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I would love to stop throwing my money at our landlord (even though she does a great job!), but the idea of buying a house right now is a little daunting. I live in Pittsburgh and the housing market is one of the most stable in the country, so it's not like we're going to get a killer deal if we buy right this second.
And buying a house has a lot of little hidden costs beyond the downpayment and closing.. movers, cleaning, last-minute and unexpected repairs, etc. We don't want to strain our budget when so much of our extra cash is tied up in the wedding plans. We'll wait until the summer afterwards!
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We have gone back and forth a bit on this issue, but sadly we won't be buying anything for a number of years. We both plan on going back to graduate school (student incomes are not enough for a mortgage payment) AND we live in a very HCOL area. While we could absolutely afford somewhere with our current incomes, there's just no way if one or both of us is in school full time. I am very envious of all the couples buying houses right away.
We won't be ready for quite a while. We always thought we'd wait to get married until we could afford a house, but our hearts got there far sooner than our wallets did. 
Livin' on love, I tell you.
We'd like to buy a house soon, but it honestly depends on whether we have a wedding. We only have one savings account, and it isn't endless. If we don't have a wedding, we could buy in a year. If we do, it's gonna be longer. We have considered telling our relatives (moms, grandmas) to tell those who ask that we'd prefer cash to registry gifts... that would help contribute to a downpayment.
It'll be several years for us, because we're thinking of making a serious relocation (possibly across the country) within the next five years. And even if we choose to stay here, I want to continue living in city for a while and am fine with renting.
My fiance already owns a house, but for awhile we were thinking about upgrading before the wedding. Our reasoning for upgrading is that we'll probably try for a baby within two years and our current house is tiny and crowded with us and the two dogs. I actually think that having the possibility of buying a house on the horizon has made me better about being budget concious with wedding planning. It helps me put things in perspective I think. I've also thought that it could be really stressful to be buying a house right before the wedding if the budgets were tight though. If we found the perfect house we'd still buy it now, but we'd probably end up putting less money as a down payment (which would be unfortunate) because of the possibility of unknown costs from both the wedding and house.
My fiance and I bought a house last Oct. 07. I was 21. I love my house but I kind of wish we would have waited now. We would have more in the bank and therefore more for the wedding. Also, the market went down the hole, so our house doesn't appreciate for as much as it did :/ But I'm happy because I love being with just my fiance and puppy and putting our money into an investment. Plus, we'll be there for awhile so hopefully it will *eventually* pay off. =)
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the housing market in my city is such that it did not make sense for us to rent. we started looking for a house 3 months before our wedding. we found a house one month before the wedding and closed on it the week after we were married. the house needs a little work (and we're doing it all ourselves), but our mortgage is less than our rent was (including insurance and taxes).
We're looking at houses, but it's still pretty expensive in the Bay Area. We're pretty aggressively saving, but we're also worried that prices are still coming down and we don't want to invest in a depreciating asset. And we want to know that we cann at least continue to make mortgage payments (even if not comfortably) in the event that one of us loses our job. The housing collapse was supposed to make things more affordable out here, but so far the only things that seem to have really gone down in price are in places I don't feel safe living.
I definitely did not feel comfortable looking for houses together until we got engaged, though. Anyone else (who was already living together) feel similarly?
We've been trying to buy a house for a while, but we keep getting overbid or there's nothing we want out. We live in the Bay Area so I'm sure you've heard of how our housing market is. We HAVE to for sure buy a house this year because my husband is getting eaten alive by takes on his paychecks, so we need the house to fix that.
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We're in Chicago, so probably not for at least 10 years. When my fiance graduates we will have a ton of student loans so it makes sense for us to rent and save for a (long) while.
It's all up in the air right now-depending on where I land a job. I currently work in DC, where salaries are higher. I'm aiming to find a job where FI lives, a good hour south, so salaries are not as high. So, if that happens, we'll rent for a couple years and save as we can. If I get another job in DC, we'll save for about a year. We want a good down payment and time to pay off some outstanding debt before becoming home buyers.
My FH and I are planning to buy around August of this year, and we're getting married in January of '10. It's really stressful to be house hunting and wedding planning at the same time, but we're managing so far.
More than anything, saving for both at the same time really stinks!!
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Originally the plan was to buy one a few months before the wedding, but now I think we've pretty much decided to just keep throwing money away on rent for a while longer. :) House-hunting/packing/moving is a lot of work!!
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My fiance bought his house right before we met. The value of the home has taken a nosedive with the market and we can't afford it anymore. So we are foreclosing and buying something in my name. We have to do all of this before we get married in October, so time is ticking! We are hoping to close by June 30th to take advantage of the tax credit. It has been stressful coming to this decision, but we did it together. I'll be so glad when this is all done. Wish us luck!
My fiance and I (then boyfriend) bought our house back in july 2007. He want to settle in our own home first before he purpose to me. He then saved up and purposed to me. I think if you can, buying a house first before planning a wedding is a great idea.
We bought a house last December (2007) and got engaged the next May! We've lived together for years -- the time, and the market, were right for us to make the purchase. It worked out well for us to buy before the wedding. And our financial priorities are much clearer after going through buying our first house together!
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We'd love to have a house now... but budget/timing is not working out!
We're getting married in July - but we're both grad students for the next couple of years at least, so... we'd like to have a house since we're stuck in the area at least in the medium-term. Maybe after the wedding and my brutal comp exams in September we can start looking for something uber-affordable! Cross my fingers!
We are looking to buy a house NOW! We got married in August, and we would like to move into a new home before the end of this summer. The housing market is awsome right now; it is a great time to buy. I'm starting a series of posts on our house hunting experiences on my blog. We started last weekend, and we have a full day scheduled this Saturday to look. We are looking in Corona, California in an area called "Sierra del Oro" -- it is right in-between our jobs and our parents!
We have gone back and forth on this issue... like most people, we could buy a house in the next year if we didn't have a wedding. Otherwise, we're looking at about two or more years from now. We both just finished law school, so we pay tons of money each month in student loans. It's like having a mortgage already (but no house!).
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currently we're both in school and living in separate apartments, but when we get married in december we'll be moving into one apartment together. we won't be buy a house until we move back home (about 3 hours away). i'm estimating 1.5-2.5 years. i can't wait for that big step!
We close in less than two weeks!! I can hardly wait. We are getting married in April and will continue to live with our parents until after the wedding! We will be decorating and getting everything ready before then though! I am soo excited! And it's super cute!
We don't live together (I live alone and fiance has a roomate) but I just had it in my mind that we would move into a house after the wedding. It really just hit me that we have about 4.5 months to find a house. This wouldn't be a big deal, except for the fact that I don't know where I will take a job. There are several possibilities, and fiance is willing to relocate, but a decision will most likely not be made for 2ish more months. I will be done with graduate school in May and the wedding is in June; I have some loans, but fiance has a full time job and we figure in this market we can get a decent house for about what we are currently paying in rent. There is a chance I will take a job in a school district that has a loan forgiveness plan, so we can add that much more to the house fund. It sounds like it may all come together (with some added stress) but I'm so ready to get a house with my future husband that it seems so worth it!
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i think we'll probably wait for a couple of years after we get married. i want to make sure that we are financially stable and able to afford a house and all of the hidden costs of home ownership.
I'm very excited to say that after a very long conversation tonight we are going to be looking within the next few months. Both of us have agreed that we don't want to settle but also don't want to wait too long. He moved ALOT growing up , where as i grew up in the same house all my life. I really would like my kids to have a house they can call a home!
We'll be looking to buy at some point over the summer. In addition to wedding planning, both of us are in the process of job searching and will be attending a conference to interview for jobs 2 weeks before the wedding (it was either then or the weekend after the wedding).
Once we know what city we will be ending up in, we're planning on starting to look at houses because the market is so low in the areas we're looking in. That, and hopefully we'll get a little more towards our downpayment after the wedding.
Its nice to hear about what others are doing. Does anyone feel frustrated planning a wedding when the housing market is so good? (For buyers). I sometimes wish our wedding was in 3 years, so we could put more money toward sa house now instead of towards the wedding. Its not like housing opportunities will always be this good.
Once we figure out which country, which state(if US)/county (if UK), and have stable jobs we'll look into the housing market. 
We can't wait though, its our favorite thing to dream about together!
We bought our house almost 3 years ago (at the height of the housing market, unfortunately!).
@Newport Nuptials - I hear ya! We'd love to sell now and buy something larger since it is such a buyers market...but we would never make what we "should" on our current condo. sigh.
My husband and I bought a house after we got engaged a year ago, 7 months later we got married, all I can said is it's draining every penny in our saving account and checking account. But the feeling is just so rewarding!!
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We're looking right now, actually, and saving whatever we can. We know we'll be in the Bay Area regardless, and both our sets of parents are close, but the big problem is (besides $$$) is that we're both huge architecture snobs. He's an architect, and so is my dad, so I grew up with that influence... and honestly we just don't want to settle for a house that we're not in love with, esp in a declining market.
If we don't end up seeing anything that we could call "home" in the next couple years, we're just going to buy an acre and build our own; then we could try and get off the grid as well.
We live in Miami- a very expensive city, and pay 1700 a month rent on a luxury condo, because safety and closeness to work/school are super important to me. Unfortunately, we dont plan on buying a house for at least another 5-10 years. This is partly because of my HUGE student loans from law school and the fact that the job I want pays no money basically. I'm okay with this- I could live somewhere else and easily afford a house but I like Miami. Who knows, we may just keep throwing away money until we are ready for retirement and then can just pay for the house in full.
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Right now, my fiance and I are living at hime with my mom to save up for the weddign and a down payment. He can't wait to buy a house, but realistically, we probably won't be buying for almost 2 years. Right around the wedding date.
I would prefer to have a house before the wedding, we are hoping to buy it a few months prior, but I am also stressed about buying a house mid-wedding planning.
Has anyone else bought a house right before the wedding?