Post # 1
Are you and hubby still in college? Do you have children? Have do you survive financial. Im full time and my husband will be part time starting in the spring and full time next fall and we don’t know what we are going to do.
Post # 3
My FH graduated already and is working fulltime. I work partime and go to school fulltime. We don’t have any children. Thankfully, I have finacnial aid and my parents are going to help me with a few of my personal bills until i graduate. SO and I live together so I pay a lot of my bills myself (would be weird if I made my parents pay) I graduate in May tho so I won’t be dependent for much longer.
Is it possible for you to work and go to school? If you manage your time correctly it is possible.
Post # 4
@brownfam11: We’re both in University right now!
Post # 5
I’m in grad school, we are hoping to send him back next year. The plan is either I work + his stipend = $$ or I go into a PhD programme, therefore stipend + Stipend = $
We thinkg we can make it work, but things will be tight for a while.
Post # 6
- Wedding: June 2014 - Ontario, Canada ♥ EDD- April 2016
I’m a student and I’m 22! (: My FI (also 22) graduated a year and a half ago and just started his first full-time job six months ago. I graduated in June (Bachelor of Arts with Honours + on the Dean’s List – YAY aha!) and am taking another year to get a university certificate in counselling women.
I work part-time as a cashier during the summer and every other weekend during the school year. My parents pay the taxes and insurance on our home and my cell phone bill so that helps a lot! My FI and I pay everything else (mortgage, utilities, cable/internet, car insurance, his cell phone, water, etc). I wouldn’t be able to go back to school if it wasn’t for my parents and my FI’s job, because I barely make any money during the school year.
My main (and obvious) suggestion is to work during the school year if possible. Take advantage of large breaks in your schedule to do homework and reading and maybe work in the evening and on weekends? In the summer, work as much as possible (even two jobs?) and save that money to help with your expenses during the school year/tuition. Maybe take a reduced course load if you really don’t think you can handle work/school. Like take one course less than ‘normal’ that way you’ll still be considered “full-time”, but you won’t have such an intense schedule. Also, maybe look into online courses? I take as many as I can online, becuase it gives so much freedom. This only works if you’re a really self-motivated person though.
Post # 7
@brownfam11: I just graduated and FI is still in college. Right now I’m working full time and supporting the both of us. Before it was a combination of stipends, working student jobs, and on-campus housing that did the trick.
Post # 8
DH works full time and takes some online classes for his Masters, but I don’t count him as in college cause he only takes a class here or there. I’m a full time student and we have our first baby on the way. Right now we’re fine with paying for my school and only living on one income, but not sure on how much of a hit the finances will take when our baby gets here.
Post # 9
We’re both PhD students with a child. We both have research grants to cover some costs but we live on a very, very restricted income in order to manage. It’s tight. Can you work to cover extra bills? We budget like crazy and basically don’t have any ‘fun’ money but we survive.
Post # 10
We both are in school. I work full time and I’m a graduate student full time. He graduated two years ago, but has gone on for another program. He graduates this April and will hopefully have a job out of school. We don’t have kids and currently we both live at home. We are hoping to buy a house within the next year/year and a half so living at home definitely makes it easier to save up.
Post # 11
Well I am still in college but I will be for the next 7 to 12 years because I teach there!
Post # 12
SO graduated in May 2013 and works a full time but low paying job. I take 15 credits, so 5 classes, on Tuesdays and Thursdays and work 30-40 hours per week as a nanny the other days. I do receive some financial aid, but not enough to cover everything. The rest will be in loans.
Post # 13
I technically am, for another month anyway. But my last class was available online and I can go to the testing cener to take my exams, so I would be able to work full time.
DH graduates in May and then we move so he can go to grad school.
No kids, and definitely don’t want any for at least another 4-6 years.
We’ve gotten by financially so far because we both received scholarships and don’t have any debt- and actually getting married and moving in together lowered our living expenses.
We’ll probably definitely have to take out loans when he goes to grad school, but at least at that point we’ll both have jobs of some sort.
Post # 14
My SO and I are both students, done with undergrad in May. We are getting married and moving in together while we are in our graduate programs. My SOs program (PhD) will be fully-funded and he will get a stipend. I will be taking out loans, (if I don’t get scholarships) but will be working probably close to full time. Since I am doing a Masters, I will be out of school before my guy and I will be the breadwinner for a while. Yay for a shift in traditional roles lol.
ETA: also, no kids for a long time. We are 22 now and his PhD will take about 5 years so no baby talk after that. I want to wait until we are both somewhat into our careers first.
Post # 15
We are both still in school, no kids, and work steadily through the year. Both of us have Bachelors degrees, but now we have moved on to grad school to become teachers. My parents are taking care of all the loans I took out for the last 5 years (took me 5 years to finish undergrad) and it’s about $14,000 in total, so that is a huge relief that they are paying for my education. FH is a foreign student though, not a Canadian citizen, so he has to pay the astronomical tuition for international students. It’s like $12K per year and I don’t even want to think about how long it’s going to take to pay back that money. 🙁
Oh, and we’re in university. College is something different here, like community college.
Post # 16
I work for a university, but that probably doesn’t really count 😛 FI is taking his last course online right now and should have his degree in a couple of weeks. We both work full-time (in his case more like full time and a half, stupid retail job), and don’t have kids so finances are not a problem. I plan to go back for grad school soon though so hopefully he’ll land a better job and we’ll have job + stipend.