- 5 years ago
- Wedding: July 2011
Forgive me if this turns out a novel but i just needed to vent
I love (well most of the time) my career (architecture) and i’ve been at my job for so long (7.5) but for the last 2 yrs i’ve struggled with whether to leave….now that i’m pregnant, i know i’ll definitely be out on maternity leave (unpaid) for the first 2 months the baby is born. In the perfect ideal world, i wouldn’t go back to work at all for the first 2 years of our baby’s life. But sadly, i know we wouldn’t be able to live on just one income. Now, i also go to school part-time, and i only had 2 years left which now will be extended to 3 years, if i attend this fall quarter and next spring quarter (the college i go to has 3 semesters in a school yr instead of 2)
so then my ideal plan after the baby was born was this…i’d go back to work only for half days which would end up being around 40 hrs a paycheck….leaving me time to be with our baby and then my classes would be 2 nights a week and i could do homework on down time when the baby is sleeping and/or when hubby is off from work.
currently our housing situation is a bit temporary as well. without getting too detailed, we are basically living in a house i own with my ex that is in foreclosure and we are not paying the mortgage. so we’re saving money on rent and that whole situation is what is it is. we’re aren’t buying the house back just to clear that up, and i’m only bringing this up to point out that currently we are able to save up some money that would otherwise be going towards rent (so please lets try not to get into the whole foreclosure thing, thanks!)
well, i just did a quick budget and cost calculation per month to see if my ideal plan above was feasible. i included a rounded number for baby costs per month and i included an estimated number for rent assuming we will have to move sometime next year. most of bills cant be cut down, so they are hard figures. and the only flexible numbers in there are things like groceries, gas, co-pays, savings, etc. i didnt even factor in upfront baby costs like clothes and baby gear, etc because i’m hoping to wait til after my baby shower cuz i know we most likely will receive a lot of help that way.
my conclusion is that in my ideal world, my ideal plan will not work. 🙁 i used hubby’s base pay as his hard figure for his income per month (he works in sales and gets commission and he is good at it and brings home decent money but i’d rather play it safe than assume a figure and then he has a hard month and makes less) it just wont work. 🙁 i’d have to be working the usual 60 hrs a paycheck that i’m working now and we’d have to penny pinch each month just to make sure we’ll be okay…..
and of course, this is all assuming the worse case scenario for our income each month versus the most in cost for what i’m budgeting….so i know some months will be more comfortable than others….and the whole fact that we’ll be able to save rent money while we wait for the sherif sale to happen is sorta a plus….but still ugh!!! the other part too is that i don’t see how i can go back to school and work and take care of our baby too. 2 nights a week doesnt seem like much but the workload is demanding. and hubby works 11 hr days 4-5 days a week…so most of the caring will be my job….my mom and mil are willing to help since they both dont work but i dont want to rely on them all the time cuz they do have lives too….and i know there are plenty of mothers and parents out there that make things work….and maybe i’m worrying over nothing….i just had hoped i could be somewhat of a sahm and now i dont know if that’s gonna be possible…..