- 5 years ago
DH and I have been married for 2 years, together for 8. I am 23 and he is 27.
We REALLY want to start our family but financially aren”t in the best place.
DH earns very good money ($130k + bonus) and I earn peanuts ($46k). I am going to finish my degree this year and will be working part time. I should finish my degree in two years time.
We have a fair amount of debt- he has a credit card for $18,000 and a personal loan which is sitting at $15,000. I also have a personal loan for $7,000.
His uncle died two years ago and his mum is giving us 1/4 of the estate which should be roughly $50,000 however this is taking a long time to finalise and although it appears to be coming to an end he doesn’t want to hassle his mum and appear money hungry (which I completely agree with).
We don’t have any savings and we rent a 3 bedroom unit which neither of us want to have a baby in. All in all, we are so not ready to have a baby but emotionally we are.
I am only 23, and DH is only 27 and we both know there is time. If you compare our life now to two years ago it is like chalk and cheese. DH is very talented at what he does and in 2 years our debt should be paid off, I will be finished with school and we should be in a position to start trying for a baby.. but I want it now.
How to we push these feelings down? We have such a great life now and I feel like we are wishing it away.