Post # 1
Not sure why I’m even bothering to post, I know anonymous Bees aren’t able to help me. I guess I just need to vent a bit.
My cat Gerry (who is almost 9 years old) seems to be having urinary problems. Caught him peeing outside his box a few times the past 24 hours (and felt really bad for yelling at him for it previously). Earlier tonight he squatted by the front door on the hard flooring, and when I went to clean it up, noticed blood traces in the urine.
I don’t know if it’s a UTI, kidney problems, stones, or what, but I am worried sick. I have no job, so paying for vet bills is going to be next to impossible. I contacted a 24-hour emergency animal clinic earlier, so we’ll see what happens.
I don’t think I can deal with it if he doesn’t get better. I can’t seem to stop crying, especially when FI pointed out that we are very limited on funds right now. I looked up a company called CareCredit that offers a credit card for hospital purposes, including veterinary types. When I mentioned the apr of 26.99%, FI vetoed it, stating it was a ripoff.
Any words of advice or comfort are welcome. I’m sick of crying. 🙁
Post # 3
Poor kitty 🙁
I understand being limited on funds, I went through that recently after switching jobs and not being paid for a month. My cat got sick and I had to scrape money up from all over the place, but I did because she was my responsibility. My baby didn’t make it, but I know I did what I could for her.
Post # 4
@Sweet_Tea: Aww honey. Do you have anything you can sell? Any monthly payments you can postpone for a month? Do you have any family that could lend you some money? Any way to get an advance/ loan from work? My cats are my world so i know how upset you must be, but if you love him you will find a way to pay to make him better. I will keep my fingers crossed your little man is ok x
Post # 5
@Sweet_Tea: Awww I’m so sorry! Poor kitty 🙁 Do you have any friends or relatives who could lend you money for the vet? Maybe ask someone who has a pet of their own and will understand how devastating this is for you? I hope you manage to get your kitty to the vet somehow and that he’ll be okay. (((HUGS)))
Post # 6
Thanks for the words of encouragement, ladies. We’ve already cut down what we could, bill-wise (got rid of phone, cable, etc). I don’t have anything of real value to pawn or sell. FI might ask his parents for some assistance, but that makes me feel worse considering how much they’ve helped us previously when he was unemployed for a few months. I’d ask my parents, but they’re both broke and barely staying afloat right now. Friends aren’t much better off at the moment (what with Christmas and New Years having just passed).
@dannielle89: I am so sorry about your kitty cat!
Post # 7
@Sweet_Tea: Do you have any free animal clinics around? Or maybe try going to a regular one, explain your situation and try working out a payment plan with them? In my experience, vets really love animals and want to help them, I’m sure you’ll be able to find one that will be willing to help you out.
Post # 8
With CareCredit yes there is a high APR but that only kicks in after a certain period of time (6-12months for most depending on the terms, they vary) so yes it is a total ripoff I agree with you but if you have prospects for a better job etc. where you could pay it off before the intro period is over then I would definitely consider it.
Also there are home remedies for UTIs in cats. Most won’t hurt if it turns out it is something else but you can always try it first. Google symptoms of UTIs in cats because they can get fairly detailed so you can do your best for an at home diagnosis.
There are also various charities that do free vet work, including a lot of student run clinics. Research for those in your area as I see your location is not on your profile so I can’t tell you which ones are near you.
PS – I thought my cat had a UTI but it turned out she was PREGNANT because they didn’t fix her correctly. So anything is possible!
Post # 9
@MsMeow: good shout. I know if i couldnt afford trearment my vet would let me pay later because he is awesome.
Post # 10
Not sure where you’re from but if you haven’t got a job and receiving benefits I am pretty sure you can take it to a pdsa or something andc get free treatment
Post # 11
OK. Well, not sure what to say since your cat is preganant. But, we used carecredit when my dog got a serisous bladder infection two years ago. It took a whole year to pay it off but I have never been more greateful to have debt. We paid it off as quickly as possible, but my dog is my life. I think our relationship would have broken if he would not have let me heal me dog when I did.
Post # 12
A UTI in male cats is extremely serious, I would call around EVERYWHERE and compare prices. Some vets let you pay in installments. Some animal rescue groups work with very low income owners who cannot afford treatment.
In the meantime, there are some solutions that are sold in speciality pet stores for around $20. Often in pill form, sometimes liquid. Check them out ASAP! Sorry that you are going through this 🙁
Post # 13
@Sweet_Tea: I’m so sorry about your kitty. Can you ask friends or family for help? Maybe it’s not as bad as you think. Care credit sucks the big one. I don’t recommend getting involved with them at all.
Post # 14
@Sweet_Tea: my dog had major neck issues that was causing her a ton of pain. It was horrible seeing her like that. I didn’t have the money at the time but I got a care credit. It literally saved her life. Without it I don’t know what I would have done. As someone previously mentioned, that rate only kicks in if you don’t pay it off within 6 months, at some offices it’s even longer. If you have no other option I would seriously look into it.
Post # 15
A lot of vets are really understanding and might let you barter. You could volunteer to clean up pens or do something around the office in exchange for their help.
Its worth a shot to call them and see how they can work with you. In the mean time maybe look up things you can try at home?
I hope its not a UTI or anything along those lines… that woul be very painful!
Post # 16
I’m so sorry about your kitty! It could just be a UTI in which a blood test and antibiotics from the vet wouldn’t be too pricy, or it could unfortunately mean bigger kidney problems as most older cats end up with some kind of kidney ailment. Maybe a smaller, privately-owned vet clinic would be more willing to offer a payment plan instead of requiring immediate payment?