Post # 1
**WARNING: Rant Ahead!**
My SO got an amazing new job. The only problem is it’s exactly one commute-from-hell away from our current apartment. Since I am mostly unemployed/do some consulting from home and his income potential is like 5x mine even when I’m fully employed, we’re moving! He starts next Monday and we found an apartment we liked last week so we applied. As usual, the apartment manager requested an application from each adult who would be living in the apartment. They want our income to be 2x the rent. All very typical.
SO’s monthly income on his own is closer to 4x the monthly rent. My “income” really can’t come close to coving the rent, but that’s not an issue for us. It IS, however, an issue for the management company, apparently. They was EACH of us to be able to cover 2x the rent! I guess the thought process is that if we break up and I’m on the lease they want me to be able to cover it on my own.
SO asked if we could just withdraw my application and just use his application but they said only if we’re MARRIED. Oh, THANK MANAGEMENT COMPANY! Like THAT doesn’t make me feel worse. So now I’m not good enough to live in your special magical apartment building because A) I’m a loser who doesn’t make enough income and B) I’m living in sin. Go to hell Management Company. 😛
Anybody have a cute animal video I can watch while I feel like an unmarried, unemployed loser?
Post # 3
Post # 4
@MexiPino: I can understand why they would not have you as a co-signer, but he should be able to apply with you as an occupant (and not a co-signer) if his income and credit are enough to be the primary name on the lease. Can you ask them if you can do that? That way you are only an occupant and he would be the lease-holder.
Post # 5
- Wedding: July 2017 - Bristol zoo
http://m.youtube.com/index?&desktop_uri=%2F I am so sorry that you were turned down for such a sucky reason!
Screw their rubbishapartment :3 you’ll definitely find something better, hope you feel better soon
Eta: bah, don’t think my YouTube link will work cause of being on my phone – imagine a baby penguin being tickled
Post # 6
@MexiPino: uuuuuuuuuugh! I encountered this same stupid nonsense when FI and I were apartment shopping. We found a townhouse to rent that we like, and after hemming and ahwing, the manager asked if we were married (we weren’t engaged yet) and then said “well….. typically we need both parties to make X amount. If you were married, that would be one thing. but…. I mean, I guess I can see if there’s something we can swing for you”
Post # 7
@MexiPino: Ugh, I’m sorry that happened to you.
I’ve read about discrimination against singles and unmarried/unengaged couples when it came to housing applications. It actually surprises me how blatant that discrimination is – my SO and I were apartment hunting, and the landlord told us blatantly that she favored us over the single applicants. However, just like @MrsYokiman: said, can’t you just be a sub-lessee (or lessor?) on your SO’s lease? I know many buildings don’t allow that, but can’t hurt to find out.
Post # 8
I don’t think it’s discrimination if it is based off of income requirements. Since you are not legally tied together (and thus your incomes are not legally tied together) I think they are perfectly within their rights. It’s not the same thing as discriminating against non-marrieds, IMO.
Post # 9
WTF?! Our apartment complex just wanted to make sure that, together, we made 3x the rent (which is standard).
Post # 10
So strange. We had to show the adequate funds (4x the rent) to rent the apartment, but they never asked if we were married or engaged or anytihng. They cared more that DH was a student at the time rather than our martial status..
Post # 12
This seems completely ridiculous to me. They should be letting him apply by himself if it’s such a problem and you being a “roommate”. It isn’t their bsiness whatsoever whether you are married or not IMO.
Post # 13
@MrsYokiman: This is what we asked, which is when they said the “if you were married” bit. SIGH. Our current apartment has be as an “occupant” but that’s because he was living here for over a year before I moved in.
Post # 14
Yeah… our apt didn’t care if we were married. We weren’t even engaged when we moved in. Our neighbors were aprehensive, but I suppose they were worried we would be loud fighters!
Did we individually make at least 3x the rent? Yes? Our credit checked out? OK, approved.
I thought it was illegal to deny housing based on marital status??
Post # 15
@CakeyP: It is only illegal to discriminate against unmarried couples for housing in Alaska, California, Massachusetts, Michigan, and New Jersey.
Everywhere else is OK.
Post # 16
@MexiPino: Can’t your BF be a co-signer for you? If not, would your parents be willing to co-sign?