Post # 1
i was just wondering if anyone had any experience with wedding insurance.
Today in the news there was a story about a couple thst got married in the dark. This weekend we had a blizzard that left the province in the dark. It was said the church was cold, the groom bathed in boiled snow (yea I dunno how that worked lol) , and their first dance was to their iPod. I told my FI about that and he said ” I think maybe we should consider wedding insurance” I have heard good things and bad things about it, so if anyone has any experience with this that would be awesome.
i told him That barring anything devastating happening, that we would be married come hell or high water. We have a lot of people flying in and I don’t want to put them in financial straights.. obviously if something terrible happened and we had no choice , we would postpone, but I would like to avoid that if possible..lol and obviously I would hate to lose all mydeposits if something terrible did happen. I can’t afford this wedding twice lol
Post # 3
@brooke25: i did buy it, but only because my father insisted on it (he’s paying). I think its worth it because what if the venue goes out of business or burns down or something dramatic happens. You never know!!
Post # 4
@brooke25: I think our ceremony requires it but I got a quote for $1mil policy for only $100, as long as we don’t have a free-style rodeo or anything absurdly dangerous LOL
Post # 5
@brooke25: we bought it, but only because our venue required it… we did a basic pakage bc i was pretty confident nothing SEVERE would go wrong ($125.00) (yay for summer weddings in California)
Post # 6
@Katepants: & adeharo210: I think the policies you guys are talking about are event liability insurance which would protect you in case someone gets hurt at the event and sues. I’m pretty sure the OP is talking about wedding insurance, which would refund all of her deposits in case some sort of disaster happened that would prevent her from holding her wedding.
Post # 7
@brooke25: We had it and I absolutely believe it is worth the piece of mind. There is a difference between liability insurance which protects you and the venue and overall wedding insurance that protects you and your deposits with vendors. We purchased both.
Some venues actually require you to purchase liability insurance, especially if you are having liquor.
Post # 8
@brooke25: we have it since it is required by the venue. It was $125 for 1 million in coverage
Post # 9
Thanks everyone for the responses so far. We are definitely still considering it, and will likely purchase it a smidge closer to the date. I know that for weather related cancellations/postponements, that you need to buy two weeks or more before the wedding. I do think its worth it, but at the Same time I don’t even want to consider that we would have to postpone – I have been waiting this day too long and have many friends flying in.. So it freaks me out that shit does happen beyond our control. It is peace of mind that if god forbid anything happens, we dont have to worry about lost money. .
im sure the venue has eir own liability insurande, so we would probably just get cancellation/postponement insurance.