
What about the DJ? You could do an iPod reception and cut that cost. I know these are all things you’ve probably thought of so I’m not breaking the mold here, but I think if you have to cut anything, those are the things to cut.
Post # 7
I know that many bees will jump down my throat, but in order for a nice honeymoon, if you buy last minute deals, you can go on an all inclusive for cheap, and I’m talking 500-649 pp cheap. Couldn’t you just put it on a credit card, and pay it off within the year. And that way you can still go on a honeymoon? I mean 1200 bucks really isn’t that much money to pay off in a certain period of time.
Post # 8
I told my friends/family that I didn’t want any showers or a bachelorette party. It’s an expense for them and an expense for me (because I know I’d use them as a reason to buy dresses!).
If you already live together, you probably won’t miss celebrating a last night of singlehood.
Post # 9
We’ve had to move our wedding and post pone our wedding because of money. We have between a 3k-7k budget. we will know more after I come home. but post poning isn’t a bad idea
Post # 10
We just got married, 7/7/11, and my budget was $5000 and I spent $6500. The most expensive items was photography, wedding dinner, and clothing. We had a mini-moon instead a honeymoon, IPOD instead of a DJ, wedding dinner, instead of reception, and ceremony only flowers. Was it worth it? Definitely. We have no wedding debt and no one would know our budget unless I told you.
Post # 11
@Mollytov:$5k-$7k depending on how many people show up.
@ohheavenlyday: as far as the DJ we’ve already booked him and paid the deposit, the music is something that is pretty important to us because we really did think about it. We cut the floral cost a lot by not using flowers for any of the centerpieces (by at least $300). I bought a dress for super cheap, and we are only inviting close friends and families.
@Cash000:I would be up for that but we don’t have a credit card. It’s not because we have bad credit, it’s because they won’t give us a card because we don’t have any; therefore we can’t get a card to build it. Stupid I know.
Post # 12
@SweetRose2011: to build credit, start with a store card-Kohls, Macys. That’s how I did it.
Post # 13
I hear your pain! We are going through the same number crunching in trying to figure out how to pay for the honeymoon.
I think we are just going to cut out any and all extras we can between now and then. A penny saved is a penny earned!
Post # 14
@SweetRose2011: Eek. I feel for you. Being from Illinois too I’m not sure how you are even doing it for that much! Invitations haven’t gone out right? Its time to cut the guest list. That is the one single factor that will save money. Invite only the most important people and def get rid of those plus ones and kids!
Post # 15
Another way is to get a low limit credit card. Fill up your gas tank once in awhile using said credit card and paying it off right away.
I know couples who are STILL paying off their wedding expenses. Granted that’s not the life to live as a newlywed, but I also hear that they wouldn’t have changed a thing in the world. To each their own.
Post # 16
You could probably cut cost if you get married in a Church. As other people said cut the guest list by alot. Less people means less food, drinks, ect to pay for. Start DIYing stuff while you still have time! You can make alot of things, check out the DIY boards on here. You can rent his tux instead of buying it. I would have suggested a back yard reception but you are getting married in November so IDK how cold it would be where you are. Do a buffet instead of a sit down dinner. Cut back on drinks you can always do a cash bar or you can just have cheaper drinks like beer, then have the rest of the drinks in the cash bar. Buy stuff online, you can always find stuff cheaper online. Dollar store has ALOT of nice cheap stuff. Candles, candle holders, candy dishes, floating candles, vases, ect. Hope all of this helps.