Would I be able to live on this?

posted 3 years ago in Career
Post # 4
Member
3280 posts
Sugar bee
  • Wedding: June 2014

It depends on the standard on living. We live in a cheaper part of the Midwest and you could get by on 30K, but don’t expect anything too nice or be saving too much, and I wouldn’t want to on raise a family on that. If I was you I would do that for a bit then go to pharmacy school and become a liscened pharmacist. I went into college planning to do pharmacy, seems like a good occupation with good pay. 

Post # 2
Member
6032 posts
Bee Keeper
  • Wedding: October 2014

Where do you live?

Post # 3
Member
3693 posts
Sugar bee
  • Wedding: August 2013

Where do you live? I could definitely live in my region on 30k a year (and did so on less for about four years while I was in school).

Post # 5
Member
2529 posts
Sugar bee
  • Wedding: April 2014 - Italian Villa

Mircat:  Unless you live in an expensive downtown area, $30k is totally doable. That’s about what FI makes, and he pays the majority of our bills (and has extra “play money”).

Post # 7
Member
3044 posts
Sugar bee
  • Wedding: September 2016

You will be most comfortable financially with a roommate and public transportation, but I would call that doable. There ought to be time you can set aside for upgrading to being a full pharmacist, right?

Post # 11
Member
466 posts
Helper bee

Mircat:   I’m living on 30k a year, and its a nightmare.  My SO is helping me with my rent, and my parents are helping me with my cellphone and car insurance.  (My car is paid off and needed for my job).  My student loans are in deferment, and I’m constantly broke.  I can’t afford anything.  If I was single, I’d have roommates.  My only saving grace is that my salary is scheduled to double in a month or two.  Otherwise I’d be totally screwed.  

Honestly, 30k is not enough to live on if you need a car, and want your own place.  Can it be done?  Yes, but not comfortably.  Certainly, not with a car, a studio apartment and student loans.  My cousin is earning 30k in a cheaper area and was forced to live at home.  She doesn’t have a car.  Quite frankly, it is not an amount of money anyone wants to make in the long term…

Post # 12
Member
8047 posts
Bumble Beekeeper
  • Wedding: September 2015

I did it for two years in NYC- gotta have roommates though. 

Post # 13
Member
2250 posts
Buzzing bee
  • Wedding: September 2014

Mircat:  in the LA area that’s not going to be easy if you refuse to have a roommate and have the added expenses of a car and school. 

Post # 14
Member
9533 posts
Buzzing Beekeeper
  • Wedding: August 2013

My husband is a pharmacist, so I know a little bit about this vicariously. I know that when he worked retail he was always looking for good techs. You have to be able to communicate well and deal with customers well. Also basic things like alphabetizing and basic math (sounds simple, but he ran into a lot of issues) are essential. Like anything else, you start off with the easy stuff and work towards the more difficult stuff.

As for the pay, I know that many of his new techs struggled to pay their bills. The hours in retail pharmacy aren’t always consistent and the new people often get the bad hours, which can mean that you don’t get as many hours as you would like. However, his experienced techs get all their hours and usually get to pick when they work and it sounds like they survive just fine on their salary. So it might be tough in the begining, but if you do a good job and get established, it might work.

Post # 15
Member
3044 posts
Sugar bee
  • Wedding: September 2016

I make under 35k and am fine, I feel no (well, very few) pinches for money – but only because I have a roommate.  My last roommate before moving in with my so was out of desperation, we met up on kijiji and he turned out to be the best roomie I have had other than someone I considered family. I suggest trying it for a few months just to see how it works, you can keep an eye out for cheap studios while you have a roomie.

it would be worthwhile to check and see what your income can be to qualify for financial aid for classes (bursaries, loans). It may helip out. But working in the field as you get better qualifications will put you ahead in terms of job exoerience by leaps and bounds of your fellow students! Definitely it is a good way to go and should help you get a pharmacy job faster when you graduate. Think about it a lot of students work as servers to lay their way through school, you will make a lot more as a pharmacy tech.

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