When and how much did/are you saving for your wedding?

posted 3 years ago in Money
Post # 3
610 posts
Busy bee
  • Wedding: October 2014

I started saving when I was in my early teens. I know that sounds weird and I’m sure this isn’t the norm, but I knew I wanted to help my parents pay or pay for it myself. However, the big-time savings (more than birthday money) probably started about 2-3 years ago when my FI and I started talking about getting married. 


Granted, my parents are helping to pay for our wedding, but I now have about 10k to add to the equation (I wish it were more, but I was a full time student and, although I worked full time too, most of my income went to living expenses). We aren’t marrying until next October, so I’m not sure where we will end up as far as going over or staying under, but I am pretty budget minded in every purchase I make, so we will most likely be right on the dot, and if not, under. 

Good luck with your saving! It’s not so hard as long as you’re super diligent about paying yourself 🙂

Post # 4
708 posts
Busy bee
  • Wedding: June 2014

We started saving the month we got engaged (nov 2012) and are putting in a steady $1k/mo. So far I haven’t needed to up our budget (20k), but I do admit to purchasing small wedding items throughout the week using cash that isn’t in our wedding fund. I’ve sure when it’s all said and done I’ll have spent an extra 2-3k on top of our “budget”. 

Our money is automatically taken out of our individual accounts and deposited into our wedding acct. It’s like it was never even there to spend:) 


Post # 5
318 posts
Helper bee
  • Wedding: May 2013

I never really ‘saved’ we never spent more than what we made (i.e. Paid for the venue one month, than the photographer the next, etc. ) Does that make sense?

Post # 6
11772 posts
Sugar Beekeeper
  • Wedding: May 2013

We started saving as soon as we got engaged! We ended up paying for the wedding/honeymoon from a combination of our tax returns and DH’s bonus, and we ended up sticking the saved money into our house fund!

Though our wedding/honeymoon was only like 7K!

Post # 7
2675 posts
Sugar bee
  • Wedding: May 2014 - Madison, WI

Our parents are contributing a lot to the wedding so for our portion we started “saving” as soon as we got engaged. But mostly we’ve just been paying for things as we go along. Like I buy supplied for a DIY project one month, then the next month move on to another project/purchase etc. We were together a year before getting engaged and then have a year until the wedding. So we are able to spread out some of our costs which thankfully isn’t a huge amount.

A friend of mine saved for about a year and still ended up putting 50% of her wedding costs on a credit card. She was able to pay it off quickly after the wedding since her mother in law unexpectedly came into some money and offered to help them pay off the wedding expenses.


Post # 8
606 posts
Busy bee
  • Wedding: November 2013

We’re paying for the wedding ourselves as well.  Once we started wedding planning, about 7 months before our wedding date, we took portions of our existing savings and put it in a joint wedding account.  We’ve also paid a lot of expenses as we go (I think this is called incremental spending).  We paid for all of the vendor deposits, attire, invites and honeymoon as we go, from our regular spending money.  We’ll make the final vendor payments with the money in our wedding savings account.

We’re less 2 weeks away and it’s looking like we’ll be $2 or 3k over our $20k budget.

Post # 9
1028 posts
Bumble bee
  • Wedding: April 2015

Once we made a final decision on a DW we start saving/spending in August. I decided to have funds from my direct deposit go into an account thats strictly for the wedding so everything that goes in and comes out is from there!

Post # 10
957 posts
Busy bee

We started saving the moment we got engaged. We’ve paid about $10k into the wedding already, and have saved about 20k since the engagement. We look to be on track. We didnt’ really have a budget, we just knew what we could comfortably spend. It ended up being lower than that.

Post # 11
720 posts
Busy bee
  • Wedding: September 2014


             We really didn’t start saving. My fiance proposed while I was in school and I just graduated in April and I didn’t end up getting a job until end of August beginning of September. We decided to do the small things pay as you go such as making a card box, picture frames etc. We took out a loan and did the bigger items. Making payments as we go along. With being 1 year out to the wedding, savings just weren’t going to happen for us in our financial situation. Currently we are under buget as we have just made small deposits on everything and than with the payments going back on the loan we will be under budget. I know I have gone over budget on a few areas  but at the same time, we will still be under our total budget. We wont be going on a honeymoon right after the wedding as my fiances work schedule is different than most schedules (he gets 2 week shutdown in summer and 2 at christmas) so that isn’t included in our wedding budget but when we can go, we’ll have saved up for it by than. 

Post # 12
177 posts
Blushing bee
  • Wedding: November 2015

We’ve been saving for the last 2 and a half years and we are not yet engaged. We opened a joint account in April 2011 and have been contributing $80 each every month. It was always the plan that this money would go towards a big purchase, like a wedding or a down payment on a house. Since we will almost definitely be paying for the wedding ourselves, we’re planning on putting the money towards a wedding in November 2015. Once we get engaged, we’ll start contributing more, hopefully at least $500 each every month. Right now, our (very rough idea of a budget is 20k) and I would really not like to exceed that amount.

Post # 13
720 posts
Busy bee
  • Wedding: May 2015

Just starting to save now (I have savings, but don’t plan to use them for my wedding unless I need to)! My parents and FILs want to pay for the vast majority of the wedding (they would be comfortable paying for it all, but I want to contribute), but I am hoping save around 7k within the next 19 months. I plan to pay for certain things as they come and then just give my parents the rest to use as they please (for wedding or non-wedding related things). FI doesn’t work right now (he’s in law school), or else we would be saving a lot more.

Post # 14
1233 posts
Bumble bee
  • Wedding: April 2013

We started saving after I graduated college (May 2012) and we didn’t get engaged until October. We saved at least $1000 a month and our wedding was in April. We ended up having a $2,000 surplus. Now that we aren’t saving for a wedding that $1,000 a month goes straight into mutual funds.


Post # 15
926 posts
Busy bee
  • Wedding: February 2015

we’re paying ourselves. We’re putting $500 into a separate account each month and we will have contributed 10K by the time the wedding rolls around. We haven’t made any wedding purchases yet but we’re on a tight budget so we don’t really have the option of going over. 

Post # 16
4042 posts
Honey bee

My parents contributed about half the cost of our wedding ($5,000) and we paid about $5,500. Then our honeymoon came to $3,500. We had a 10 month engagement and we paid as we went. We already had $16,000 in savings (part of it is our emergency account). 

We refused to have a wedding until we had established an emergency fund and had additional savings/could afford to pay for purchases with cash. We also waited until our 10 year anniversary to get married though.

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