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I wish we both had the worries but unfortunately its only me. I am sitting at my desk at work now with a pain in my side becuase of all the things that are left to do and pay for!!!
Maybe he does worry but he is not showing it
Yes, it's all me! I am constantly thinking about how much we need to save to put down for a house and to furnish it let alone our wedding (trip to Vegas). He worries about things but for some reason not as much as I do and therefore never wants to talk about it. It is frustrating when you are on 2 different wavelengths about money!
I don't know that I actually worry more than he does, but I am more likely to talk about financial concerns than he is.
We both worry, but my husband worries more. I have a pretty good policy that keeps me sane - if I know I don't have the money, I don't spend it. But, it's good to have someone who is that careful about money as then the chances of catching fraud is a lot higher!
ME! I am forever freaking out about money . . . . we both have two jobs but because of health issues i have i tend to worry more because of all the supplies i need. He is more laid back and confident. . . man i wish i had some of that
We both do a decent amount of worrying but thankfully it only gets out of control into full blown freak out once every couple of months. I have a respectable amount of debt from putting myself through grad school. FI is paying for his grad work as he goes, but the debt is starting to stack up on his credit card and he worries about paying it off monthly.
We're lucky though and we know it because our money worries usually extend as far as limiting the number of times we go out to eat - we haven't reached a point where our lives are seriously impacted by lack of money (because of luck and smart choices).
Surprisingly, it's me that does most of the worrying! Mr. PG is constantly reassuring me, saying "you only get to do this once! So make it worth it, no regrets."
I think we both freak out about money occasionally, but we have substantial savings and are very good about saving money from each paycheck. Sometimes he has a meltdown because he has his master's degree and is not working a job that has anything to do with it and doesn't pay very well, but it's steady and he has the opportunity to work overtime occasionally, so it's not a bad deal. I get a little freaked sometimes because I think about paying off my student loan debt in a few months, saving for a house, paying for the wedding ourselves...whew, it gets overwhelming. We're good about calming each other down though. Thankfully our freakouts haven't been on the same day so far!
I worry way more than he does. He's just a calmer kind of person, but he also doesn't really plan things out either. He usually calms me down after we talk things through. I freak out when I think about combining my very reasonable law school debt with his undergrad debt. It's a very manageable number to people with jobs, but considering I currently have no income, I have a tough time imagining how to pay it back, eventually buy a house, and save for me being a stay-at-home mom for a few years once we eventually have kids. Oh well -- it will work out if we are good stewards of our money. :-) Good question though!
@ Ms.AnnaLytical - Oh my gosh! I don't know what we'd do if we had freakouts at the SAME day! We both get pretty down when we have freakouts...so I'm predicting it would lead to a fight and some crying (on my part!). That or we would just lock ourselves in the house until the down period passes! I wonder who would try to cheer us up then...
I definitely worry more. He thinks we're in a good place, but I have absolutely no patience and get stressed out easily. So, while he thinks we're making big enough payments on my credit card and saving enough for a future home each month, I always think "but I still have ____ to go!" or "we'll never get to a 20% payment!!"
I would say I'm definitely more atune to where our money is what our money level is and where are CC bill is at all the time. I am constantly looking online at our bank accounts to make sure everything is where it should be. But at the same time, he is very good with keeping things organized in regards to bill paying and everything else. So I guess we're about even.
He does! We are doing ok, paying our bills with a little extra. He'd just like to have a little more extra to be comfortable.
Oh he is the total worrier in our relationship and it just isn't about money but everything in general. I am usually cool calm and collected so we will see how it is as the wedding draws nearer. But yeah he is always asking about little charges to the account to make sure they aren't fraud. To his credit he does work for a bank so he works with money all the time.
We both worry about money - especially now that we are both unemployed! Yikes!
absolutely me!!!
when we first met - he told me, "if we ever get married, i want YOU to be in charge of the money"...
we bought our first house last october and right before that we jointed our finances...I am OCD about my money and have kept a spreadsheet for the past 7 years of my finances...so yeah - the answer to this question would be me!!!
you ask him, and he never even knows how much money is in our account at any given time - he's constantly asking me if he can go to buy something...
He works with companies making them run more efficiently and smoothly thus fiscal responsibility is what he's all about. He's my own little "Alex Keaton"!
We both worry, but we both have our spending fettishes. Mine is about living in the moment. We can't pinch every penny and not live our lives ... we are only young once! He is all about fancy things (which I could do without, but do enjoy sometimes when he buys them for me). So we definitely have different perspectives and its led to A LOT of debating over the wedding, which is of course an in-the-moment kind of expense.
I especially worry now though, cause I recently lost my job and feel insucure about the future. When we both had good incomes, it was easier to balance our issues, as I could just use MY money for things I wanted whether he liked it or not and vice versa.
We both do. I'm in the same boat as natake- saving for a house, and paying for a wedding. I wish we would do one or the other first, but FI wants to be married this year, and it's honestly the best time for us to buy a house. Every payday, I put some in the savings, and pick a wedding item to manage, in order of importance. We pay cash for everything.
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I didn't realize how much my FI worries SO MUCH about how to pay for things and where the money will come from until we started budgeting for the wedding.
He's the one with a steady paying job and a side job (that he enjoys) while I live off of commission-based work. And yet HE worries enough for the both of us! I always have to reassure him that it wil all work out because he gets down sometimes.
So who worries the most about money in your relationship?