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Well, this is just how frugal we have to be in general, but things some people don't think twice about that we've cut out:
-eating out
-cable TV (actually, we don't have any TV besides the old one R's sister gave us)
-renting or buying DVDs
-going to movies/shows/concerts
-buying new clothes/shoes beyond what's necessary
-having two cars (we share one, a 1st gen Prius)
-gym membership
I don't go clothing, makeup, shoe or accessory shopping at all. I never really did in the first place, but now I really don't. I also don't pick up little fast food snacks or munchies on the way home to save some cash. If I go out with friends for dinner or drinks, I only do so once or twice a month. When I get my paycheck I immediately deposit a certain percentage of it into savings accounts so I there's no way I can't be saving money. This economy is tough and so is saving for all the things associated with a wedding. Just do the best you can :-)
Wow, @lilyfaith, you guys cut out quite a bit. I will relay these onto the FI.
@rawrkitty - We are doing pretty good about saving stuff. Since FI has been back out working on the road he is only using his per diem money and is actual paycheck are all going into savings with is starting to add up quite nicely and its only been one week. He also gets a monthly oil royalty check and thats a few hundred bucks that goes straight into the savings as well. I am also back to working regularly (starting today=)*) and we agreed that about half of my checks would go into savings as well. We are obviously trying to save steadily for the wedding but we are also wanting to build up extra so we have a cushion since both of us are now working steady again (FI has been laid off since November and I was working just a small part time temp job)
We have also cut back on a lot of stuff. We dont hardly ever go out to eat with friends or out to the bars. If our friends wanna hang out we just kind of invite them over for food and most of them bring a dish just out of generosity so we never have to foot the entire food bill. I decided this morning I would cut out my shopping habits bc most are completely unnecessary, but that one is going to prove to be quite the challenge indeed.
We don't go on as many dates as we used to. W estopped going to movies, eating out, all that stuff. When our friedns go out, we go with them, but we cut back on the spending. Really the money that we are spending (right now) is mainly for the wedding. We even had to cut back on a few things for the wedding like the transportation (we will most likely drive his car) & little things like that.
We aren't planning anymore but still on a tight budget so the things that we (meaning I) cut back on are:
- Eating out
- Starbucks
- craft stuff
- new clothes
- buying music/DVDs
We have had to cut a lot recently. My FI lost his job a year and a half ago, so he decided to go back to school. That cut 500 dollars out of our monthly balance. Then I got 20% of my salary cut (our office is NOT doing well) and that cut like another 650 out of our monthly budget. 1150 is a LOT to lose in 4 months time.. so add onto that saving for a wedding, and we have had to cut a LOT...
Neither of us are buying new clothing (and if he gets an internship, we need to drop some cash on work approp. clothes), we don't go out to eat anymore, we haven't had any vacations, we cut back on going to movies. We had to really start bargain hunting for anything we needed, and grocery shopping involves a LOT of coupons.
We had to stop renovating our house & really just don't get to go out with friends a lot, which is what I miss the most. I can't wait for the econ. to get better...
For our wedding saving, it’s less cutting back and more doing without. In addition to the stress of the wedding budget, we just bought a house. So, in order to keep enough in the bank to pay for the wedding we aren’t
1) buying anything to decorate our house with. I mean it, bare walls, as in nothing on our walls anywhere, bathrooms, bedrooms, living rooms.. I feel like were living in a penitentiary. Bare floors, bare rooms (we have two room that have nothing but air in them)
2) Were not planting flowers in the yard or doing any excessively expensive yard work (we were hoping for a lush, giving garden in our new yard, but once we added up the dirt, seeds, and fencing.. we decided against it).
3) We were going to get a new dog, but decided it was too expensive right now.
Just more of the same. Were pretty good at our spending as it is. Not eating out, buying unneeded stuff. But the amount of money it takes to get a house up and running, even if you have already lived together is astronomical. We will have to wait until after our nuptials to decorate.
we cut shows/concerts, videogames, and we're deferring the purchase of a (much needed) new comp and tv.
we haven't given up eating out though, we'd never make it! but we do try and stick to cheaper places at least.
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We all talk about saving up money for our weddings and how much things are costing and how quickly it all adds up. I was just curious what have you bees and your FI's had to do without while saving up for the big day? I like to think I am not to bad about saving money but I am definitely not the best. I am kind of wanting to propose some ideas to the FI about things we should be cutting back on or cutting out all together. Like right now I really want to join a gym and start tanning but instead I fight the urge to tan (even tho I live only a mere block from the best salon in town**=(**) and rather than joining a gym I have put to use the dvd set of work out videos that I purchased. I have stopped eating out, thats mainly bc of my diet tho and sadly with it just being my and my daughter I think eating out would be cheaper bc she eats like a little bird and I, now, eat like a big bird lol. So please share ladies bc I am curious!