whos got benefits?

posted 3 years ago in Wellness
  • poll: who pays your health benefits?
    My work pays for my benefits. : (59 votes)
    45 %
    Im on my SO health plan : (31 votes)
    23 %
    I pay my own health insurance. Between $1-50 per month : (10 votes)
    8 %
    I pay my own health insurance. Between $50-$100 per month : (6 votes)
    5 %
    I pay my own health insurance. Between $100- $200 per month : (9 votes)
    7 %
    I pay my own health insurance. Between $200+ per month : (8 votes)
    6 %
    I don't have any health insurance : (7 votes)
    5 %
    Obama Care : (2 votes)
    2 %
  • Post # 3
    6455 posts
    Bee Keeper
    • Wedding: June 2013

    We’re on my plan. My work pays the premiums for medical and dental and I pay about $4 a month for vision. We also have no deductibles and very little out of pocket costs for most medical visits. I consider myself pretty lucky to receive the benefits that I do. I work at an employee owned company so I think that’s why our benefits are so good.

    Post # 4
    1112 posts
    Bumble bee
    • Wedding: August 2013

    Um I think i have some through my work, but Ive never had to use it and I’m not sure. Besides that, I live in Canada so we have pretty good universal health care (well, its ridiculously slow, but I do like free trips to the doctor/hospital).

    Post # 5
    3265 posts
    Sugar bee
    • Wedding: February 2014

    My work pays for my healthcare plan and FI will be going on my plan once we’re married. I think it’ll be about $100/mo to pay for him? Maybe less? Haven’t asked my boss in a while.

    Post # 6
    290 posts
    Helper bee
    • Wedding: February 2014

    It’s really hard to get a full-time job where I live. I used to be covered at my last job for about $20/month, now I’m on my fiance’s plan which costs us an additional $4/month.


    Post # 7
    3735 posts
    Sugar bee
    • Wedding: September 2014

    @AndysCraftsNmore:  My medical insurance premium is $49.95 every two weeks or about $100 a month. I voted incorrectly above. My employer pays the rest. Dental is a little less than $5 a month.

    When we get married, I’ll get on his Tricare but we may both be on individual work plans unless it’s cheaper otherwise. I mean, I appreciate a little less paperwork.

    Post # 8
    2385 posts
    Buzzing bee
    • Wedding: July 2013

    Work pays my benefits now, but that will change in 2014 with obamacare. Our insurer hasn’t given us the full plan list yet so they don’t know how much it will be but are expecting between $10-$25/month on top of their contribution. I really dislike my plan though, it’s a super high deductible at $3,500 and I haven’t added DH yet because then my dedutible jumps up to $5,000. This is the only plan that comes with an employer provided HSA (about $100/month) which usually covers any of our medical expenses so I haven’t switched for that reason alone. 

    Post # 9
    1835 posts
    Buzzing bee
    • Wedding: March 2013

    @AndysCraftsNmore:  DH is an officer in the Air Force so I’m totally covered, I recently switched the type of insurance once I found out I was pregnant so I could go to a civilian dr, but I tap out at 1000 for the year, which I prob won’t even hit. I’m really bummed about all the insurance problems people are going through. My uncle owns a mechanic shop, my aunt stays at home and they have two kids. Theyre not well off but aren’t poor either, the amount they’re going to have to pay for insurance is unreal.

    Post # 10
    2657 posts
    Sugar bee

    We’re on our own plans through our respective employers.  Both of our employers pay 100% of the premiums and coverage is similar in both.  If our employers paid less in premiums or if one of the plans was significantly better, we’d consider going onto one plan together.  Right now, it doesn’t make any sense for us to change.

    Post # 11
    4 posts
    • Wedding: August 2014

    My work pays for my health insurance, and once we are married I’ll be adding my fiance, although I’m not sure what we’ll be paying for him. 

    Post # 12
    8720 posts
    Bumble Beekeeper
    • Wedding: September 2013

    my DH is in the navy but I have my own health plan. I’m not sure how much my job pays vs what I pay. I also work in govt and I love my benefits so I wont go under him.

    Post # 13
    536 posts
    Busy bee

    I don’t understand all of the poll options.  Obamacare isn’t a form of healthcare.  It’s a law that mandates you must purchase healthcare, amongst other things.  Are you asking if we obtained our insurance through the healthcare exchanges?  Or are you asking if we have Medicare (different thing entirely)?

    To answer your question, I have health care through my employer but I’m thinking about checking out the healthcare exchange to see if there’s something cheaper/better I can get.

    Post # 14
    1233 posts
    Bumble bee
    • Wedding: April 2013

    My husband and I get our insurance through my employer. They cover health, dental and vision for $145 per month for the two of us. We have Anthem Blue Cross Blue Shield which is amazing! I had shoulder surgery this summer and only paid $150 for the surgery.

    Post # 15
    8389 posts
    Bumble Beekeeper
    • Wedding: April 2013

    I’m on my husband’s plan (I don’t work), his employer pays for a large majority of it.

    Post # 16
    9859 posts
    Buzzing Beekeeper
    • Wedding: May 2014

    @AndysCraftsNmore:  I”m Canadian so it’s a little different here.  I’m on my FH’s plan, his works pays part and he pays part.  I could be on a plan at my office but it doesn’t make sense.  I also have provicial coverage because everyone does.

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