posted 3 years ago in The Lounge
Post # 3
1599 posts
Bumble bee
  • Wedding: October 2013

@DaneLady:  switch to USAA.  No fees, reimburse ATM fees (up to $14 a month I think,) automatic interest on checking balances and i always speak to a real person almost immediately. I <3 them

Post # 5
6788 posts
Busy Beekeeper
  • Wedding: March 2014 - A castle!

I’m a big fan of Chase. I like that I can use their app and take a picture of checks to deposit them! I never have to step foot in a bank again!!!

ETA: Wait and see when Chase has their next checking account promo going on. When you open a checking account with them they will give you either $200 or $250, I can’t remember. I think the same goes for savings 🙂


Post # 7
3777 posts
Honey bee
  • Wedding: February 2013

I love local banks, and will probably never go back to the likes of BoA or Wells.

Post # 8
2132 posts
Buzzing bee
  • Wedding: September 2013

@DaneLady:  I would stay away from any sort of big bank….I had Chase for a long time and I HATED them!  If there is a credit union in your area I highly recommend doing that!  So much nicer.  

Post # 9
1327 posts
Bumble bee
  • Wedding: April 2014

I’ve had to switch banks 3 times in the last 2 years due to fees.  Each time I’d start an account that was supposed to be free, but eventually they’d change their terms and start a service fee unless I kept a minium balance, used direct deposit of a certain amount, or some other thing.  Direct deposit seems to be the most popular way to avoid a fee, but my job still uses paper checks so that eliminated just about evey bank for me.

I’m at TCF now, there are a ton around here but I know they’re not in every city.  Here they are all open 7 days a week, most open till 7 or 8pm, and have a lot of mini branches inside of grocery stores so its super easy to use.

Post # 11
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

I’ve had to get rid of a bank account because of insane, wrongly-charged fees before.

It blows! But everything’s been fine since I switched to TD!

Post # 12
2657 posts
Sugar bee

Ugh, screw Wells Fargo.  I closed my accounts with them a few years ago and never looked back.  They kept flagging my account with “fraudulent charges” and would not tell me what those charges were, when they were made, or where they originated.  I am very cautious with my financial info, and while I’m sure it’s still possible for my account to be compromised, the fact that they wouldn’t tell me any details made me suspicious.  I got fed up, took my money out of there, and walked across the street to BB&T.  Overall, I’m very happy with BB&T, but I’ll likely move to FI’s credit union after we get married.  I refuse to do business again with Wells Fargo.

Post # 14
843 posts
Busy bee
  • Wedding: May 2014

I’ve had wells Fargo for about 10 years and never had a problem.

Post # 16
1599 posts
Bumble bee
  • Wedding: October 2013

@legenwaitforitdary:  you dont need to be military to get a checking account.  You DO need to be military for the insurance/mortgages and other benefits.

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