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August 2012

What NOT to say to a first time homebuyer

posted 6 months ago in Home
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    moderndaisy    June 2010  

    As someone who is in-contract for my first home, I am compiling a list of things to avoid saying to a first time homebuyer or really ANY homebuyer! DH and I have only told our parents, but of course they went and told... everyone so we have been getting a lot of unsolicited comments.

    Here are some things to try to avoid saying:

    1. Don't worry, if this falls through real estate prices are plunging so by spring it will be worth half as much!
    2. Wow, you got a __% interest rate? I know someone who got half that just last week.
    3. Oh, it only has one bathroom?....
    4. That is a TINY kitchen! Oh but it's so cute!
    5. It's really not a good idea to buy real estate in (city we are buying real estate), it's a horrible place to live.
    6. You paid HOW much for it???

    Please feel free to add your own!

     
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    MrsMeNow    September 18, 2010   Wisconsin

    We went thgouh the same thing when we bought our house. DH granpa would call and tell him he had looked up houses in the area we were looking and tell us we were spending too much and to look in other towns. We were pregnant and engaged and they also told DH not to buy a house with me because I could loose the baby and then he would be stuck owning a house with me:/

    It is kind of like parenting...everyone has an opinion and thinks they need to share it!

     
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    Juliepants    June 2, 2012   Ontario

    "Wow, you're awfully close to your next door neighbours, eh?"

    "Oh, it's really near to *insert shitty area here*.  Hmm."

    "So, you'll need to have the roof fixed up."

    Stuff like that!

     
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    Juliepants    June 2, 2012   Ontario

    @MrsMeNow: OMG what a thing to say!  :|

     
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    bluebonnet    July 31, 2010   Houston, TX

    Haha we just went through this a few months ago! How about...

    • You know, it takes a lot of time and money to keep up a house! Mowing the lawn, broken air conditioners, blahblahblah! (as if we didn't think about that before we decided to buy!!)
    • It doesn't have a {fireplace/landscaped backyard/crown molding/double oven/etc.}?!?! I'd never buy a house without a {fireplace/landscaped backyard/crown molding/double oven/etc.}!! (well I would, and did!)
    • It's in a gated neighborhood? I HATE visiting people in gated neighborhoods! (gee thanks, remind me to never invite you over)
    • 2600 square feet? What the heck are the two of you going to do with 2600 square feet? You better have some babies to fill it up!! (maybe we just wanted to buy a house we can grow into and would appreciate it if you stop making decisions about my uterus, thank you.)
     
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    BrightGreen    August 18, 2012   Canada

    Oh god, #2 times a million. That one pisses me off to no end! I don't even tell people what our interest rate was but they still love to tell me theirs, and I hate when it's lower. :P

    I didn't get anything too bad, but a LOT of people felt very strongly that I should rush out and buy a bunch of crappy cheap furniture just to fill the place, and then replace it with nice stuff later. Well EXCUSE ME, but I'd rather have an empty guestroom for 2 years, than spend my time at estate auctions and garage sales so that I can buy some shitty interim bed just to please other people.

     
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    MissGreen    July 2009  

    The only thing a few people said to us when we were building our home was "are you sure you can afford such a big house" or if they didn't say that they made comments that we were so blessed by DH family generous donation. Umm, no. First we make good money and are smart with it. Second, DH parents didn't give us a dime, we didn't ask for help nor did we ask for the discount they gave us on the land WE bought off of them. I swear, you buy a house and suddenly people know all about you and your finances.

     
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    CarolinaCola    February 22, 2014   South Carolina

    @bluebonnet: Whaaaat? Someone had a problem with it being a gated community? That's so weird! I thought people would look at that as a good thing! I live in a gated apartment community and I haven't heard anyone complain about the gate at all. Some people just need to get smacked in the back of the head.

     
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    lovekiss    October 9, 2011   Maryland

    "It'll all work out." I was so sick and tired of hearing that ohrase when we were house hunting. It made me want to punch things. Grrrrrrr

     
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    bluebonnet    July 31, 2010   Houston, TX

    @CarolinaCola:I know! It's not even the confusing kind with code #s and stuff... all you have to do is stop and tell the man at the guard house who you're visiting...

     
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    Meowkers    August 27, 2011   Los Angeles, CA

    We're going through the same thing.  Currently buying our first house, (put an offer in today) and we've only let a few people know, including my parents.  My parents are super supportive about everything but also very honest and sometimes it just hurts.  

    Yesterday my mom said "well the outside of the house is kind of ugly but I'm sure we can do something to pretty it up."  yes thank you I know it's kind of ugly.  that's why we're getting a great deal and it will require some work.  But do you have to be so blunt about it.

     

     
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    CarolinaCola    February 22, 2014   South Carolina

    @bluebonnet: Well that makes it even more convenient! That person just must just be lazy! Our gate has the box and you can either put in a code or find my name and the box will call me and I can buzz them in.

     
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    moderndaisy    June 2010  

    @MissGreen: I totally agree!!! Everyone is all up in our financial business, trying to size us up. No we aren't going to tell you our salaries and monthly expenses just because you saw the listing and know approximately how much it cost!

    @lovekiss: I totally agree, that saying really bothers me because it's totally dismissive and a little know-it-all.

    @bluebonnet: I know everyone likes to tell us how expensive owning a home is. Like we didn't consider any of that or something.

    @BrightGreen: OMG the interest rate thing makes me the maddest. Everyone acts like an expert on mortgage rates since they're dropping and of course anyone with a lower rate than you will 100% guaranteed let you know about it.

     
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    Neva    July 2010  

    The first time I went looking for a house (with my ex-husband), we found a house that we liked.  We went to the open house.  We were both 26, but looked younger.

    After we toured the house, the realtor took me aside and said, "Why don't you two quit wasting my your time and look at houses in your price range?"  

    We had already been pre-approved for a mortgage and this house's asking price was about $70,000 less than the amount we'd been pre-approved for.  Needless to say, even though we liked the house, we didn't make an offer.  We also avoided even viewing any properties listed by that agent after that.  I almost felt bad we didn't make an offer as we did like the house and it wasn't the buyer's fault, but I just couldn't stand the thought of that agent making any commission from us.

     

     
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    bluebonnet    July 31, 2010   Houston, TX

    @Neva:Wow, how rude! I would've avoided that agent too!

     
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    phillygirl629    June 12, 2011   Philadelphia, PA

    "I just don't understand why you'd ever want to live here" -my stepmom

     
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    moderndaisy    June 2010  

    @Neva: OMG wow that is so rude! I have some bad broker experiences, but the worst was when I went to see an apartment that had just been listed the day before. I liked it and told the broker I would be back later that week with my husband. When I emailed him to set up the appointment, he responded by saying "Are you paying all cash or financing?" Um.. none of your business at the moment, and I'm not making an offer actually, just setting up an appointment so my husband can actually see it first!

    We went back and forth and he wouldn't let me see it ultimately since I wouldn't tell him how we were paying. A few months later he emails me and says "It was nice to meet the two of you, this apartment just sold but we have others in the building". What?? He never met 'the two of us', just me! And only because he refused to show it to my husband! I wrote him back and gave him an earful after that and refused to go to any more of his apartments.

     
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    AmeliaBedelia    March 3, 2012   Georgia

    "It's old, but that's ok. You can always upgrade later." Actually... we were planning on this being our forever home because it's perfect. But you know, your opinion matters sooooo much to us. -_-

    "Aren't you two a little young to have such big responsibilities?" Actually... we thought it was rather responsible instead of throwing our money away on rent every month. But since you mentioned it.

    Just ew. I can't stand that. I didn't ask for opinions. None of us did. lol

     
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    dcrr0528    October 12, 2013   Orlando, Florida

    Ohh we've heard MANY of these!! We decided to build after a stressful year of house hunting. We're in our 20's, so naturally "wiser" people have questions/comments. Most were little things, but a couple made us annoyed.

    LIKE THIS from our first realtor. My aunt PQed us through her company but she was out of town, so she sent our realtor an email/fax. He didn't check it before meeting us. We had previously gone to 3 homes without PQ /waiting to hear from aunt,but knew we'd need it for that next meeting/showing. We arrived at a home, and he is standing in the drive way, arms crossed, leaning against his car and says "Do you have the letter for me?" and I reply "No, I was told she--" He cuts me off and says "I figured. Yea. Okay well i'm not wasting my time here.  You can give me a call when you can get PQed and have the paperwork, and maybe you should try a different company, not your aunt".. in a VERY RUDE and snarky tone. Our mouths kind of dropped. I just kind of laughed and said "Well, I was going to tell you it's in your email and that we've decided to increase our price range by $50k. Needless to say, we did not buy the house or talk to him ever again!

    Some others:

    1.  Oh, it's just you two? No parents? Kids? roommates?
    2. Will parents be gifting you the down payment? AWWW Is this a wedding present?!?!?
    3. It looks bigger from the outside.
    4. You're BUILDING?! You can't find a home already built that's good enough?
    5. You never know what your neighbors will be like when they move in/finish building, I always meet the neighbors first.
    6. What's with the color? Did you pick it? You like that?
    7. I think you could've bought a bigger house for this price.
    8. It's okay. I'll have to see it when painted and furnished.
    9. That bathroom counter color is horrible, why would you pick that?!

     

    LOL.. There's been more. The nit-picking/comments are mostly from SO's side of the family..... But we just brushed it all off and laughed. 

     
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    BethAnnG    July 28, 2012   Elkhart Lake, WI

    @bluebonnet: haha you are too funny!

     
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    autumn865    August 6, 2011   Haddonfield, NJ

    @Neva: We had a similar situation!  We bought our house summer 2010 and a year later there was a house down the street for sale.  We walked through the open house and the realtor was very rude essentially asking why we were there, being so young and not being able to afford the house.  We curtly replied that we were already homeowners of a house in the neighborhood and that shut her up!

     
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    CorgiTales    February 1, 2011  

    Ugh, people are annoying. The three things I hear most about our house, which annoy me, are: 

    1. Wow, 4 bedrooms? Why do you need 4 bedrooms? How many kids are you having? (none of your damn business and I like my big house even with just the two of us so stuff it)

    2. Wow your yard is SO small! I would hate to feel like I'm on top of someone all the time. (small yard = almost no yard work = win)

    3.  Random disparaging comments about the suburbs. So many of my friends are "anti-suburb" and liken us to some sort of stepford community or something. Sorry. I like the 'burbs. I'm only 20 minutes from work but I have a brand new 2600 sq foot house for an affordable price in a safe neighborhood. For the same price closer to downtown We could afford a 1970s non-remodeled 1 bedroom and it'd take me twice as long to get to target. Screw that.

     
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    Nrp0704    September 21, 2012   Olympia, Washington

    My FMIL on her first visit to our home: "If you just put like 20 or 30k into it, it will be a really nice home."

    *WOMP WOMP* Our house is not a fixer upper. Atleast not to us. 

    Other comments:

    Ew, now why would they build it like that?!

    How are you going to get an excavator in the back yard? (why would i need to...?)

    When are you tearing out all those trees? (No plans to)

    Is this supposed to be the master?

    What a tiny bathroom!

    FI tells me: be like a duck, let it roll off your back.  He's much better at it then I am.  I think it's because he's got more experience with negative criticism :).

    Oh well, I feel good about our house and I feel accomplished to have bought a nice house at 22 :)

     
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    WaitingBeee      

    Everyone we knew were really supportive. the only bad thing i can remember though was my uncle saying "buy in the country" meaning like, 15 minutes away from "downtown" (we are in a very small town). well, uncle. i would buy in the country, but i cannot afford it! it would have been at LEAST double what we could afford.

    We HAD to get out of our current living situation (the place we were renting is a dump. mold...no heat.. no stove...landlord was a biiiiiiiig jerk)

    now we pay the same amount as we were paying in rent for a nice beatiful 10 year old home. it is very small, but it is only us two and a few animals. we got it for about half of what the guy built it for 10 years ago (he put on a garage/mud room/laundry room only 5 years ago). it's only me and my SO, no army of babies yet. it isn't our forever home, but the only way we'd move is if we had 2 kids and no more space. we got years. it feels like going from the projects to a palace.

    although, my neighbors are not the old people as i imagined, i moved accross from the noisiest neighbor on the street. i'm used to the quiet country. (which makes what my uncle said STILL bother me,and it's almost been a year, he was just trying to help out though)

     

     
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    Sunshine73      

    @moderndaisy: that's hilarious!!  As a realtor I agree with you!!!  LoL

     

     
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    09.07.11    July 9, 2011   Vancouver, BC

    We just closed on our first house a few days ago (YAY!). My in-laws wanted to have a look at it before we sealed the deal. FIL is a contractor so he wanted to do his own little "inspection" which I was totally on board with. MIL just wanted to nose around. My MIL is not exactly known for her diplomacy. I try not to let it bother me, but it's SO difficult! Here are just a few comments made that day:

    In the car on the drive over to the House:

    MIL: "You guys have a hot tub, right?" 

    Me: "No"

    MIL: "Oh. Well, you have a jet tub in the bathroom, right?"

    Me: "No"

    MIL:"Oh......."

    A few doozies while showing her the house:

    "I thought it would be bigger" (It's 3000 sq ft. Seems pretty big to me!!)

    "Oh. I was expecting pull-out shelves" (upon opening the kitchen cabinets)

    "It's too bad the ceilings upstairs aren't as high as the ones downstairs. Then it would be really nice"

    "I wouldn't have used a white painted railing there. I would have used wrought iron" (Thanks, Lady. I agree. Too bad the builders didn't foresee us buying this house when they built it 5 years ago and asked our preferences)

    I had to take a lot of deep breaths that day! LOL.

     

     
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    Angelz_love    June 16, 2012   San Francisco

    Oh my theese posts were eye opening! In the future I will note to self to ONLY point out the positive. Those are def some foot in mouth comments!

     
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    Heatherloveskenny    June 4, 2011  

    I heard so many of these--but here are the worst...

    "yeah that smell in the basement isn't normal" after we bought the house

    "you might want to get your house blessed since it is pretty old"

    "wow can you even wash 3 towels in that tiny washer?!"

    "your dish washer is definitely the next to break"

    Ugh.

     
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    mija22    January 1, 2012   Southern California

    We just bought our home, 1 day after getting married....STRESSFUL as that process was...we NEVER got any of these comments...so thankful....I had panic attacks over everything else (the wedding, the move, the house....) I don't think I could've handled anything about the house being too big, too small, not having a microwave built in, etc.

     
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    All In    November 1, 2011  

    These quotes are too funny! The ridiculous things peopel say...

     
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    Pinksapphire      

    Haha, you guys should see the house we just bought.  Basically, we bought a shell of a house.  The entire thing has to be re-done.  You can not imagine the discouraging things people say to me.

     
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    NYC.BOS.CHI    August 28, 2010   Massachusetts

    I love all of these posts and I am taking them all to heart as I am in the midst of getting a P&S done this week. So far I've heard the following comments (multiple times):
    - I'm sure you can install a second full bath (Um yea, we knew it only had 1.5 bathrooms when we put in an offer and we are ok with it)

    -Friend: Congrats on your house!

      Me: well, we just put in an offer, its not ours yet.

      Friend: ah, its the same thing.

      My thoughts: no, in fact its not.

    - Are you sure you have enough money for this?

    -Why would you put down more than 10%, it seems silly to put down more than that? (Um, have you heard of the housing bubble?)

    Overall, I am constantly amazed by what people keep saying despite them knowing NOTHING about the current housing market.

    Good luckeverybody!

     
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    spaneshal    October 19, 2012   UK

    *Sigh* when we bought our first home we always got loads of comments. Like were too young to have a mortgage, renting is the way to go, yade yadah

    FACT: Our neighbour with the joining/same similar property pays only $50 less in rent a month, that we do for our mortgage, and our mortgage will keep going down as we pay back more/owe less. His rent will go up with inflation. It's a no brainer to own property vs renting right now, but nobody seems to understand it at the moment why we have a mortgage, haha

     
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    Mrs.Enne    January 9, 2010   NC

    We just started house hunting. While we've gotten a lot of positve support, here is some of the garbage we've heard so far:

    Are you sure you want to buy there? (Uh, yeah. Because the public schools in the area you suggested suck.)

    How old are you? Why don't you just wait a few more years? (What difference does it make? We're financially stable and tired of living in an apartment.)

    A townhouse? Why don't you just increase your budget by $50k? (REALLY? There's nothing wrong with townhouses and we'll spend an extra $50k when you GIVE it to us.)

     

     

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