Weddingbee boards

Currently my Fi and I live in a house owned from his parents with his two friends. The agreement was that we would eventually buy it from them, but it is out of our price range. (the only reason we are able to afford it right now is with the help of his friends) However, one of them moved out this weekend and with less that 2 days notice and I am totally freaked out financially!

I have voiced this to my FI a couple of times, but he tries to tell me everything will be ok and that we will just work more details and overtime. But the reality is I want to be able to see my Husband and if we are both working all the time, this won't happen. We just cannot afford the house/bills and need to look at other locations.

I finally broke down in front of him and informed his parents of my major concern. (Which I was nervous about bc they own the house and I was worried they would be upset) They understand how I am worried, but the FI was a little different, I had to take a little longer explaining my side and I think the reality of the situation caught up to him. So now we are looking for houses. The realism of being an adult has caught up to me and I do not like it! I can't sleep. I have become obsessed with how much I am spending/saving. I just can't stop thinking numbers. I am slowly going insane!

You probably can afford it if you cut some expenses and  make some changes. FH's sister is an inspiration to me because she is a stay at home mom with two kids, two almost brand new cards, two houses (one that she rents) and the entire family goes on vacation to Europe and Myrtle Beach every year. Her husband makes $22,000 a year. It 's not about how much you make, it's about how far you are able to stretch out your money. With two people working full-time I am sure you can do it. Read some books on frugal living--there's really so many things you probably are overspending on and don't even realize.

Also, I don't know where you are, but you might look into renting an apartment. Just try to lower your rent as much as possible, in a way that isn't going to cost you more in commuting.  Rent is the biggest fixed cost for most people, so if you lower that, you'll be able to put that right into your savings.

@cherryblossom: your sister in law is very lucky. Not only would we be purchasing the house out of our range, we would be in debt to his parents another 100,000 to be paid basically for our lifetime. Just not going to work!

Unfortunately for us, together we make a little more than the mortgage would be on top of bills it is just not possible. MA is soo expensive! I have tossed around the idea about renting/getting a condo something little for us with the ability to save. He doesn't want to rent and he doesn't want to live in the condo and deal with people being on each side of our place. Although I do have to say to my delight, he is coming around more to different ideas. This is just a work in progress.