Would you do it?

posted 3 years ago in Money
  • poll: Well?
    Yes. Money would be tight, but we'd be alone. : (77 votes)
    59 %
    No. I would rather have less stress and more roommates. : (53 votes)
    41 %
  • Post # 3
    Member
    9533 posts
    Buzzing Beekeeper
    • Wedding: August 2013

    I think short term I’d just try to find good roommates. I’ve had some great roomies over the years. But that moght not work long term.

    Post # 4
    Member
    2189 posts
    Buzzing bee
    • Wedding: August 2017

    I would have to be saving A LOT to counter how much I hate living with roommates.
    9 times out of 10 I would choose to live only with my partner and try not get more income/less living costs.

    Post # 5
    Member
    1627 posts
    Bumble bee
    • Wedding: September 2010

    Once you save up enough for 6 months living expenses dump the roommate.  For now as long as your marriage doesn’t suffer keep the roommate.

    Post # 7
    Member
    5432 posts
    Bee Keeper
    • Wedding: June 2014 - Ontario, Canada ♥ EDD- April 2016

    This is basically our financial situation right now and I would much rather live with this tight budget than with roomates 😉 It’s annoying, but it’s not horrible. We just don’t buy new clothes or go out to eat and stuff like that. It’s only temporary, because soon I’ll be done with school. We don’t find it that hard to manage, but this is also a huge improvement compared to a year ago when we were both students and only making a combined $800 a month aha.

    Post # 8
    Member
    1266 posts
    Bumble bee
    • Wedding: August 2015

    I’m really, really not a roommate person.  From what you wrote, it seems like you have $400 left at the end of the month once you’re done with bills, groceries, etc. and you put $200 of that in savings.  Unless I’m misunderstanding, that seems totally fine.  As you get older you will most likely make more money and can put more in savings.  For now, I think what you’re doing is fine.

    Post # 9
    Member
    6032 posts
    Bee Keeper
    • Wedding: October 2014

    6 months of savings will be gone as soon as you need to buy tires and take the cat for its shots. It’s too close to financial disaster for my tastes. 

    Post # 11
    Member
    6073 posts
    Bee Keeper
    • Wedding: August 2012

    Wow, 50/50 so far!  Maybe it’s because I’m in my late 30s, but roommates do not sound fun.  I did that in my 20s.  I’d probably sell 95% of my clothes and possessions first and get a second job at this point in my life.

    If you’re already living with roomies, and it’s going OK, then maybe live with it for another year or so to save up.

    However, we do have friends our age who live in California.  They are all musicians and share a home with 6 adults.  The just cannot possibly afford to live on their own in that area.  But with 6 of them they can get a nice house with a yard and fenced yard for their dogs.

    In the end, you will know what is best for you guys financially and don’t let anyone make fun of your ages!

    Post # 12
    Member
    291 posts
    Helper bee
    • Wedding: April 2014

    @anonbee06:  is there any way you could get a place that has a basement and rent that out? To help supplement the income but you don’t have to have roommates…..it’d be a tenant with a separate entrance….etc. 

    i have several friends who would never be able to get a place of their own but by doing this are able to. 

    I would NEVER live with roommates once i was married, I’d need my alone time 

    Post # 13
    Member
    7929 posts
    Bumble Beekeeper
    • Wedding: March 2012 - Pelican Grand Beach Resort

    This would depend on how old I was and who the roommates were.

    I just can’t imagine past about 25 or 26 years old living with my spouse and roommates. And even so, those roommates would need to be actual preexisting friends.

    Post # 14
    Member
    349 posts
    Helper bee
    • Wedding: October 2013

    @anonbee06: My DH and I have a similiar budget to the one you described.. After rent/bills/food we have $50 a week left over for things that pop up (docs apps, clothes, a date night) and we save a little each week as a cushion.
    Its stressful sometimes, and when our friends ask us out we have to pass most of the time, but I would prefer to live like this and have privacy with my husband.

     

    Post # 16
    Member
    1788 posts
    Buzzing bee
    • Wedding: May 2014

    FI and I lived this way for about a year. It wasn’t bad at all, and I personally like knowing that we can still be happy and make the best of our life together even when money is very low. I don’t know what it would take for me to live with a roommate… I think we’d have to get down to no more than $20 left over after bills. 

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