(Closed) Wedding Credit Card

posted 10 years ago in Beehive
Post # 3
Member
273 posts
Helper bee
  • Wedding: March 2008

I didn’t do it, however I know that American Express Starwood Preffered card is great if you want to use the points towards a free hotel stay and such.  The only down side is that there is an annual fee.  There’s also an Amex card that they advertise in the Knot that comes with a free planning kit from the Knot, I can’t recall the link off hand but you may want to look into that.  Ultimately I think any credit card that does cash back or has a point redemption system that you can use towards your honeymoon would be good.  Afterall, the money’s going to be spent…just have to find a way to "cash" in on it.

Oh but as a sidenote, there’s a bunch of things that generally can be charged on a credit card for a wedding, but I know my venue, hair/makeup and florist require cash or money order for the final payments after the deposit so be careful with that.

Post # 4
Member
95 posts
Worker bee
  • Wedding: June 2008

we did dedicate our new Chase Awards card just for wedding that has 0% for a year.  It also collect dollar points that you can redeem for prizes.  we figure it’s good to put all wedding related material onto one card so that we know exactly what we are spending for the wedding and helps with budgeting.  =)

Post # 5
Member
226 posts
Helper bee
  • Wedding: June 2010

We’ve been using the Chase Freedom.  You get 1% on every purchase and 3% on gas and groceries.  They send you a check when you redeem your points.  If you reach $200 in rewards they’ll send you a $250 check, which is a nice little bonus.  So far just doing what we already do for the past four months (we haven’t used it to purchase wedding stuff) we’re up to $100, but we’re aiming for $200 for the bigger bonus.  Oh, and no annual fee which is good.  I like getting a check instead of being limited to where I can spend it at like some other rewards cards, to each their own though.

Post # 6
Member
47 posts
Newbee
  • Wedding: May 2008

i choose the rbc avion which collects points so that you can fly anywhere with any airline. it’s better than my other credit with airmiles because with that card i’m restricted to only one airline that doesn’t fly overseas.

Post # 7
Member
136 posts
Blushing bee
  • Wedding: July 2009

Definitely not. Then again, I don’t really believe in buying on credit although FI has an excellent Amex rewards program-If you can’t pay it off at the end of the month, you probably do not need it nor can you afford it.

Post # 8
Member
385 posts
Helper bee
  • Wedding: April 2008

I have one credit card I try to use for all wedding related purchases. It keeps spending easier to track, as I only have to log into one account to ensure that my purchases have gone through and I’ve not been overcharged for them. I also keep all purchases in my budgeter spreadsheet in MS excel and quicken… once it is in quicken, I can draw up reports to see exactly where I’m spending the money and which account it is coming from since we have all wedding related purchases under one category. Possibly OCD, but I like to know where the $$$ is going.

Also, it is a rewards card, so I’m racking up points when I make these purchases.

Post # 9
Member
4 posts
Wannabee
  • Wedding: December 1969

We are using the Starwoods AMEX card for wedding purchases just to get the points.  The card is fee free for the first year.  So we are going to cancel the card after a year and we should end up with enough points for our honeymoon night and to give our attendants a night stay at our hotel as a present.

FYI, you get 10,000 points for just signing up and using the card once.  It’s a great deal!

Post # 10
Member
244 posts
Helper bee
  • Wedding: May 2008

We use the Starwood Amex—hands down the best credit card for travel related rewards. It was rated best by Travel & Leisure magazine, Money magazine, and has won numerous Freddies (the Oscars for the travel world).  We had our Amex way before the wedding so it’s not a "wedding card" persay.  We also pay our bill every month–like a previous poster said it’s not worth it if you have to pay interest on all your purchases.

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