(Closed) Wedding band Appraisal has wrong ct size.. does it matter?

posted 5 years ago in Rings
Post # 3
Member
6360 posts
Bee Keeper

That’s a heck of a mistake! For insurance purposes I’m not sure it matters, but I would get it fixed, because your photos of the item won’t match the written carat weight.

It’s their mistake, so they need to fix it free of charge.

Post # 4
Member
554 posts
Busy bee
  • Wedding: September 2013

@joya_aspera:  yes, it should be changed to reflect the correct stone size. If you are to insure it it needs to be correct.

Post # 5
Member
3262 posts
Sugar bee

It does matter. You don’t necessarily just “get” money to go buy a replacement. Often an insurance company will hire someone to either purchase or make a duplicate of your ring at a wholesale price. You should have the correct info on your appraisal.

Post # 8
Member
3262 posts
Sugar bee

@FutureMrsMcLaughin:  I’d recommend checking your insurance policy just in case for this! Regardless, you should definitely have the correct info on the appraisal. Imagine if it were the other way around, and they accidentally put in that the diamond was smaller? 

Post # 9
Member
780 posts
Busy bee
  • Wedding: February 2014

@FutureMrsMcLaughin:  Everyone gets this confused, but if the “DTW” says “1.57” then that is the diamond weight AND the ‘penny’ weight of the metal.  If this is the case with your appraisal, then it is not wrong.  To double validate this DTW, there should be a reference line in the appraisal of they type of metal and the $ per ounce the metal is at the time of purchase.  These lines of info validate the DTW.

Both my gg appraisals state this, and they separately reference the carat weight or carat total weight (for multiple stones).  Ask your jewelers for specifics of the appraisal to confirm this. 

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