Post # 1
Ok I need to vent a little. Darling Husband and I have been married almost 4 months now and his Dad hadn’t seen our house yet (his parents are divorced and Dad lives out of state). When they saw our home for the first time a few days before Christmas Father-In-Law said something about it being a nice “little starter home” and how we can upgrade later. (DH’s mother and SFIL love our home)
Ok, first off we have a 1,500 sq foot 3 bedroom 2 bath 15 year old home. It’s not super huge but I grew up and so did Darling Husband in the same size square feet (and he had 3 siblings). It is something we can afford (and plan on paying off in 15 years or less). We are both accountants so we know what we can afford. We contribute 12% each to our 401k’s have a 15 year mortgage vs a 30, still save an additional 15% to savings every year.
I think the reason this bugs me so is that Father-In-Law has already declared bankruptcy twice. They have a home that they are underwater on their mortgage, just bought a lake house, and Father-In-Law is getting ready to retire with apparently nothing saved for retirement (this is Darling Husband words not mine). Don’t get me wrong I love my In-laws normally, they are nice people, but I feel like they don’t have any room to talk.
Post # 3
@missbumblebee: Pretty fair vent. I can see how it bothers you. Stick to your guns. Too many people live way beyond their means.
Post # 4
It sounds like he’s projecting. You’re being reasonable with your spending and he never was, so he’s encouraging you to make bad decisions like you did. Although 4 bedroom homes are the norm in my area, 3 bd is not a small house. With that 15 year mortgage you are probably getting a prime interest rate.
I find in life that those who have the least room to talk always find the most to say.
Post # 5
@missbumblebee: No, I get why you’re frustrated. You said he bought a lake house etc, maybe he considers himself to be an ‘expert’ on these things? He was being hypocritical but I would just shrug it off unless he mentions it again. It was just an assholey (hopefully) throw away comment from your Father in Law, you have plenty of time to estrange yourself from him later. If you want to get under his skin though, maybe ask him how the retirement fund is going.
In the mean time, enjoy your lovely home.
Post # 6
That would annoy me too! DH’s dad has made some similar comments to us and it drives me insane. Your house sounds like a very good size.. definitely not small! Just ignore him. It sounds like you & your husband are very happy and that is all that matters 🙂 don’t let anyone else bring you down!
Post # 7
Thanks for the support guys it does make me feel better!