Your ring, did you/FI buy it outright or finance?

posted 1 year ago in Rings
  • poll: Did you pay cash or finance? what kind of center stone?
    cash : (379 votes)
    41 %
    finance : (97 votes)
    11 %
    diamond : (371 votes)
    40 %
    moissanite : (47 votes)
    5 %
    sapphire : (22 votes)
    2 %
    ruby : (3 votes)
    0 %
    emerald : (4 votes)
    0 %
    citrine : (0 votes)
    peridot : (0 votes)
  • Member
    4840 posts
    Honey bee

    Diamond and other (for the finance option). It was a family heirloom so it was purchased in the 1940s and I’d pretty much guarantee it was bought outright then.

    Member
    960 posts
    Busy bee

    Moissanite and cash. Although I don’t have it yet, so no pictures :/

    Member
    399 posts
    Helper bee

    We financed my ring, but it is 18 month interest free financing. We will have it paid off before the 18 months is up. We could pay it off right now if we wanted to.

     

     

    Member
    493 posts
    Helper bee

    Cash and diamond, but it’s not like it was $50,000 or anything. It was like $3000.

    Member
    831 posts
    Busy bee

    we financed my diamond, but we will have it paid off before the wedding.

    Member
    752 posts
    Busy bee

    Cash and natural sapphire and diamond. Our plan is no debt of any sort so everything is being paid as we go, I don’t want to start our marriage off in debt. :)

    Member
    2431 posts
    Buzzing bee

    Cash and diamond. I don’t believe in financing anything other than houses, cars, and education. Other than that if I can’t afford it now, I don’t need it. DH feels the same way.

    Member
    1141 posts
    Bumble bee

    DH borrowed half the cash from his dad, then paid him back after his next bonus.  So it wasn’t bought outright really, but it wasn’t financed either.  He was going to wait to pay cash but a good opportunity to propose came up.

    I have a diamond.

    Member
    6407 posts
    Bee Keeper

    Outright and diamond. I wouldn’t feel comfortable with him carrying a debt for it and neither would he.

    This did mean that we both had to be patient. The proposal was not rushed, saving takes time and I fully understood that fact.

    Member
    959 posts
    Busy bee

    Cash & diamond. We did not finance anything for our wedding. We saved our asses off.

    Mine is a very practical $1500 1ct t/w band e.ring with a .6 ct wedding band which prob cost about $300. It certainly doesn’t compare to some of the extravagant rings I’ve seen on this site but I love the blingyness on my finger and how the bands catch the light

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