(Closed) Worried about money!

posted 8 years ago in Money
Post # 3
216 posts
Helper bee

You probably can afford it if you cut some expenses and  make some changes. FH’s sister is an inspiration to me because she is a stay at home mom with two kids, two almost brand new cards, two houses (one that she rents) and the entire family goes on vacation to Europe and Myrtle Beach every year. Her husband makes $22,000 a year. It ‘s not about how much you make, it’s about how far you are able to stretch out your money. With two people working full-time I am sure you can do it. Read some books on frugal living–there’s really so many things you probably are overspending on and don’t even realize.

Post # 4
27 posts
  • Wedding: October 2010

Don’t worry fellow 10.10.10 bride! Make good decisions as they present themselves and all the little ones will carry into the big ones. You can only do what can be done today. The future will always come, whether you fret about it or not. In the end you will end up living with your man where you were meant to be 🙂

Post # 5
1051 posts
Bumble bee
  • Wedding: April 2010

@cherryblossom – Woah!!  Your Future Sister-In-Law is incredible!!  My RENT ALONE is over $22k/yr.  I know there are areas I could cut back on, but I’d love to know some of her secrets!


Post # 6
228 posts
Helper bee
  • Wedding: July 2010

@twalila – although I agree that cherryblossom’s Future Sister-In-Law is amazing I am 100% positive that she doesn’t live in the tri-state area!  My mortgage is almost double of that $22K salary so I feel your pain.  whn i see what people in other areas can buy for a certain amount i just about DIE!  It’s SO-O-O-O expensive here!

but I’d love some tips too! 

Post # 7
18645 posts
Honey Beekeeper
  • Wedding: June 2009

Honestly, I think that you should look for somewhere else to live.  You shouldn’t be scraping to afford the house and it sounds like you probably wouldn’t be able to afford buying it from them anyway.  There are a lot of houses out there for rent right now and I’m sure you can find something that is more comfortably in your price range.  You can buy the house from them later if you have the money and really want it.  I think it’s great that some people can like cherryblossom’s SIL but I don’t think that most people can really pull off that kind of discipline.  It would be like going on a massive diet and I know personally that I would be so hungry!

Post # 8
180 posts
Blushing bee
  • Wedding: February 2010

Also, I don’t know where you are, but you might look into renting an apartment. Just try to lower your rent as much as possible, in a way that isn’t going to cost you more in commuting.  Rent is the biggest fixed cost for most people, so if you lower that, you’ll be able to put that right into your savings.

Post # 10
2205 posts
Buzzing bee
  • Wedding: June 2009

It’s really hard not to obsess about numbers when it seems like your life revolves around them!  I feel the same way–especially since I handle the ‘book work’ of our finances.  I’m always second guessing my decisions with our money!

I’m glad you both were able to agree that you need to look to start with something more affordable.  Hope the search proves quick and successful!

Post # 11
1230 posts
Bumble bee
  • Wedding: November 2008

@ cherryblossom – WOW! Are you sure?!! That doesn’t even seem feasible!  I want to know how..HOW!!!?!?!

Post # 12
165 posts
Blushing bee
  • Wedding: September 2010

I think you are making a smart and responsible decision by realizing your FI’s parent’s house is not something you can afford….at least not right now. You don’t want to be house poor and have to rely on overtime to make the bills. Money sucks. My Fiance has been in and out of jobs since last May after he was laid off and we have experienced living on one income. If you don’t HAVE to be in the position of barely making ends meet, don’t put yourself there. You want to have money to do fun stuff and enjoy each other. I know you both can find a great place to start out at, and in the future buy what you want in a comfortable price range:)

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