Well. Just punch us in the wallet why don'tcha?

posted 3 years ago in Money
Post # 3
30284 posts
Honey Beekeeper
  • Wedding: September 2011

@ForeverBirds:  Oh no sweetie! Hugs.  Real life sucks sometimes doesn’t it? 🙁  All the best to you guys!

Post # 4
499 posts
Helper bee
  • Wedding: September 2014

Go to a credit union and see if you can get them to take the loan.  Credit unions are a dream.

Post # 5
846 posts
Busy bee
  • Wedding: October 2015

That sucks. 🙁 Can you drop cell phones? You live with your parents right? Is there a landline you can use for those times that you absolutely have to use the phone? 

If it were me, I would drop the cell phones. I mean, do we HAVE to have them? Think about it. People used to go about their daily life without a cell phone all the time! If they did it, so can we 🙂

Or if you can’t drop the cell phones, then drop the data. You don’t need smartphones, just a basic phone that can make calls. 

Also, I might have missed this in your previous thread but is there a reason why you are not able to get a part-time job? If nothing’s hiring, have you considered freelance writing? I ask because you can go to websites like http://www.elance.com or http://www.textbroker.com.

You seem to write very well so you might do okay there. You won’t make a lot of money but hey, every little bit helps. 

I know it’s tough but hang in there! Y’all will climb your way out of this eventually 🙂

Post # 6
1549 posts
Bumble bee
  • Wedding: June 2013

you need to be living on a budget… if you don’t mind posting it or pm me and i’d love to help you. I’m a math nerd and i actually enjoy this kind of thing. I’ve become a master of mine. You need to write down on paper every single expense you have and every dime you have coming in. It seems like you probably have an income problem and you might need to get a part time job at the grocery store even but without living on a budget you won’t really be able to tell your money where to go.

also if you were barely getting by to begin with, why did he finance a car? I hope the payment is atleast small and on a used car?

Post # 7
8387 posts
Bumble Beekeeper
  • Wedding: April 2013

@ForeverBirds:  I’m confused as to how your parents racked up a vet bill in your name.  I don’t see how that isn’t fraud, they should be responsible for the bill at least.

Post # 9
10384 posts
Sugar Beekeeper
  • Wedding: September 2010

I think you guys should not be paying rent until the vet bill is paid back to you in full.

Post # 11
2302 posts
Buzzing bee
  • Wedding: June 2015

@ForeverBirds:  why can’t you print out the vet reciept, show your parents and then subtract your rent from that?

ie if you’re paying 250 a month and the vet bill is 750, tell them that you’re not paying rent for the next three months, you’re paying that money to the vet. 

if they don’t go for that, i would let them know that because you can’t pay both you’ll need to send the vet bill to collections and notify the collections agency that they should be contacting your parents for payment. 

Post # 12
1634 posts
Bumble bee

@peonyinlove: Exactly, thank you!

I understand if your parents are hard up for cash too, but its absolutely NOT OK for them to be making your financial situation worse because of theirs! Theres no way I would be paying rent until that bill was squared up. If that caused undue hardship, i would pay a portion of rent each month and put the rest of your “rent” towards their debt.

Post # 13
2302 posts
Buzzing bee
  • Wedding: June 2015

@ForeverBirds:  also – unless they specifically moved for you to live with them (bigger apartment or whatever) other than bills increasing they haven’t actually incurred any extra debts to house you. so why can’t they reduce or remove the rent (other than bills or other overages, parking space for instance) until you’re back on your feet / vet bill is paid off?

i think it’s really sketchy to be essentially making money off your kids who don’t have it IF they were living there with the same rent prior. 

and too bad so sad about their finances and that they can’t pay the vet bill – neither can you. so you’re equal. but only one of you lied (them) and only one of you is refusing to do the right thing and take responsibility for the fraud (them). ie – don’t pay that, they should have thought about ‘we can’t pay’ before they spent money you don’t have on your behalf. 

also – call the vet! tell them that unless you are there to sign the reciept, they should not be extending credit to people who aren’t you. 

Post # 14
3635 posts
Sugar bee
  • Wedding: May 2012

@ForeverBirds:  About the car.. you really are lucky if any loan provider was letting you not have full coverage on a car.  They want to be able to recoup insurance money if you crash the car.  Crappy that they sold it, but consider yourselves lucky to not have been paying it all along. 

About the vet bill, PP’s are right about not paying rent.  At the very least sit down with your parents and divide it into so many “payments” and subtract it from your rent.  I pay you, you pay me – doesn’t make sense.  They owe you, don’t pay them. 

I’m currently hiring someone to work 2 days a week to wash cars.  There are jobs out there.  Get your resume to a temp agency and let them know you’re willing to do anything.  They have skills tests for typing, etc, and will give you short-term assignments that fit your schedule and skills and you can make a buck here and there. 

Post # 16
2302 posts
Buzzing bee
  • Wedding: June 2015

@ForeverBirds:  no, they are supposed to come to you immediately after and say, ‘this is what happened. here’s the plan to pay you back’ ie – cancel the rent. 

i get they are your parents, but they certainly aren’t doing you any favours my dumping bills on you and ruining your credit by letting it go to collections, so i would do what i need to do to stay in the house, but i wouldn’t buy into the ‘what was i supposed to do – let the dog die?’ thing. clearly there are ways to own up and take responsibility and they have done zero of them. 

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