Which of the 3 credit scores do they look at for an auto loan??

posted 3 years ago in Money
Post # 3
3009 posts
Sugar bee

@kansas_nurse:  they look at all of them. A pull of your credit report will show all 3. It doesn’t matter if you’ve had an auto loan- they’re looking at your overall credit to see how likely it is that you will repay. 

I currently drive a 2013 Subaru Outback and my payment is $450/mo. 

Post # 4
609 posts
Busy bee
  • Wedding: February 2014

Some of the places I’ve gone to have only pulled from one credit source, others take the lowest. The most common practice for home loans though,  which I think some car dealership use, is to take the middle score. 

Post # 6
722 posts
Busy bee
  • Wedding: May 2014

Not sure on the credit report thing but FI just leased a 2013 Ford Focus for $160/month 2k down and A-Plan papers. Its a fun little car!

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