Which appraisal value do you submit to insurance?

posted 3 years ago in Rings
Post # 2
2419 posts
Buzzing bee

jolieqe:  I would submit the lower appraisal, if the amount is enough to replace the ring. It will keep your premiums down. There’s no need to submit the higher appraisal if it lists the ring for way more than it would actually cost to replace. 

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