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So there should be a cheque on its way to me shortly! I'm trying to decide how to best use it. The big question is: should I be responsible or fun?
Most years I just use it to pay my car insurance in a lump sum - I get my refund in April, my car insurance renewal comes up annually in May so it just made sense. I'd just flip the remainder into savings.
If I were being responsible I'd either use it for my car insurance, pay down my mortgage or put it into saving for a new car. If I were doing something fun I'd put it towards a vacation!
What are you doing with your refund?
We used some of it to buy tickets to the Nascar race in Daytona over 4th of July weekend, but the rest is in savings for when we go to Florida and to help pay for the mortgage on my house that we are trying to sell! Some for fun, but most for mortgage!!
1) Paying off our credit card. Again. We really need to stop using that thing.
2) Paying off our ceremony venue or our photographer.
3) Anything that is left will go into our savings account.
We are also waiting on money from the death of my FI grandmother that occured a year or two ago. This process seems to be dragging on. We both agree that we would rather not receive money and be able to just move on but everytime the family seems to make headway another legal issue pops up and drags everyone back into heartache :( With that money, we will pay off our wedding, replenish our savings account after buying a house, pay off my car, and FI will have a couple thousand dollars to blow on fun stuff. I think he is planning on tearing up carpeting and finishing our hardwood floors.
We put it toward my car, which is inching closer to being paid in full!
Part of it went for paying for the invites. Part of it went for a $600 camera lens. Rest of it is for helping pay for the wedding.
Paying bills for the next couple months... I'm so much fun 
There should be 200-300 leftover and I'm thinking of buying FI a PS3 for our anniversary, but I really should put the money towards savings or paying down CC debt.
Do you mean the tax return I'll get in 2012 cause the one i got for 2011 is LONG GONE!!!
All went towards the wedding.
I just transferred ours into our savings account. I'm trying to convince my husband that we should take a vacation with it! It's not going over all that well...darnit.
FINALLY paying off a credit card! never thought i would be able to pay it off so soon, but my refund was larger than expected!
I owed $4.00 this year. First time ever owing the Gov of Canada :(
We usually set up our finances in a way that we don't get much of a refund, ($200-$300 at most.) Getting a refund means you paid too much taxes. In other words, you gave the government an interest free loan with your money and now they are repaying it. We try to set up our withholdings in a way that we come out as close to $0 refund as possible because that means we got full use of our money. Actually Suzie Ormond says it's better if you actually owe some taxes (fwe hundred), because then you are the one to get an interest free loan from the government.
Fi is not getting anything back this year. If I get anything it'll just go towards the wedding.
ours also went into paying part of the wedding. :( until next year! maybe we'll be able to do something FUN!
nrrr, we probably won't be getting a refund this year (darn capital gains) but if we were it would probably go towards renos on our house.
It's all going into thirds.
1/3 goes to wedding
1/3 goes to savings/backup fund
1/3 goes to principal on house loan!
I didn't get *that* much, but I decided to allot it as my wedding dress fund. My CCs are all paid off and it felt like a good way to stomach spending that much money--I know a refund isn't really "free" money, but it does feel that way sometimes!
@MrsWall2B: ditto. Every last blessed cent went to the wedding
Mine already went to funding part of the honeymoon. His already went to deposits for our new apartment (in May!) We got ours back about a month ago. :)
It is earning interest in our savings right now and will be used for renovations when we finally move into our new apartment!!!
@Meowkers: I do the exact same thing. If they aren't going to give me free money then they can't make more money off of me! I would def rather get some small amt back than have to owe something, though.
We bought a car and hubs is having a concrete pad built in the backyard and getting a non permanent garage put up. But, this is the last time we will get a refund, since I'm self employed now. Boo!
No refund for me... I owe $42 for federal. Not a big deal although I had kind of hoped I'd get a nice refund like I did last year, but at the same time I know it means I have just been getting the correct amount all year and not overpaying the government. FI will definitely owe a substantial amount since he is a freelancer and his employers don't take taxes out of his paychecks throughout the year.
Probably using it for something the damn new house needs. Sigh!
This is the first year in a LONG time i get a refund! Unfortunately.. all 2k-ish of it is going to property taxes...
I used half of it to book the venue for the wedding & then I used the rest to pay dentist bills. This is my first year I didn't get to just blow it!
-Paid off our photographer
-Paid off our cake baker
-Paid for little weddings things
-Left the rest in the checkings account because there is always about $50 left the day before every payday...thanks to the wedding!
Refund??HAHA I wish! Going to school I get rewarded with money, working hard for my money and I owe money. Basically the less you do, the more you get handed to you. (No offense to anyone, this was just in my scenario!).
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