(Closed) 15 days to go and not looking good. Need prayers.

posted 5 years ago in Emotional
Post # 3
Member
183 posts
Blushing bee
  • Wedding: September 2013

Did you see if any of the vendors would accept payments after the event and maybe do a payment program with you? I’m so terrified of going over budget and I can see how quickly little things add up and make such a big difference in cost! I will keep you in my thoughts and hopefully this all gets worked out because you really don’t need the extra anxiety right now!!

Post # 4
Member
4046 posts
Honey bee
  • Wedding: November 1999

Take a deep breath! i’ll pray for you. Keep in mind that no matter what happens, you’ll be married to your man. Try not to be too embarrassed, this happens to many brides. 

Do either of you have a credit card to use for the balance? Can you do your taxes this weekend and get a refund back to use for the balance? Anything you can sell to make up the difference (cds, games, dvd, etc?)

What you need are a few options. Can you cut back on flowers? Can you have someone bake cupcakes (instead of cake)? A few boxes of cake mix, some cute wrappers, icing, etc will only be a few dollars.

Get a friend with a camera to take pictures. Not ideal, but you’ll still get some nice shots.

Good luck to you!

Post # 5
Member
418 posts
Helper bee
  • Wedding: March 2013

Why would you not be able to marry the man? You may not be able to have the party, but you can still marry the man.

Do your parents have anything of value they can sell? If I’m reading this right, you only need another $600, right? You’re over by $1800, they only have $1200. Don’t throw in the towel, start talking to your vendors and see what it is they may be able to cut last minute in order to get you right where you need to be…

 

Post # 9
Member
418 posts
Helper bee
  • Wedding: March 2013

@Salas2Sierra:  

Call your caterer and see if you can change the menu last minute to something seriously less expensive, even if you have to do appetizers and finger foods. But seriously, someone should have been paying a lot closer attention to this budget. Going over this much should have been caught and quite frankly, if your parents did this, they need to be attempting to get a signature loan from their bank… TODAY

Post # 10
Member
11752 posts
Sugar Beekeeper
  • Wedding: November 1999

@Salas2Sierra:  can you put it on a credit card?  

Also, could you and your Fiance ask for an advance from your employer?

Post # 11
Member
2411 posts
Buzzing bee

I am confused. Who went over budget? Was it your parents (asking for extras being added to your event) or was it the vendors’ fault (their final dollar amount keeps changing/going up)?

 

If you don’t have a credit card you could charge, if you really don’t have any money and nobody close to you who can loan you that money, here are some suggestions. Get a quickie loan and put your car (or something else you own outright) up as collateral. Look at your upcoming monthly budget. See if you can use some money that would normally go toward bills to pay the vendor. For example, cancel your cable TV or ask your provider if they can extend your due date. Another idea — maybe your car insurance payments can be rescheduled. I’m with Geico and they offer a variety of payment plans. I can pay by the month or quarterly. Maybe you have that option? Cell phone bill — can you reduce your minutes to lower your bill? Rent bill — can you pay it a few days late and buy some extra time? If all else fails, go to one of those payday loan places like Amscot and get some cash that you can pay back with a future paycheck.

So sorry you’re going through this! Try to enjoy your bridal shower! Hang in there!

Post # 12
Member
3688 posts
Sugar bee
  • Wedding: August 2013

Who doesnt understand the budget,  the venue or your parents? I’m confused by your post.

Post # 14
Member
4046 posts
Honey bee
  • Wedding: November 1999

@Salas2Sierra:  Yes, You can file your 2012 taxes anytime after Jan 1. You should get your W2 from your employer fairly soon (I aleady have mine). If not, you can use your last paystub with your hours and deductions listed, file online, or at HR Block or other tax preparer, and can usually find any other account info ahead of the actual paperwork.

HR Block used to give advances on your refund, if you do it SOON, you may be able to get the money in the next 15 days. It was called an Emerald Advance. It’s worth a shot!

Post # 16
Member
778 posts
Busy bee
  • Wedding: October 2013

Is there any way you could borrow money from a family member and pay them back after your tax return?  It’s not the most ideal situation, but at least you’ll get to have your wedding.

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