Who to write the check out to?

posted 3 years ago in Gifts and Registries
Post # 3
Member
975 posts
Busy bee
  • Wedding: October 2012

Use her maiden name.  Even if she changes it ASAP and waits to cash it, the bank will almost always still take it.  But chances are she’ll deposit it before changing her name.

Do not make it out to cash!  That is for if you wanted cash, you’d make it out to cash and give it to the teller.

Post # 5
Member
546 posts
Busy bee
  • Wedding: September 2013

I wrote one out to Mrs & Mr Brides first and maiden last name (a bit of an inside joke, the couple loved it). They had no problem cashing it at her bank. I think banks are used to this type of thing even if there is a name change and as long as they’re using an established account the bank should take it. 

Post # 6
Member
3119 posts
Sugar bee
  • Wedding: August 2012

I didn’t even realize this was an issue until our wedding. We got checks that ran the gamut – just me (maiden name), just me (married name), both of us (his last name), both of us (his name + my maiden name), just him, and either him or me (maiden name) on the same check.

The easiest to cash were me (maiden name), just him, or the either him or me (maiden name). 

I will say that I was slightly taken aback when some of our friends put just him on the check, but then when we were cashing it I realized it was just easier that way. 

All depends on the bank. 

Post # 7
Member
6506 posts
Bee Keeper
  • Wedding: June 2013

Put “or” instead of “and”! It was very difficult for us to get to the back together and they don’t let you deposit checks that say “and” unless you are both there.

Also, it does not matter if you put her maiden name or married name. We took ours in a few days after and I was able to deposit all of them that were made it to me with my married name even though it wasn’t legally changed yet.

Post # 9
Member
28 posts
Newbee
  • Wedding: July 2013

@MrsBeck:  So true!  I use a credit union with no branches, everything is e-banking or co-banking at other credit unions.  Normally, I love that.  But for wedding checks, I actually had to call the main office in our state capital, get a one time exception to mail the checks for deposit, then overnight them all.  It was a frightening night worrying about all that money!

I will NEVER write a check to 2 people with an “and” again.  It will be “or” from here on out.

Yes, I know the easier option would have been to just add me to my wife’s Wells Fargo account.  But I have some strict principles… credit unions only for me.

Post # 10
Member
917 posts
Busy bee
  • Wedding: February 2014

I agree with PPs. The Mr. and Mrs. HisLastName is asking for trouble. I would write the check to the two of them with their pre-wedding names for a number of reasons.

A friend of mine never planned to (and never did) take her husband’s name. Yet, her father wrote a check to Mr. and Mrs. HisLastName. In order to cash the check she had to take several documents to the bank to prove that no, really, she just got married and that this check was hers to cash. Also, in this particular case, she was deeply offended that her own father didn’t respect her choice to keep her name. It was not the best of situations…

Post # 11
Hostess
22135 posts
Honey Beekeeper
  • Wedding: July 2011

@kate02121:  Agree with everything you said!

Post # 12
Member
301 posts
Helper bee
  • Wedding: May 2014

I’m not the OP, but this information is very helpful.  I’ve gotten so tied up in knots about how to address checks that I end up giving actual cash.  Paper money is probably easier for the recipients to deal with, but it’s less secure and it seems less classy to me than a check, for whatever reason.

 

Post # 13
Member
3199 posts
Sugar bee
  • Wedding: October 2013

@FoxyBride14:  TBH, i’d fill it out to the groom. i’d be worried she’d change her name and her bank would deny the check – i know mine would.

Post # 14
Member
3199 posts
Sugar bee
  • Wedding: October 2013

@FoxyBride14:  as an alternative, you can fill it out to “Bob Smith OR Jane Doe” and either of them could cash it.

Post # 15
Member
11668 posts
Sugar Beekeeper
  • Wedding: November 1999

I really wish more people would have made checks out to either JUST my DH or JUST my maiden name.  It took us a while to cash all the checks because of this.  We had people calling us up asking if we got it and when we’d be cashing it.  But, I had to wait to get my name change to go through and then had some issues with the bank changing my name, too. 

Post # 16
Member
9412 posts
Buzzing Beekeeper

I had no idea you could write a cheque to two people. What if they don’t share a bank account? The money needs to be directed to one person, at least in my mind, because I’m not sure how a single cheque can be divided. That is very strange. Whichever person was my friend, that is who the cheque would go to. If s/he chose to share it, fine. If not, also fine!

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