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Do you mean that you are allergic to nickel? If so, there are palladium white gold alloys with no nickel in them. As for platinum, no you don't have it dipped, but you do get it polished if you don't prefer the look of a patina (grayish gunmetal color, due to many tiny scratches).
This page helps to explain the differences in white gold and platinum. Hope that helps!
I'm allerigic to nickel and my ring is 14K white gold and I've worn it for over a year with no problems!
I doubt it's in the nickel but I get itchy when I wear the same piece of jewelry all the time. But it doesn't happent right away, it's usually after I wear it constant for a whilel. I know I can't wear anything but solid gold or argentinum silver in my ears. I make most of my personal jewelry with Argentinum just so I can wear it. The only upgrade metal is Platinum for my particular ring from the white gold.
This is my ring and that's why I'm wondering if I should just upgrade just to be safe.
hypnotique-640x360-2.jpg (33.7 KB, 37 downloads) 1 year old hypnotique-640x360-1.jpg (27.3 KB, 25 downloads) 1 year old 
I'm also very nickel sensitive so we went with platinum. This seemed like the best choice for us because I knew I would want to wear my ring 24/7. I'm very happy with our choice. I also feel the platinum prongs are more reliable in holding the stone. Yes platinum can get a patina but it comes off when polished so we were okay with that. I also liked the heavier feel of platinum over the lighter white gold since I have a very thin band for both the e-ring & the wedding band. Have fun making your choice :-)
First of all, those rings are GORGEOUS. Seriously.
Second, platinum is much stronger than gold so personally if I were sporting that amount of bling (oh how I wish!), I'd want the harder metal to keep it all in place. Add the allergy issues and I'm even more firmly convinced that platinum is the way to go.
I know this is distastefl to a lot of women, but do you perhaps take your ring off at night? If you get bothered by wearing jewelry constantly, the overnight break could go a long way towards helping. However, I get it if you're not comfortable with that.
Sorry. Nothing to see here please move along and pretend I did not just post twice... thanks. ;)
I leave mine on overnight because I have cats and they get into all sorts of stuff and I really don't want them to bat it somewhere. Plus if I take it off I am always in a daze in the mornings too.
Thank you for the compliments, this is the one I have right now...
IMG_0052.JPG (130 KB, 27 downloads) 1 year old 
If you have allergies definitely go for platinum. You'll love the substantial feel of it on your finger. It's also true that it holds diamonds way more securely than other metals. We considered metals like palladium and titanium as well but I liked the hefty feel of platinum better. Also, it's your wedding/engagement ring -- if there is a time to get the best, it's now.
As a newly engaged bride to be :) I would suggest Platinum, if you can afford it.
White gold ALSO turns more gold. The night my FI proposed, of course, I couldn't take my eyes off the ring. There were parts that looked gold to me, and I thought...oh interesting! He designed this to be white gold AND gold!
A few days later, I found out it was not supposed to be like this. I asked the company and they admitted it wasn't supposed to be like that but gave me this ridiculous explanation about white gold being gold, and turning gold, and blah blah blah. You can dip it in rhodium or change out the metal.
I've talked to my FI about this and he agrees we should upgrade it to platinum. He said he should have done this in the first place but he wanted to make sure he could get me the best DIAMOND he could afford. He did a great job!!!!! But yes, if you can shell out an extra $600 for platinum (or whatever it is) just do it.
When we were designing my ring I went back and forth 100x between white gold and platinum and honestly I am thrilled that I got platinum. I still looks amazing and holds up so well against scratches. I never have to worry about it losing it's coating or having it look yellow. If you can afford it I would say go for it.
I went with platinum because it is stronger and it never has to be replated. The white gold needs to have the rhodium (sp?) replated every year or sooner (depending on how hard you are on the ring) and that is just a pain.
I vote for platinum. It doesn't need replated and I like the "heft" of it compared to gold.
Platinum. I'm highly sensitive to metals and have had ZERO problems with my platinum e-ring and wedding ring.
I agree with most people here, go platinum! It could be that you are allergic to the rhodium plating on white gold, not the nickel at all(nickel is no longer a common alloy of white gold). Your rings are STUNNING! Why take the chance of anything going wrong with the white gold. Platinum is hypoallergenic, durable(you will have to have it cleaned/polished but NOT replated), It will remain white, and with those diamonds you have, you're going to want a durable metal with as little color as possible! I am in the same decision process right now, after encouraging everyone else to get platinum if they can afford it, I definitely have to take my own advice!Good luck!
p.s as for your cats, would they open your ring box if you kept them in a box in a drawer? Some women have reactions to rings no matter what the metal. Its not the metal, but the constant contact with "something" causing the skin not to breath. Just a thought. =)
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I have severe allergies and my current wedding set is 18kt yellow gold and we are looking into getting a silver set as well.
I am wondering if I should upgrade to Platinum and if it is wirth the additional money. I know that you have to continually dip wite gold, but what about platinum?