(Closed) Who do you bank with?

posted 6 years ago in The Lounge
Post # 3
Member
529 posts
Busy bee
  • Wedding: April 2013

@pengoala:  My FI and I both have Key, we’re going to combine accounts after I graduate, but I don’t know if we’re going to stick with Key or someone else. Everyone seems to be on the credit union trend right now, but I don’t like how they normally only have a few locations. I know Key bank atleast has a lot in the area, but it’s not as large as chase or some other institution. The thing I have to say I like most about them is the online access, its super easy to use and you can do basically everything online. Major plus in my book becuase we’re often unavaible during normal banking hours.. which will make combining accounts harder lol.

Post # 4
Member
3182 posts
Sugar bee
  • Wedding: May 2012

I bank with Stock Yards Bank which is local, and I love them.  They have a lot of locations so it’s still convenient, and they offer online banking. My sister moved to Boston, kept her Stock Yards account for a couple of years until it became to difficult, and then she cried when she had to close her account.  

So, probably not that helpful, but it might be worth looking into some smaller banks!

Post # 5
Member
567 posts
Busy bee
  • Wedding: May 2013

FI and I are with the evil Bank of America too.  I used to bank locally with my step-dad’s bank, but I moved five hours away and it became too inconvienent.  

I know a lot of people don’t like BOA, but I’ve had pretty good luck with them so far, and it’s really easy to manage all four of our accounts online.  And they have a lot of locations by us, which is good considering I live in BFE. 

Post # 6
Member
915 posts
Busy bee
  • Wedding: December 2012

I have 6 different accounts with chase, I love them! There mobile banking is the best.

Post # 7
Member
5786 posts
Bee Keeper
  • Wedding: May 2011

I bank with Chase. They have some really cool features that I like. I use the remote deposit (take a pic of the check with your phone) and quickpay (transfer money to someone with their email address).

They drive me crazy sometimes. I lost my debit card a few weeks ago and they told me that because my address had changed in the last 30 days they couldn’t send me a card. My address has not changed in years… I went to a branch and they gave me a temporary card in like 3 minutes but they can be really frustrating sometimes.

Savings rates are garbage, but theyre garbage pretty much everywhere these days. They have a few cards with decent rewards (Sapphire for one)

Post # 8
Member
12816 posts
Honey Beekeeper
  • Wedding: November 1999

Primarily we bank with Wells Fargo, and it’s not that great.  I haven’t had anything bad happen, but just little annoyances that came from the Wachovia switchover.

Post # 9
Member
1231 posts
Bumble bee

I bank with a credit union. I like credit unions. I hate the one i’m with currently, but am looking to move over to another one that is more friendly.

Post # 10
Member
158 posts
Blushing bee
  • Wedding: April 2012

Although likely not helpful, we bank with Navy Federal Credit Union.  In general, I think Credit Unions tend to be better.  (Or so I have been told).  Previously I had BofA as well.  

Post # 11
Member
2522 posts
Sugar bee
  • Wedding: November 2013

We bank with our local credit union and they’re great. 🙂 We like them b/c 1)they’re locally affiliated and 2)there are a lot of benefits to it like not having to maintain a certain level of funds in my checking account, or paying a fee for my credit card, or for my savings/checking account.  Honestly, if you plan being in your location long term, look for a credit union.

We’re moving out of state and going to keep our accounts.  We’ll likely find another credit union where we relocate but keep our accounts active at our current bank.

Post # 12
Member
999 posts
Busy bee

I bank with State Employees’ Credit Union (NC) because I work for the Credit Union. I have previously banked with Wachovia before they became Wells Fargo, Suntrust, BofA, Fifth Third bank, First Bank and BB&T. The only one I really liked is First Bank because of their customer service.

Navy Federal Credit Union is actually ranked #1 is the nation for Credit Unions and with where I work a close #2.

Post # 13
Member
864 posts
Busy bee
  • Wedding: July 2013

I use a credit union, I got turned off of big banks after they way they acted towards customers during the last financial fiasco. You might be worried about having a large network of atms with a smaller credit union, but many of the credit unions band together so any customer can use their atms without a fee.

Post # 15
Member
198 posts
Blushing bee
  • Wedding: August 2012

we bank with visions, a local credit union.  the loan rates are fantastic! we just recently set up accounts, and got 2.39% rates for auto loans.  we’re also expecting to finance our first home with them.

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