Post # 1
Now that we are married, we need to join our bank accounts. I currently have B of A and I really like them. Darling Husband has Chase and he really likes them. I am not too big on Chase and he is not big on B of A. LOL. He thinks that maybe we should go to Wells Fargo. What bank do you ladies think is the best and why? One thing I really like about B of A is that there is no overdraft charge if you are overdrawn less than $10. I know we all live in different places so I made the poll based on the big banks that are pretty common all around.
Post # 3
Depends on your banking needs, I’ve heard really great things about TD bank and they are open on sundays too.
Post # 4
We are with USAA, which is a military affiliated bank. LOVE THEM, but I don’t think just anyone can join (have to be military, retired military, or family member i think?)
We also have wells fargo, they are o.k. not fantastic, but not bad either. They just have ridiculous fees sometimes.
Don’t go with B of A, they are horrible.
Post # 5
@bells: What does TD stand for?
Post # 6
@Tswife4ever: I actually have no idea.. I just know its TD bank thats their actual name http://www.tdbank.com/
Post # 7
my husband had BOA back in the day, I had Wacovia (now wells fargo) he wasn’t a fan of BOA so he switched and started using his credit union – USAA – so when we got married I closed my wachovia account and got added to his USAA account – we LOVE THEM! i have had nothing but great things to say about them – my favorite thing. they refund all atm fees!
I also have an account with Navy Federal – also a military family credit union – and plan to get my husband added asap – i peronsally think credit unions are much better than big name banks, i have found their interest rates are lower for the most part and they really seem to care about their account holders where as i would always get the run around with wachoiva.
Post # 8
@Tswife4ever: TD actually stands for Toronto Dominion. TD Bank is the private banking side of TD Ameritrade (formerly TD Waterhouse) and their parent company is from Canada.
Post # 9
I’m a fan on not paying to have my money in a bank. Chase is the only big name bank in my area where we could do that. Hubs was paying for his checking account at BofA before we got married. Now we have everything at Chase.
Post # 10
I really like my local credit union. They always have free checking, no random fees for stupid things, and they have excellent customer service. They also are very involved in the community and do charity work. (Redwood Credit Union, for any NorCal bees who are interested)
Post # 11
I use Huntington, and I really like them. IDK if there are any in your area or not, though.
Post # 12
I bank with Regions (My Fiance lives in Ms and they don’t have a chase there). I know they don’t have it in CA. I used to work for Chase. I have a little bit of hatred toward that bank, I wasn’t fired, but I would NEVER get a mortgage with them. I don’t think they are so bad as far as checking and saving is concerned. I would look into who has locations available in most states if you are a traveler. I’m cheep and don’t like to pay ATM fees.
I do most of my banking online and NEVER go in a branch, so that is important to me, ease of online use.
USAA is great my Fiance has them, his dad is in the military.
I’m not big on local banks b/c if there is a disaster you can’t get to the money as quickly. Ex. Katrina. Some people with really local banks couldn’t get money out of ATMs even in other states b/c the bank was only in New Orleans, I know that was something that was almost once in a lifetime the event, but after you live through something like that you think of things like that and want to be prepared. I would go bigger before smaller credit union routes.
Post # 13
We are with USAA and love them. Darling Husband used to work for BoA so we both had BoA accounts but they sucked so so so much. We just recently canceled all of our BoA accounts (except our one credit card with them) and switched everything to USAA.
DHs dad was in the military and my grandfathe was in the military so my dad had USAA and therefore it was passed on to me. Or if your husband is eligible then you can get it because you are married to him.
The only other bank I would consider is Navy Federal Credit Union. My dad uses them in addition to USAA and also loves them.
Post # 14
BoA is evil (see: every article involving the mortgage crisis). I think most big banks are pretty shady. We will likely look into a credit union after we move across the country – i’m so sick of Citibank holding our deposits extra long to skim extra interest off of them. So completely irritating.
Post # 15
@crayfish: Yeah. Most banks will do this if you deposit a check that is not theirs. It is to prevent fraud and make sure that the check you deposit is good.
Post # 16
We are members of Tower Federal and SECU, both credit unions that you have to meet requirements to join.
I am currently with BofA, but want to change exclusively to the credit union, but its just so daunting to make all the bill pay and direct deposit changes!