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When to cash a check?

posted 9 months ago in Etiquette
  • poll: Can we cash checks received prior to the wedding?
    Yes : (64 votes)
    84 %
    No : (12 votes)
    16 %
  •  
    1.
    Member
    65 posts
    Worker bee
    Spinwife    September 30, 2011   New York

    I'm hoping you all can help to settle a disagreement between fi and I.  We have received a couple of checks along with RSVP's that have declined to come to our wedding.  I don't think there is an issue with cashing them now since our wedding is more than a month away.  Fi thinks we should wait until after the wedding. 

    Is it wrong to cash the checks upon receiving them??

     

    TIA!

     
    2.
    Member
    4,603 posts
    Honey bee
    Aure    October 6, 2012   Las Vegas

    I voted yes simply because when someone writes a check as a gift and it's not cashed it throws off you checkbook for a while. Your balances don't match and you're constantly wondering why, until you realize, "Oh yeah, I gave so and so $100 for their birthday! I wonder when they'll cash it?"

     
    3.
    Member
    65 posts
    Worker bee
    Spinwife    September 30, 2011   New York

    aure - that's my reasoning exactly!  I was just wondering if etiquette wise there is a right or wrong way to go about this!  THanks!

     
    4.
    7,521 posts
    Bumble
    Beekeeper
    Miss Tattoo    September 15, 2012   Pittsburgh, PA

    Do it now. I can't stand when people hold checks. Your wedding isn't until the end of September. Are you telling me that your FI doesn't want to cash the checks until October? If you did that to me, I would seriously call you and ask if you even received it and when you plan on cashing it.

     
    5.
    Member
    8,387 posts
    Bumble
    Beekeeper
    PitBulLover    August 21, 2010  

    Actually I think its more rude to wait to cash them. Its one of my biggest pet peeves when I give someone a check and they take forever to cash it. Usually when people write a check they expect that it will be cashed right away so they make sure to have enough funds in whichever checking account. They have given you the check at that time so it can be cashed at that time!

     
    6.
    Member
    1,283 posts
    Bumble bee
    misskittykakes    October 20, 2012   Nor Cal

    I agree with everyone else....I hate when I write someone a check and they hold onto it!!  Cash those checks girl!

     
    7.
    Hostess
    7,299 posts
    Busy
    Beekeeper
    Gemstone    July 2011   Cincinnati

    The people who wrote you those checks will go crazy if you wait till after the wedding to cash. It's better for everyone to cash them now! Just make sure to send a thank-you. :)

     
    8.
    Member
    740 posts
    Busy bee
    Miss. Snowball    October 8, 2011   Taylorsville, UT

    I just received my first check with a no RSVP and I am going to cash it (our wedding isn't for more than a month!) But like PPs I agree to cash that baby because of the balance issue. :) They wouldn't have sent it to you if they didn't want you to have it now :)

     
    9.
    Member
    1,123 posts
    Bumble bee
    Moja Milosc    September 24, 2011  

    I was brought up to cash checks asap after getting them because people need to balance their check book. I agree, the important thing is that you send thank you notes.

     
    10.
    Member
    687 posts
    Busy bee
    vaness13181    July 31, 2011   Chicago, IL

    Agree with PP for all reasons stated.  Cash the check and promptly send a thank you note for their generous gift :-)

     
    11.
    Member
    1,225 posts
    Bumble bee
    baletrina    May 27, 2012   Chicago, Illinois

    I agree with PP too.  Would def wonder if you received it or lost it.  Cash the check so I don't end up spending that money on shoes!

     
    12.
    Member
    1,555 posts
    Bumble bee
    MrsWilson2012    December 2012   DW St. Thomas USVI

    I agree with everyone else, cash the checks now :)

     
    13.
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    4,427 posts
    Honey bee
    Ember78    December 15, 2012  

    Cash it asap since you have a limited time frame to do so before the check becomes void. Send out thank you notes for them promptly as well. However, I wouldn't spend the money till after the wedding.

     
    14.
    Member
    372 posts
    Helper bee
    baliahi1029    October 29, 2011   San Diego. CA

    Someone started a thread yesterday asking the same question. It was generally agreed that you should cash checks and send a thank you upon receipt. I read the same thing in Dear Abby, so I think it's the way to go.

     
    15.
    4,854 posts
    Honey bee
    lefeymw    April 16, 2011   CT

    Just in case check the date on the check to be sure they didn't post-date it to your wedding. But cash it!

     
    16.
    Member
    65 posts
    Worker bee
    Spinwife    September 30, 2011   New York

    Thank you all!  I didn't realize someone posted the same questions yesterday...woops!  Thank you cards have already been sent and I'll be putting those checks in the bank tomorrow!

     
    17.
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    3,066 posts
    Sugar bee
    kperry3    January 1, 1991  

    I cashed mine before the wedding. I hate it when I write checks and it takes months for them to show up. And who knows if the check will be valid after the wedding (not trying to be mean, but this happens sometimes). Plus, if someone gives you something, I assume they want me to have it now.

     
    18.
    Member
    676 posts
    Busy bee
    pinkpaperbride      

    I think you should mail a thank you note a few days before cashing them. But I think you should do it ASAP so no one is inconvenienced!

     
    19.
    Member
    62 posts
    Worker bee
    Mrs.Shamrock    September 16, 2012   Atlantic County, NJ

    +1 at pinkpaperbride.  My dad always told me that I couldn't cash a check until the thank you note was written. Needless to say, my wedding thank you notes were out in 5 days!

    Write a note that says, "We'll miss you on our big day. Thank you for your gift. Your thoughtfulness and generousity are so touching." Then deposit them. It's a pain to have outstanding checks.

     

     
    20.
    Member Icon
    Member
    173 posts
    Blushing bee
    Gilde37    September 10, 2011   Iowa

    I too live by the rule listed by many above.  Make sure the person get the thank you before the bank statement. After that it is free game in my book.

     
    21.
    Member
    7,205 posts
    Busy
    Beekeeper
    tea       norcal

    Definitely cash the checks now. Even though I balance my checkbook as soon as I write a check, I still get annoyed when the check isn't cashed in a timely manner. Though if your FI feels weird about it, you can always compromise by putting the wedding cash in a separate savings account until after the wedding!

     
    22.
    Admin
    3,530 posts
    Sugar bee
    penguin    June 7, 2008   Berkeley, Ca

    Agree with cash checks now...but wait to spend it :) Not like you can really keep track of what money you're spending now vs later, but whatever :)

     
    23.
    Member
    852 posts
    Busy bee
    Captain013    March 2012  

    @Aure: exactly.

     
    24.
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    Member
    311 posts
    Helper bee
    dianeanthony    October 1, 2011  

    Send a thank you card immediately and just cash the check now!  No sense in holding checks till after your wedding.  your friends and family understand that a wedding is expensive, and im sure they are happy to help you with your special day.  Besides i agree.. we wrote a check to our friends wedding that was the end of July, and I still dont see it cashed yet nor have i received a thank you card/email/call to verify they received it.  So it makes me wonder everyday when they will cash it! hahah..

     
    25.
    Member
    478 posts
    Helper bee
    kelly105    May 19, 2012  

    Write a prompt thank you note, then cash the check.

     
    26.
    Bee Icon
    Bee
    6,780 posts
    Busy
    Beekeeper
    spaniel    March 2010   Los Angeles, CA

    Cash it. Not everyone updates their registers like they should and if you wait, you could make them bounce a check! (Also: send a thank you card right away. We made sure to send ours out for checks as soon as we cashed them, otherwise we felt like big turds. ;)

     

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