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Wedding 10/25 short funds due to Injury and surgery idwas to raise quick cash

posted 2 years ago in Money
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    1.
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    BrokeBride1025    10/25/2009  

    I am running out of time and need ideas and Help! We are getting married on Oct. 25th. We had budgeted everything so we could have the wedding that is redneck style but our way (I was to ride a quad down the isle and now do not even have anything to wear) and we wanted to  pay for the people that could not afford to come, we took care of that months ago when prices were great and was slowly paying everything else as it is out of state. We had it all planned to where we would have our bills paid for the month and Nov. rent paid prior to leaving for the wedding Oct 22nd. But I fell down my stairs and torn up my knee. I ended up having surgery which I lost work hours for, then I was worried about the wedding and bills. I work for a non-profit helping people save there homes for free. So I went back to work and then due to using my knee to soon I ended up with a blood clot in my leg. Understand I am the only one working right now. My fiance was in Law Enforement and due to his VA Disability he had to quit and now is going back to college in a retraining VA program. All was well until my injury. I have to have injections in my stomach for 10 days plus use a walker and this has caused such a hardship we may have to cancel the wedding. This is not what we want to do as we have planned for so long and we have 40 people coming who have already paid air and hotels. We wanted to make sure we had everyone covered to where now we are short about $4000 and what I am looking for is ideas to raise quick cash so we do not have to call it off. we are even short on our home bills. We do not have credit cards do not believe in them and now we would not quailfy for one anyway. any ideas would be so greatly appreciated. We do not have much to sell as we sold most items when I had my head injury 1 1/2 years ago. Yes we come from hard knock school but we have always gotten by on our own with no help. This is the first time I am stressed about money and if I get to get married or not. I have not even thought about if I get to walk by then I have to cover one thing at a time.

     
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    texaslawgirl       New Braunfels, Texas

    First of all, we will do everything we can to help!

    What do you need the $4000 for specifically? If you tell us what you are short of, we can give you better ideas of ways to compromise. Just "help us come up with $4K" is a pretty tall order! What specifically do you need?

     
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    BrokeBride1025    10/25/2009  

    We are short the following,

     The wedding itself $600, License $55, Limo tip $35, Minister fee $60, His Ring estimate $150, $60 Camo Netting for Background drop, $400 for deposit on room that part we get back when we check out, $600 our room (we only paid depsoit so far) $350 for gas 2 autos to drive there and back and food along way, $100 wedding favors, $250 on photos, $125 for DVD of ceremony and on internet, $50 Hair, $250 dress, $1000 more for reception and spending money to eat 5 days. 

     
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    Honey bee
    mrbee    March 5, 2005   New York City, New York

    Are you looking for ideas to save money, or donations for your wedding?

     
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    MissAsB    June 6, 2009   Married in CO, Living in AL

    I'm sorry for all the bad things that are happening to you!  I noticed that some of the expenses you need to pay seem to be honeymoon related.  I would suggest cutting out the honeymoon for right now and do it later when you have the money to do it and won't feel guilt ridden spending that money instead of saving for future bills, etc.  Also, maybe cut out the hotel if you are getting married near where you live.  We went back to our own house after the wedding as a way to save money.

     
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    texaslawgirl       New Braunfels, Texas

    Do you need the limo? Lots of couples drive themselves. Also, can you get a stand-in ring until you can pay for his? A cheap ring to just do the job? Also do you need both rooms? Is one for your honeymoon that you could postpone? Also favors could be eliminated-- they aren't a must. And you can probably find an aspiring photographer on Craigslist for less than $250. They might even do your wedding for free! Good luck, let us know how it goes.

     
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    BrokeBride1025    10/25/2009  

    Hello none of the money is for a honeymoon! We already past on that at the beginning since we were getting there early anyway. We are getting married out of state and way to far from home to skip the room. We have to drive instead of flying due to my medication does not allow travel by plane. We are looking for ideas to make fast cash, no handouts or nothing like that or saving money. we do not have 2 rooms we have one room. There is a cash deposit for incidentals due upon arrival  of $100 per night we put down the $100 room deposit and $400 is balance on cash deposit which will be refunded at check out. We are not having a honeymoon as we are coming home the morning after the wedding. We are going up prior and the Bachelor and Bachelorett parties are 2 nights prior that is why leaving early. We are cutting out the favors that is $100 off, The limo is part of the wedding package the $35 is the tip which I am sure we can get our friends to cover so that is another $35 savings. We will give up the camo netting another $60 savings, I am just using my engagement ring we will get him a ring for as close to $100 as possible. We can cut food costs by eating $1 menu mcdonalds but we need to raise the rest. I do not have a dress to wear either as we were doing non-traditional different wedding so was going to get this camo dress for $265 but to late and to short so now not sure what I can wear, We are not having flowers and I was not wearing a trditional wedding dress. We are selling his bow for $400 if we can and his Callaway Brand New Driver he got free that is worth $199 on sale and we are trying to line up a car wash. Any other ideas would be greatly appreciated. We are staying at a moderate hotel for 5 days, and I know that next thing is do we have family we can stay with no we do not, everyone is stayng at same hotel. My parents are not around and his father and step mother are coming but we had to pay for them back in July we got that covered.  We are giving up phots as well just going to have friends take some pictures and call it good. It is kind of everything happening to tell us to call it off but we refuse to so. We come been through so much and it has made our love grow stronger and stronger. He has helped me to walk again after my head injury and now giving me shots in the stomach 2 times a day he is the most wonderful person I know. To give you an idea I normally make about $5000 a month and now making about $1900 until Nov.  That is how we got to do everything on a budget with no problems until now.

     
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    MarriedinMay      

    I am not too sure what you are looking for people to say. It seems like you're just a little defensive with your responses to be honest. There really is no magic solution to get quick cash. Sell your eggs/blood? Put stuff on a credit card and pay it off when your income goes up again? I am in grad school and only making $1000 a month (so $1900 seems like a lot to me!) and have crazy medical bills so I can feel your pain...just try to hang in there. 

     
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    bellenga    July 31, 2010   Georgia

    I'm not sure what to add except I'm sorry that's happened.

    Are you getting disability payment?  I know my coworker had insurance and used it (paid her salary) until she came back which was important b/c they have 2 small kids.

    Have you talked to his parents for help?  That's what I'd do.

    I have been a single mom for almost 7 years now and can say that T and I will be doing pretty much our wedding alone, financially speaking.

    Not asking for anything although I know they'll pitch in for the rehersal dinner and maybe day after brunch.  We're footing it all.

    There are many of us here who have paid for our own weddings and while it's not easy, we somehow do it and wait until we're 100 percent ready to do it.  Unless you'd lose alot of money, why not postpone until you feel better (heck you said you had blood clots and surgery) and the wallet is fatter and you've both been able to work and less stress?  You can always marry now, have the actual wedding or a vow renewal later.

    Is there some kind of job your FI can do to earn the 4k right now on the side? 

    I just believe if there isn't the money for a wedding, since it's not something that's guaranteed in life, that you either wait and save for it or make that happen by working extra, or marry now and enjoy the life together because that's why we marry to begin with!  My grandparents, now married 70 years, got married at the JOP at the courthouse at night in secret.  No huge wedding.  And they've had a life of love and happiness!  Mrs. Mary Jane just had a lovely courthouse wedding!  Check out her threads!

    Right now I think recuuperation should be your first priority and FI finding some side work to make ends meet for the both of you.

     
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    BrokeBride1025    10/25/2009  

    Thanks for the comments they are greatly appreciated. We will just  continue to do what we can we will go no matter what to many people have paid for air and hotel jsut so they could be there. Thank you again so much everyone.

     
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    Mochacoca    April 16, 2011   Washington, DC/Sonoma, CA

    I will say just have a court wedding. that will cut out 80% of your expenses.

     
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    bellenga    July 31, 2010   Georgia

    Maybe have the dinner after a lovely courthouse wedding?  That might save lots!

     
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    liztwinz    10/17/2009   SW Georgia

    I was gently going to suggest that you do a civil ceremony with those who have already paid for their travel expenses and do something simple-such as a potluck or cook out, or some other type of easy and budget friendly celebration. With all of the trauma that you have had, your friends and family will understand and I am sure, be willing to help. It may be hard, but my suggestion is to "come clean" with your family and friends about the situation and go from there.

    There is tremendous pressure from society and the wedding industry in particular to have things a "certain" way. FI and I have been saving since our engagement in January 2009-as encores, we are paying for this ourselves and we've cut major corners. It was alot easier when we realized that it wasn't as important what we did or where we did it, as it was who was there. Being surrounded by loved ones and family is more important to us than fancy wedding trappings. I have been a single mom for 5 years now and my twins will be six this coming week. Pennies are tight in our household. As a teacher facing budget cuts that resulted in furlough days, I have had a cut in my own paycheck. Money is tight.

    How about a dessert reception at your home or the home of a friend? I'm sure that your friends & family would love to make their specialty dessert (cooks are vain people you know?!?!) and with it being a close group of family-there are always bragging rights as to who makes the better banana pudding or whose pound cake is the tastiest.

    I am so very sorry to hear of all that you have been thru and I'm sure it is incredibly hard to feel like you are sacrificing things. My advice is to enjoy your beloved in the most affordable way possible, go ahead and get married (sometimes its hard to separate getting married with having a wedding) and when things are brighter financially, go ahead and take a trip, a honeymoon, or have your reception the way you'd like to (or at least a closer approximation of what you'd like) with a vow renewal at a later date.

    Hugs to you sweetie!

    Edit post-I wanted to share with you about my friend, I'll call her Susie. She got married last year in October (we are good friends and will share an anniversary off by one day and a year) with a backyard wedding surrounded by family and close friends. We had a back yard reception that we all contributed to-a friend of hers made a cake, which was a fabulous chocolate confection with chocolate dipped strawberries on it-we each made 3-4 of our favorite appetizers (yes, crock pots were on the table) and it was actually a huge assortment of meatballs, tortilla pinwheels, dogfood dip, cheese tray, fruit salad, individual banana puddings, produce tray (grape tomatoes, baby carrots, celery sticks, cut up peppers, etc.) with homemade onion dip, someone else made a spinach dip in a loaf of bread, and more...it was charming and lots of fun. She wore blue jeans (YES! I said blue jeans!) we ALL did. It was a perfect fall day, lots of fun, totally casual and one of the warmest & most heartfelt weddings I have ever been to. Our "bachelorette" was a bunch of us sitting around her kitchen table dipping strawberries in chocolate and swirling them in white chocolate-really! I took her pictures with my digital camera and a friend who is a pastor was her officient. It really was lovely.

     
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    KateMW    8.30.03   Birmingham

    I would just do something small right now and then plan something larger in the future when you can afford it. 

     
    15.
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    daydreamwanderer       DC

    Hey,I understand the advice a lot of girls are giving about a civil ceremony, etc., but it sounds like you may have already spent a fair amount of money on the original site - money you might not get back.

    Is there anyone (family? friends?) you can borrow the money from? Or can you take an advance on your pay at work? Do you get sick leave from work?

    As for your dress, I would suggest hitting up the mall; Sears, JCPenney, Kohls; you might be able to find a nice white top to wear with pants/a skirt you already own; it would be wedding-y, but not the traditional white dress you don't want.

    You could also...
    -host a 'game night' with inexpensive prizes (board games, card games, bingo, whatever) and charge a door prize. Explain to your friends that the proceeds go towards your wedding, and make fun invitations to print on your home printer
    -ask your BMs or friends to help you host a traveling bake sale; sell the baked goods at offices or businesses where you know folks working. Again, explain that the proceeds go towards your wedding and that your funding fell through because of your injuries.
    -check with the local religious community, if any of them might be able to help you, especially if you're a member of a local church.

    A few places you MIGHT be able to trim instead of earn (? not sure)
    -can you style your own hair? Maybe just loose, flowing curls or something simple?
    -Are you set on having a video of the ceremony? You seemed to cut out pictures, so video might be a nice memento, but it also might not be something you'd watch much
    -Can you make do with one car, driving together, instead of 2 to the location? Saves a lot with what gas prices are up to these days.

     

     
    16.
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    GaBGal    September 25, 2010  

    Good luck as you try to get creative in the funding aspect.

    A few things that I see that maybe could be saved on: eliminating the limo, you could just decorate one of your cars or a friends car. Also, do you NEED the Camo Netting as a backdrop? i would also suggest packing coolers of food and snacks, it will save you some money for sure. $125 for the DVD could be saved unless its something you have your heart on, Maybe have a friend or do your own hair?

     
    17.
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    Helper bee
    soon2bewed925       California

    I agree w/ the courthouse wedding idea :) 

     

     

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