Who else lives paycheck to paycheck?

posted 3 years ago in Career
Post # 3
Member
9412 posts
Buzzing Beekeeper

@MichiganGirl24:  I used to have a very limited income when I was in school, so I can totally relate. It sucks, it’s hard, but it feels SO GOOD when you get everything sorted. And you will, don’t worry 🙂

(FYI, I do not pity you, I promise).

Post # 4
Member
3519 posts
Sugar bee
  • Wedding: March 2012

No pity, I promise!  Have you considered advertising on Craigslist to do yardwork?  In VA, the leaves are already falling, you might get some extra cash by offering to rake and bag leaves.  The neighborhood boys made a little flyer–they’re getting $40 to mow a lawn (front and back) and $30 to rake and bag.  Might be worth a shot!

ETA: I did this one summer and made quite a bit weeding and mulching people’s yards.  My customers were mainly elderly people but there were also a few yuppies who just didn’t have the time.

Post # 6
Member
9412 posts
Buzzing Beekeeper

@MichiganGirl24:  I remember my first “real” job. I thought it was so much money at first, and then I got used to. It seems you always get used to whatever you’re making so it never feels like enough…or maybe that’s just me.

If you are so inclined, there are lots of “odd jobs” you can do such as baby-sitting, dog walking, seasonal work, etc. I worked three jobs during school and even then I was not making what I consider a “real” salary.

Remember when it seemed fun to grow up and be an adult? Yeah. Not so much.

Post # 8
Member
1241 posts
Bumble bee
  • Wedding: April 2015

I’ve lived paycheck to paycheck my entire life. I have more income now than I’ve had in the past, but bills and medical bills eat it all up. I just paid off my car so I’ll have that money to help, but it’s going towards bills as well. I totally feel your pain.

Post # 11
Member
2720 posts
Sugar bee

It’s tough but you’ll get there!

I feel like DH live paycheck to paycheck. We have $5k in savings but that’s our emergency fund so we don’t touch it. We also have investments but once again, we can’t touch that yet. We also have $5k in credit card debt because something always seems to come up – this always happens to DH. The credit card is currently at a  0% interest – that’s why we aren’t moving money from savings to pay it off. We have a plan to not save money until that card is paid off. Hopefully nothing “comes up” again until it gets paid off. I can’t wait until that day. I refuse to pay the interest on that card. We will be moving money from savings if it isn’t paid off by the time the interest kicks in.

It’s very frustrating. I was so much better at managing my own funds. Adding DH to the mix has been hard. He’s used to relying on his parents when things get tough. We’re married now and he should not do that anymore.

Post # 12
Member
9412 posts
Buzzing Beekeeper

@MRSsrm85:  This is so true. I so much money tied up in retirement and investments that I can’t touch…helps a lot! I try to look on the bright side – it will help one day.  

Post # 14
Member
1470 posts
Bumble bee

@MrsPanda99:  +1

When I was in school and actually up until pretty recently I worked a ton of jobs lol Bartending, tutoring, modeling, waitressing, giving riding lessons etc and I had my regular career job and still lived paycheck to paycheck. Granted, I had a spending problem back then but still, I worked like a crazed woman lol. It’ll sort itself out!

Can you tutor? A lot of parents of younger/teenaged children would love to give their kids extra help with homework and test prep but can’t afford fancy centers, being a grad student would give you lots of credibility and you could charge more reasonable rates.

 

Post # 15
Member
652 posts
Busy bee
  • Wedding: June 2012

We are living less than paycheck to paycheck 🙁 

I have a masters degree but have been unable to find work (I’ve only been graduated a few months). I work part time and only make around $300/week.

My husband is in school and when he graduates will make a lot of money. In theory I should be making good money for the time being but I’m not sure when that will happen. I can’t move either since by husband is in school.

It’s rough… hang in there! 

Post # 16
Member
846 posts
Busy bee
  • Wedding: October 2015

I also live paycheck to paycheck. But I am trying to find a part-time job to bring in some extra income and build up my savings.

Plus when BF and I move in together in January,I won’t be living paycheck to paycheck anymore, thank goodness.

I really want to build up my savings, I am so nervous without any savings at all. I just keep thinking about the worst that can happen. Like if I were to suddenly lose my job, I wouldn’t be able to pay my bills. And I can’t rely on my family to help. I make more money than BF so he wouldn’t be able to help either.

It’s scary to think about. Hopefully I won’t be living paycheck to paycheck much longer!

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