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OKAY I KNOWWWWWWWWWWW we hate talking about money. But I'm just curious (and will NOT be offended if there isn't a single post lol)
Are you paying for your wedding out right? Or are you using credit cards. I know several friends that are still paying for their wedding two years later!
ps- BLAME IT ON FRIDAY! :) HA!
We paid for it in cash. My parents paid about 1/3, his parents paid for the rehearsal dinner, and we paid the other 2/3 ourselves by saving money out of every paycheck while we were engaged. The wedding is over and we feel a little broke but we're sooooo happy that we're not in debt over the wedding right now.
We're paying cash. His parents gave a tiny bit of money that will most likely go towards the receptin venue.
We are paying for it in cash. We have spent about 7K so far. Have 6K saved and still have about 6K more to save!!
My parents paid for my wedding dress and his parents have offered to pay for the rehearsal dinner and give us $1,500 towards our honeymoon.
We used our own savings and we were very lucky to have my parents contribute to the reception. Originally it was just us paying for everything and we had saved enough for the reception but were not going to have enough for honey moon also but with about 2 months to go they chipped in.
So had no debt the day after the wedding. We deemed if they we couldnt save for it, we couldnt have it. I did alot of DIY which saved us alot of cash. I originally had a photographer in mind and I couldnt justify the cash. So we ended up getting a good friend of ours to take the photos and they turned just as good as the pros and only 1 percent of the cost.
Such a relief to not to be in debt!
Actually, I need an "all of the above" option....
Some things are already paid for (deposits). Some things are currently being paid for (on credit, like liquor and favors and honeymoon plans). My mom insisted on buying my dress, my parents both insisted on helping with the venue costs, and my FI's mom insists on helping with the photos (we are embarrased by this since we pride ourselves on our finiancial independence, but we are gracisouly accepting these as gifts since it means a lot to our folks to do this for us - like they've been waiting all their lives for this, ;-). There will be a few grand lingering on the card to pay off after the wedding... we will take advantage of the zero rate we have and take our time paying it off to help balance cash flow for all other life expenses.
How about you?
My advice is if you don't have the funds in the bank, don't go in hawk over the cost of the wedding. You will never recoop the cost of the wedding with gifts. It is better to have a small wedding and pay the rent! You don't want to waste your money throwing a party that you will be paying a lot of interest on! If you use credit, you will be paying forever!
It's only one day; not the rest of your life.
We are paying for all of it in cash. We already have enough debt in student loans to pay off, we did not want to add to that with wedding debt. So far we're good, but we would be better if FI had a job. 
I did pay for some last minute things on credit cards but paid them off instantly with wedding money.
My FI and I use our credit cards for payments to earn rewards points (United miles and Amex, respectively). But then we pay them off in full at the end of every month. So technically, we're paying cash for everything. The wedding will be paid off in full by July. Most of our final payments to vendors are due within two weeks or so of the wedding anyway. All we'll pay after that are incidentals and vendor tips.
Our parents did contribute about 40% to our overall budgeted spend in cash. We are covering the other 60% ourselves.
We are paying for it in cash. We choose our budget based on how much we were willing to pay for one day and we opened an account to save the cash. Everything will be paid before our big day. It was really important to us to have a great wedding but we did not want to have to dip into our other savings or have to change our normal spending habits too much.
We used our credit card for everything as we wanted to build up air miles *laugh* and then every month we paid off the cards..so i guess credit and cash.
When we walked down the aisle the wedding was completley paid for (by us and our parents)
Cash all the way for us! If we put anything on a credit card, we'll use it for the miles and pay it off right away. There are a lot of things I wish I could have for my wedding, but I know for me it's not worth going into debt over.
@Momma: I agree with this completely! Well said.
We paid for everything outright. There were a few things that we were billed for after the wedding, such as the bar fee, and final reception payment, less our deposit, plus the 50% due to our photographer upon receipt of our photos. But we still paid for those with our debit card.
@Donnica22: We are using cash. I am not putting anything on credit. I do not want another bill after the wedding.
We are paying outright.
We have other things to worry about/plan for which made us decide to go small scale and avoid wedding debt.
No way would I EVER consider going into debt for our wedding... Not worth it in my opinion!!
Our parents will be helping us out and we are staying under $5K for 150 people, wish me luck, haha.
@Baileyh: You wrote "sued" and I was like, nice...free wedding. LOL! But I understand *typo*.
We are doing similar..pay with credit card to get miles and pay it off at the end of the month. It's awesome, bc we bought our plane tickets to Hawaii and with our miles, we only had to pay for 1...yay! :)
My parents gave us a certain amount and then I stashed away some extra when I started planning but we paid for everything in full before the wedding. It was nice to not have to worry about it once it was over.
We're paying cash.
I have a co-worker who is still paying for his wedding..... 6 years later..... yikes!
@Ms. Sparkles: I just changed it..but when i re read it i though (man that would be awesome!!) *laugh* too bad!
@Donnica22: My dad is paying for the bulk of things, My FIL/MIL is paying for the rehearsal dinner, and My FI and I have paid for my dress, honeymoon, and venue. WE have used income taxes and some of the money we got from selling a car.
We are young, and wanting to buy a house in the next couple of years, plus I have enough debt from school loans, so taking out credit is not an option that we allow ourselves.
we're putting it on AmEx, earning the points, and paying it off when the statement comes.
We paid in cash! There were a few things that we put on credit cards, but paid them as soon as the bill came for the point/cash back like other bees, but it was mainly all cash. We just didn't want to start off our marriage being in a ton of debt for one day!
I paid cash for everything! It is silly to go into debt for a wedding! If you can't afford it....don't do it! Or atleast scale back to what you can afford.
We're paying cash for everything and will have enough saved up to have it paid for right away.
@vaness13181: We are doing the same thing, Except for those vendors who want their final payment as a cashier's check, we are putting everything on the credit cards to get our cash back rewards points.
But we will have no debt after the wedding. We have saved and parsed out the charges and costs over the last 14 months.And we are still saving for a house, too!
I voted credit....but almost everything we paid for was done in cash. The only thing I am still paying on is my dress.
We paid for most things ourselves. My mom gifted my my dress and some money toward the florals. My dad gifted us wedding day transportation and wedding night accommodations. Everything else we paid for on or before the wedding day—including the honeymoon. We even paid for all food, drinks, shopping and activities on our honeymoon cash so we have absolutely NO WEDDING DEBT.
We made a pact when we began the whole thing that we would not begin our marriage in debt and stuck to it. Yaaay!
Don't do Credit Cards if you can help it!!! Ok so I am not the poster child for saving money (I have tons of students loans left to pay...which kind of makes looking at how long I will be working slightly depressing) but here's the thing you don't want to be charged interest on something that is already a lot. I didn't have a big budget, I was a DIY bride from start to finish!
Do what you know, ask who u know for help and be budget savvy. My cousin loves taking photos, so to help build up her portfolio I hired her as my in-house photographer. My friend also loves to Dj, so we had her mix the reception. I borrowed chairs, picnic tables from my family and friends (I picked everything up myself) and I went with an online flower company Bunchesdirect.com where I could buy bulk flowers. Centrepieces...and go figure I arranged myself...
OK...I've been enough of a windbag today but if you take anything from my post it's be creative, and stay away from loan sharks....I mean credit card companies...
@tootietoo2: WOW! Paying for the food and activities! That's great!
@jeni_marie27: GREAT ADVICE! :)
Julst like @mzlouis2b: said...we are paying for it all in caseh And as she said we choose our budget and our venues/etc and everything wedding related based on how much we were willing to pay for one special day and opened up a savings account and have been putting money in it. Anything wedding related gets taken out of that account. And FI and I keep putting money in it. IE...our tax returns etc.
It will be a nice feeling knowing the day of our wedding everything is paid for outright and not to have to stress about that. It was really important to us both to not "start" out our lives together in a big financial debt/hole.
We have a wedding account as well. And everything we pay comes from that account. We do NOT get it if we can't afford it. Actually looking for a videographer now. Posted on Craigslist saying we had a budget of $150. OMG........we got about 25 responses since yesterday!
IT CAN BE DONE! HA
Hmm we paid by credit cards for everything that we could, but paid off our balances right away, and we had the money to do so. So I guess that would be cash?
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